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PSI Online Examination/ (75 Question & Correct Answers/ Practice Test Based on The NY Insurance Property and Casualty Clauses) Which of the following situations under dwelling policy conditions describe how the insurance company will settle a loss? a. pa€9,58
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PSI Online Examination/ (75 Question & Correct Answers/ Practice Test Based on The NY Insurance Property and Casualty Clauses) Which of the following situations under dwelling policy conditions describe how the insurance company will settle a loss? a. pa
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PSI Online Examination/ (75 Question & Correct Answers/ Practice Test Based on The NY Insurance Property and Casualty Clauses) Terms like:
Which of the following situations under dwelling policy conditions describe how the insurance company will settle a loss?
a. pay the full value of a pair o...
PSI Online Examination/ (75 Question & Correct
Answers/ Practice Test Based on The NY Insurance
Property and Casualty Clauses)
Which of the following situations under dwelling policy conditions describe how
the insurance company will settle a loss?
a. pay the full value of a pair of earrings when only one is lost
b. company has the option to repair to pre-loss condition
c. if loss is covered by other insurance the other insurance pays full loss
d. property is replaced by company at full replacement value at loss - Answer: b.
company has the option to repair to pre-loss condition
All of the following are examples of insurable interest except?
a. insuring your home
b. insuring expensive jewelry
c. insuring your friend's automobile
Page 1 of 23
,d. insuring business property you own - Answer: c. insuring your friend's
automobile
When an employer sends employees out of state on work related business, which
of the following must he do to ensure the appropriate workers' compensation
coverage?
a. purchase a separate policy for the state in question
b. list the names of the employees sent out of state
c. list the state on the information page for other states' coverage
d. report the work to the insurance company as soon as it is completed - Answer:
c. list the state on the information page for other states' coverage
Punitive damages are intended to do all of the following except?
a. compensate for actual financial losses.
b. discourage others from doing wrong.
c. discipline the insured.
d. make an example of bad behavior - Answer: a. compensate for actual financial
losses
Which of the following BEST differentiates the terms vacant versus unoccupied?
a. vacant means insured is a way for a period of time
b. vacant means the absence of people
c. unoccupied means absence of people and property
d. vacant means the absence of people and property - Answer: d. vacant means
the absence of people and property
Page 2 of 23
, Which of the following types of policy BEST describes the DP-2 broad form policy?
a. all risk
b. expanded
c. named perils
d. open perils - Answer: c. named perils
Which of the following business liability exposure does a slip and fall loss fall
under?
a. indirect and contingent
b. medical expenses
c. premises and operations
d. retail hazards - Answer: c. premises and operations
Which of the following defines a loss which is consequential and comes as a result
of an original loss?
a. direct loss
b. indirect loss
c. partial loss
d. total loss - Answer: b. indirect loss
Punitive damages are intended to do all of the following except?
a. compensate for actual financial losses.
b. discourage others from doing wrong.
c. discipline the insured.
Page 3 of 23
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