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Xcel Solutions Property & Casualty 1. An earned premium resulting from the cancellation of a policy is calculated on:: On a pro rata basis, based on the previous year's rate 2. M owns a parking garage & has coverage that states: €10,67
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Xcel Solutions Property & Casualty 1. An earned premium resulting from the cancellation of a policy is calculated on:: On a pro rata basis, based on the previous year's rate 2. M owns a parking garage & has coverage that states:
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Xcel Solutions Property & Casualty
1. An earned premium resulting from the cancellation of a policy is calculated
on:: On a pro rata basis, based on the previous year's rate
2. M owns a parking garage & has coverage that states:
1. An earned premium resulting from the cancellation of a policy is calculated onANS
ANS
On a pro rata basis, based on the previous year's rate
2. M owns a parking garage & has coverage that statesANS
"We will cover losses regardless if you are legally liable for the loss." This no-fault ideology will be found
underANS
ANS
Excess Direct Coverage
3. An insurance company writing business in a state other than the one in which it is domiciled is
calledANS
ANS
a Foreign
4. Y is running a home daycare out of their home & has just earned $50,000 in her first year of business. Under
an HO policy, Y's daycare is defined asANS
ANS
Not a business
5. Underwriting guards againstAN
Adverse Selection
6. A licensee whose name or address changes must notify the Dept of Insur- ance within daysANS
ANS
30 Days
7. Assumption of riskANS
ANS
States that a party will not collect damages because they should have known what they were doing was risky
8. Under a DP-2 Broad form, which of the following is not a Broad peril?ANS
Van- dalism
9. Which of the following incidents would not be excluded under a DP-3 policy?ANS
Burglary of a property that was vacant for 30 consecutive days
10. Which of the following are losses excluded under Coverage F?ANS
An individ- ual who is eligible to receive disability insurance
11. Which of the following will not provide a premium discount from standard market workers comp
insurance?ANS
Assigned Risk Plan
12. The face amount of a Surety bond is called theANS
ANS
Penalty
13. M has opened up his business, Tractors & Semis Sales, LLC. His stock will be covered while it is being
transported, if heANS
ANS
Adds the equipment dealers floater
14. All of the following are correct about the Commercial Endorsement regard- ing Spoilage EXCEPTANS
ANS
Coverage extends to stock off premises
15. What is a certificate of authority?ANS
The license required for an insurer to conduct business in the state
16. A licensed producer who lives in another state & transacts insurance in AZ is calledANS
ANS
1/
13
, Xcel Solutions Property & Casualty
A Non-Resident Producer
17. Any of the following may be an unfair claims settlement practice EXCEPTANS
-
ANS
Refusing to pay persons bringing false or fraudulent claims
18. What is the best description of an applicant to the AZ auto insurance plan?ANS
An applicant in good-faith entitled to coverage but unable to obtain coverage through ordinary methods
2/
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