New York State Auto Damage and Theft Exam Questions With Answers Latest 2024/2025 (VERIFIED)

New York State Auto Damage and Theft Exam Questions With Answers Latest 2024/2025 (VERIFIED) When the rear of the vehicle is damaged and there is a gap between the trunk lid and the quarter panel, what else on the vehicle should the appraisercheck? The center pillar The trunk floor The quarter panels The frame rails: The frame rails 3. In auto physical damage insurance, an insured peril cause of loss is knownas: Direct loss Indirect loss Loss evaluation Consequential loss: Direct loss 4. If an appraiser has to forfeit his bond in New York. The amount of the bondis: $500 $1000 $2000 $5000: $1000 5. Which of the following is NOT a true statement regarding auto appraisers? Each appraiser, while engaged in appraisal duties, must carry the license issued to him by the Insurance Department and display it, upon request, to an owner whose vehicle is being inspected, to the repair shop representativeinvolved. The appraiser must leave a legible copy of his appraisal with that of the repairshop selected by the consumer to make the repairs and also furnish a copy to the owner of the vehicle. New York State Auto Damage and Theft Exam Questions and Answers Latest 2024/2025 (GRADED A) 2 / 33 No appraiser is permitted secure or use repair estimates that have been obtained by the use of photographs, telephone calls or in any manner other than a personal inspection. The appraiser is permitted to traffic in automobile salvage if such salvage is obtained in any way as a result of appraisal services rendered by him for hisown benefit.: The appraiser is permitted to traffic in automobile salvage if such salvage is obtained in any way as a result of appraisal services rendered by him forhis own benefit. 6. The burden of proof that a covered loss has occurred is normally a duty of: The insurance companyThe adjuster The appraiser The insured: The insured 7. Before revoking or suspending a license, the Superintendent must first send notice and give the accused an opportunity for a hearing. 3 months 45 days. 10 days. 60 days.: 10 days 8. The linkage between the camshaft and the valves is commonly known as the: piston. train. cylinder.: valve train 9. Which of the following is the computer in the vehicle? ControllerPump Speed Sensors Valves: Controller 10. Payment may be made if which of the following procedures has beenexecuted? A partial signed releaseA Walk-Away release A prima-facia signed release 3 / 33 None of the answer choices is correct.: A Walk-Away release/The WalkAway release indicates the final disposition of the matter and relinquishes the claimant'sright to sue so payment may be issued. In some states the signing of the paymentcheck indicates a Walk-Away release. 11. If an insured fails to comply with the immediate notice of claim require-ment, which of the following could happen? The loss will be partially paid. The coverage could be denied.The premium will be returned. The policy will be cancelled.: The coverage could be denied 12. On what date must an adjuster license be renewed? December 31 - even numbered yearsApril 1st of every other year The license is continuous unless canceled or revoked January 1st every four years: December 31 - even numbered years 13. What part of the exhaust system reduces the amount of pollution releasedinto the environment? Muffler Tailpipe PCV valve Heat shield: PCV valve 14. What is the first molding called on the outside of the vehicle under thewindow? Side body moldingEdge panel Door decal Sill: Side body molding 15. When performing an appraisal the vehicle should be inspected: From the rear to the frontFrom the point of impactFrom the front to the rear None of the choices are correct: From the front to the rear 16. Which of the following is NOT a duty of an auto appraiser? List unrelated damage to the vehicleDescribe condition of the vehicle Identify betterment or depreciation Determine "loss of use" damages: Determine "loss of use" damages 17. In rear wheel drive cars and trucks, the engine turns: the transmission which is connected to a reduction gear via the driveshafta driveshaft which transmit rotational force to a drive axle at the rear of the vehicle 4 / 33 the transaxle with a differential and universal joints between the wheels andcreates constant velocity None of the responses are correct: a driveshaft which transmit rotational force toa drive axle at the rear of the vehicle 18. What component turns rotary motion of the crankshaft into up and downmotion? CamshaftPiston Cylinder Engine block: Camshaft 19. If the 7th VIN is a number, then the vehicle was made prior to: 2000. 2005. 2010. 2012.: 2010 20. Appraisers may secure or use repair estimates that have been obtained bythe use of: Telephone calls Photographs Personal inspection All of the responses are correct: Personal inspection 21. Which of the following are factors to consider when estimating a floodedvehicle? I. Type of water II. Amount of time submerged III. Height of the flood