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Enhancing protection and reducing fraud by directing states to adopt minimum uniform standards for 
the licensing and registration of residential mortgage loan originators was the purpose of the federal act 
known as the: 
a. S.A.F.E. Act 
b. Federal Trade Act 
c. Consumer Financial Protection Act 
d. Dodd-Frank Act - -a. S.A.F.E. Act 
Loan processors and underwriters may not: 
a. Communicate with consumers to obtain information necess...
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