Primerica Life Insurance Exam: Life Insurance Practice Exam: Primerica Life Insurance Exam Study Questions;Life Insurance Exam: Primerica Practice Test; Questions & Answers
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1x verkocht
An insured purchased an insurance policy 5 years ago. Last year, she received a dividend check from the insurance company that was not taxable. This year, she did not receive a check from the insurer. From what type of insurer did the insured purchase the policy? a. mutual b. reciprocal c. nonp...
Voorbeeld 4 van de 59 pagina's
In winkelwagenAn insured purchased an insurance policy 5 years ago. Last year, she received a dividend check from the insurance company that was not taxable. This year, she did not receive a check from the insurer. From what type of insurer did the insured purchase the policy? a. mutual b. reciprocal c. nonp...
1x verkocht
The Commissioner conducts an examination of a domestic insurer and believes that the costs of examination places an unreasonable financial burden on the insurer. Which of the following will happen? a. The federal government will absorb the full cost b. The federal government will absorb part of t...
Voorbeeld 4 van de 40 pagina's
In winkelwagenThe Commissioner conducts an examination of a domestic insurer and believes that the costs of examination places an unreasonable financial burden on the insurer. Which of the following will happen? a. The federal government will absorb the full cost b. The federal government will absorb part of t...
The receipt given to a life insurance applicant when the application is completed and the initial premium is received is called a(n) (Ans- conditional receipt Statements in the application for insurance that are believed to be true to the best of the applicant's knowledge are called (Ans- re...
Voorbeeld 2 van de 8 pagina's
In winkelwagenThe receipt given to a life insurance applicant when the application is completed and the initial premium is received is called a(n) (Ans- conditional receipt Statements in the application for insurance that are believed to be true to the best of the applicant's knowledge are called (Ans- re...
Which law is the foundation of statistical prediction of loss upon which rates for insurance are calculated? A) Law of Group Evaluation B) Law of Large Numbers C) Law of Masses D) Law of Averages (Ans- B) Law of Large Numbers A producer who fails to segregate premium monies from his own per...
Voorbeeld 2 van de 13 pagina's
In winkelwagenWhich law is the foundation of statistical prediction of loss upon which rates for insurance are calculated? A) Law of Group Evaluation B) Law of Large Numbers C) Law of Masses D) Law of Averages (Ans- B) Law of Large Numbers A producer who fails to segregate premium monies from his own per...
Deferred Annuity (Ans- An annuity in which the income payments begin sometime after one year from the date of red annuities can be funded with a single lump sum payment so it is referred to as a single premium differed annuities. Human life values approach (Ans- Calculates an individual'...
Voorbeeld 1 van de 4 pagina's
In winkelwagenDeferred Annuity (Ans- An annuity in which the income payments begin sometime after one year from the date of red annuities can be funded with a single lump sum payment so it is referred to as a single premium differed annuities. Human life values approach (Ans- Calculates an individual'...
Which will be included in a policy summary? (Ans- Premium amounts and surrender values Why should the producer personally deliver the policy when the first premium has already been paid? (Ans- To help the insured understand all aspects of the contract An insurance contract requires that bo...
Voorbeeld 3 van de 23 pagina's
In winkelwagenWhich will be included in a policy summary? (Ans- Premium amounts and surrender values Why should the producer personally deliver the policy when the first premium has already been paid? (Ans- To help the insured understand all aspects of the contract An insurance contract requires that bo...
401 k plan (Ans- A qualified retirement plan in which the employee can set aside a portion of their income with pre-tax dollars. Absolute Assignment v. Collateral Assignment (Ans- Absolute: A permanent and irrevocable transfer of rights and/or benefits by the policyowner. Collateral...
Voorbeeld 3 van de 20 pagina's
In winkelwagen401 k plan (Ans- A qualified retirement plan in which the employee can set aside a portion of their income with pre-tax dollars. Absolute Assignment v. Collateral Assignment (Ans- Absolute: A permanent and irrevocable transfer of rights and/or benefits by the policyowner. Collateral...
jason is the insured in a 100,000 10 year long renewable term policy. Soon after taking out the policy, he develops a serious heart condition. will he be able to renew his policy? (Ans- yes which policy has the lowest annual premium? (Ans- whole life the primary purpose of an annuity is to...
Voorbeeld 2 van de 8 pagina's
In winkelwagenjason is the insured in a 100,000 10 year long renewable term policy. Soon after taking out the policy, he develops a serious heart condition. will he be able to renew his policy? (Ans- yes which policy has the lowest annual premium? (Ans- whole life the primary purpose of an annuity is to...
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