NMLS
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NMLS Exam Review Questions and answers. Rated A+ Which of the following must be disclosed by estimated assumption example on the Truth in Lending Act disclosure on an Adjustable Rate Mortgage loan? - -The index rate, the adjusted interest rate, and the resulting payment The requirement of disclosure of the annual percentage rate is featured in: - -TILA What is the purpose of the Truth in Lending Act? - -To promote the informed use of consumer credit by requiring disclosures about its ...
NMLS Exam Questions and answers, graded A+ What does the SAFE Act stand for and what Act is it the key component of? - -1) Secure and Fair Enforcement For Mortgage Licensing Act of 2008 2) HERA: Housing and Economic Recovery Act of 2008 All mortgage laws except for what fall under the CFPB? - -The Fair Housing Act What is the objective of the SAFE Act - -1) Enhance consumer protection and reduce fraud by encouraging states to establish minimum standards for the licensing and registrati...
SAFE NMLS Exam Prep Questions and answers, VERIFIED/ Real Estate Settlement Procedures Act (RESPA) is implemented as: - -A. Regulation B B. Regulation X C. Regulation A D. Regulation Z B. Which government agency enforces the RESPA regulations? - -A. CFPB B. FCC C. FHA D. FTC A. RESPA is concerned with: - -A. Kickbacks B. Credit reports C. Triggering terms in ads D. U.S. security A. The Good Faith Estimate/Loan Estimate must be sent to the borrower within how many business days ...
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