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A life insurance policyowner would like a dividend option that results in a limited current outlay of funds which dividend option would be chosen? ~: Reduction of premium payment Which of these policies is considered a whole life policy€11,22
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A life insurance policyowner would like a dividend option that results in a limited current outlay of funds which dividend option would be chosen? ~: Reduction of premium payment Which of these policies is considered a whole life policy
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(HMO
Instelling
(HMO
Which of the following regulates the quality of care provided by a health maintenance
organization (HMO)?
~: Secretary of the department of health and mental hygiene.
A marketing system, which utilizes mass media advertising and mail, instead of a producer, is
called an blank, blank marketing...
which of the following regulates the quality of ca
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(HMO
(HMO
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Voorbeeld van de inhoud
Elscores 8/18/2024 11:49:07 PM
Which of the following regulates the quality of care provided by a health maintenance
organization (HMO)?
~: Secretary of the department of health and mental hygiene.
A marketing system, which utilizes mass media advertising and mail, instead of a producer, is
called an blank, blank marketing system.
~: Direct response
An insurer is life insurance premium rate must be the same for all individuals
~: In the same risk class with equal life expectancy
Which of these annuity contract features is meant to discourage withdrawals and exchanges?
~: Surrender charges
Which of these is not used as selection criteria in the underwriting process of a life insurance
application?
~: national origin
Which of the following is not a condition that must be met for an accidental death benefit to
be paid?
~: Cause of death must be from a job-related injury
Julie is in need of assistance with one or two activities of daily living. She may be eligible for
a(n)
, Elscores 8/18/2024 11:49:07 PM
~: assisted living facility
Doing the application process, a statement made by an applicant that becomes part of the
contract is considered to be (an)
~: Warranty
Qualified long-term care premiums are treated for tax purposes as
~: tax-deductible to the extent they exceed 7 1/2% AGI
Where is the difference between a standard risk and is substandard risk reflected?
~: Premium charges
Jonas is covered with disability insurance through his employer. The employer pays 75% of
the premium, while Jonas pays the other 25%. What is Jonas' tax liability for any benefits
paid from the disability plan?
~: Taxes must be paid on 75% of the benefits received
Traditional Individual Retirement annuity (IRA) distributions must start by
~: April 1st of the year following the participant attains age 70 1/2
Greg had recently been terminated from his job that covered him for group life insurance.
How long does he have to convert his coverage to an individual policy?
~: 31 days
, Elscores 8/18/2024 11:49:07 PM
A life insurance policyowner would like a dividend option that results in a limited current
outlay of funds which dividend option would be chosen?
~: Reduction of premium payment
Which of these policies is considered a whole life policy?
~: Single premium life
Medicare part a coinsurance payments are covered by?
~: Medicare Supplement Plan A
The blank is responsible for determining the appropriateness of a Medicare supplement
policy for an applicant.
~: Producer
Employers paid qualified, long-term care, insurance, premiums are typically
~: Excluded from the employees gross income
Under a deferred annuity, which contract feature initially charges a 5-10% fee that eventually
reduces to $0 after a stated amount of time?
~: surrender charge
What is normally the consequence for not obtaining pre-admission certification prior to
receiving inpatient medical care?
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