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AHIP module 12022/2023
1. Mrs. Chen will be 65 soon, has been a citizen for twelve years, has
been employed full time, and paid taxes during that entire period. She is
concerned that she will not qualify for coverage under part A because she
was not born in the United States. What should you tell her?
Choose one answer.
a. Most individuals who are citizens and over age 65 are covered under
Part A by virtue of having paid Medicare taxes while working, though some
may be covered as a result of paying monthly premiums.
b. Most individuals who are citizens and over age 65 and wish to be
covered under Part A must enroll in a Medicare Health Plan.
c. Most individuals who are citizens and over age 65 and are covered
under Part A must pay a monthly premium for that coverage.
d. All individuals who are citizens and over age 65 will be covered under
Part A.: a. Most individuals who are citizens and over age 65 are
covered under Part A by virtue of having paid Medicare taxes while
working, though some may be covered as a result of paying monthly
premiums.
2. Mr. Bauer is 49 years old, but eighteen months ago he was declared dis-
abled by the Social Security Administration and has been receiving
disability payments. He is wondering whether he can obtain coverage
under Medicare. What should you tell him?: d. After receiving such
disability payments for 24 months, he will be automatically enrolled in
Medicare, regardless of age.
3. Mr. Denton is 52 years old and has recently been diagnosed with end-
stage renal disease (ESRD) and will soon begin dialysis. He is wondering
if he can obtain coverage under Medicare. What should you tell him?: a.
He
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, may sign-up for Medicare at any time however coverage usually
begins on the fourth month after dialysis treatments start. Correct
4. Ms. Henderson believes that she will qualify for Medicare coverage when
she turns 65, without paying any premiums, because she has been
working for 40 years and paying Medicare taxes. What should you tell
her?: a. In order to obtain Part B coverage, she must pay a standard
monthly premium, though it is higher for individuals with higher
incomes. Correct
5. Mr. Diaz continued working with his company and was insured under his
employer's group plan until he reached age 68. He has heard that there is
a premium penalty for those who did not sign up for Part B when first
eligible and wants to know how much he will have to pay. What should you
tell him?: b. Mr. Diaz will not pay any penalty because he had
continuous coverage under his employer's plan. Correct
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