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FLORIDA 3-20 PUBLIC ADJUSTER EXAM OUTLINES, FLORIDA 3-20 PUBLIC ADJUSTERS STATE EXAM ACTUAL EXAM 150 QUESTIONS AND CORRECT DETAILED ANSWERS |AGRADE Provides property coverage on a contractor's interest in equipment intended for permane€24,88
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FLORIDA 3-20 PUBLIC ADJUSTER EXAM OUTLINES, FLORIDA 3-20 PUBLIC ADJUSTERS STATE EXAM ACTUAL EXAM 150 QUESTIONS AND CORRECT DETAILED ANSWERS |AGRADE Provides property coverage on a contractor's interest in equipment intended for permane
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FLORIDA 3-20 PUBLIC ADJUSTER
FLORIDA 3-20 PUBLIC ADJUSTER EXAM OUTLINES, FLORIDA 3-20 PUBLIC ADJUSTERS STATE EXAM ACTUAL EXAM 150 QUESTIONS AND CORRECT DETAILED ANSWERS |AGRADE
Provides property coverage on a contractor's interest in equipment intended for permanent installation while it is being transported, unloaded, an...
FLORIDA 3-20 PUBLIC ADJUSTER EXAM OUTLINES, FLORIDA 3-
20 PUBLIC ADJUSTERS STATE EXAM 2024-2025 ACTUAL EXAM
150 QUESTIONS AND CORRECT DETAILED ANSWERS |AGRADE
Provides property coverage on a contractor's interest in equipment intended for permanent installation
while it is being transported, unloaded, and installed - ANSWER-Installation Floater
A beneficiary of a contract only as a result of the First Party's negligence - ANSWER-Third Party
Reinsurance agreement where the insurers involved will pay claims in direct relationship with the % of
the risk that they are insuring - ANSWER-Quota Share
Sharing the cost of replacement - ANSWER-Risk Sharing
A legal action filed by one or more persons on behalf of themselves and others having an identical
interest in the alleged wrongdoing - ANSWER-Class-Action
A specific risk or cause of loss covered by an insurance policy, such as fire, windstorm, flood, theft, etc. -
ANSWER-Peril
Dangers in a store, warehouse, or office; circumstances of risks and perils determine who is responsible
for _____ - ANSWER-Premises Liability
A loss or risk the policy doesn't cover - ANSWER-Exclusions
Technique used to transfer the risk of a person, business, or organization in another through the use of a
two-party contract - ANSWER-Insurance
A legal two-party document describing the relationship between the insured and the insurance company
- ANSWER-Indemnity Contract
, Legal document that makes some person responsible for damages their actions or products cause
regardless of any fault on their part - ANSWER-Strict Liabilty
The intention to withhold relative information about the risk from the insurance company -
ANSWERConcealment
A subset of the claims function whereby suspicious losses are investigated separately from the normal
claims adjusters' activities - ANSWER-Special Investigations Unit
An insurer takes no action upon realizing material changes in a contract - ANSWER-Implied Waiver
Acts committed without negligence but result in damages - ANSWER-Intentional Tort
Willful and illegal sinking of a ship at sea or its cargo - ANSWER-barratry
Covers physical damage as well as liability and tends to be very broad in coverage - ANSWERCommercial
Inland Marine
Single insurance for only one kind of property at only one location of an insured - ANSWER-Specific
Coverage
Legislative Acts or Laws - ANSWER-Statutes
The insurance company to which the risk is transferred to by the contract - ANSWER-Second Party
Hazards on private property that might attract trespassing such as swimming pools or trampolines -
ANSWER-Attractive Nuisance
An approximate calculation of amount, extent, quality, magnitude, position, degree or worth of
something - ANSWER-Estimages
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