Accident and sickness - Study guides, Class notes & Summaries
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GA LIFE ACCIDENT AND SICKNESS EXAM QUESTIONS AND ANSWERS
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GA LIFE ACCIDENT AND SICKNESS 
EXAM QUESTIONS AND ANSWERS 
At what point must a life insurance applicant be informed of their right that fall under the 
fair credit reporting act? - Correct Answer ️️ -Upon the completion of the application 
A Group owned insurance company that is formed to assume and spread the liability 
risks of its members is known as a: - Correct Answer ️️ -Risk retention group 
Who elects the governing body of a mutual insurance company - Correct Answer ️️ - 
Po...
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LIFE ACCIDENT and SICKNESS GA (LATEST) QUESTIONS WITH 100% CORRECT ANSWERS!!
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accidental death is also known as... - double, ,multiple, or triple indemnity 
90 days 
Are dividends a return of an overcharge of premiums or a gain? - Not a profit but a return of 
excess premiums. policyowners pays a somewhat higher "gross" prmium and is entitled to policy 
dividends as declared by insurers. 
absolute assignment - transfers all incidents of ownership 
Why does whole life represent permanent ins? why ask why - Whole life is level premium, fixed 
amount policy which offers co...
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LIFE ACCIDENT and SICKNESS GA EXAM QUESTIONS AND ANSWERS 100% PASS
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LIFE ACCIDENT and SICKNESS GA EXAM 
QUESTIONS AND ANSWERS 100% PASS 
What is the maximum yearly contribution can an individual make into an IRA? An HR- 
10? - Correct Answer ️️ -2,000 or 100% of earned income, whichever is less; 100% of 
earned income up to $41,000 
which is broader? acc bodily injury or accidental means? - Correct Answer ️️ - 
accidental bodily injury 
Who manages a reciprocal? - Correct Answer ️️ -attorney in fact 
Reserves are defined as... - Correct Answer ️️...
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GA LIFE ACCIDENT AND SICKNESS EXAM QUESTIONS AND ANSWERS
- Exam (elaborations) • 28 pages • 2024
- Available in package deal
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- $12.49
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GA LIFE ACCIDENT AND SICKNESS 
EXAM QUESTIONS AND ANSWERS 
At what point must a life insurance applicant be informed of their right that fall under the 
fair credit reporting act? - Correct Answer ️️ -Upon the completion of the application 
A Group owned insurance company that is formed to assume and spread the liability 
risks of its members is known as a: - Correct Answer ️️ -Risk retention group 
Who elects the governing body of a mutual insurance company - Correct Answer ️️ - 
Po...
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LIFE ACCIDENT and SICKNESS GA GRADED A +
- Exam (elaborations) • 32 pages • 2024
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What is the maximum yearly contribution can an individual make into an IRA? An HR-10? - Answer- 
2,000 or 100% of earned income, whichever is less; 100% of earned income up to $41,000 
which is broader? acc bodily injury or accidental means? - Answer-accidental bodily injury 
Who manages a reciprocal? - Answer-attorney in fact 
Reserves are defined as... - Answer-the accounting measurements of an insurer's liabilities to its 
policy holders 
No COA required if agent - Answer-Places less than 12...
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Life, Accident and Sickness - GA State License
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All Practice Exam Questions - Life, Accident 
and Sickness - GA State License Exam 
Questions and Answers 
How much participation does a Noncontributory plan require? - Correct Answer ️️ - 
100% 
The insured hands control of the policy to another person (usually the agent) - Correct 
Answer ️️ -constructive delivery 
Filing a request with the insurer - Recording Method, or by endorsement - Correct 
Answer ️️ -beneficiary change can be made by doing what? 
The application is part of t...
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West Virginia Laws and Rules Pertinent to Insurance Exam Study Questions and Answers Graded A 2024-2025
- Exam (elaborations) • 9 pages • 2024
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The West Virginia Insurance Commissioner attains office in which of the following ways? - Gubernatorial appointment (Governor of WV) 
 
An offer of life insurance by an insurance company in West Virginia to individuals who are personally invited to apply on the basis of the offer is known as what type of solicitation? - Direct response 
 
When a producer is soliciting a client to effect a contract of insurance, the producer is engaged in - transacting insurance 
 
Courses are approvedfor continu...
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All Practice Exam Questions - Life, Accident and Sickness - GA State License Exam Questions and Answers
- Exam (elaborations) • 22 pages • 2024
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All Practice Exam Questions - Life, Accident 
and Sickness - GA State License Exam 
Questions and Answers 
How much participation does a Noncontributory plan require? - Correct Answer ️️ - 
100% 
The insured hands control of the policy to another person (usually the agent) - Correct 
Answer ️️ -constructive delivery 
Filing a request with the insurer - Recording Method, or by endorsement - Correct 
Answer ️️ -beneficiary change can be made by doing what? 
The application is part of t...
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All Practice Exam Questions - Life, Accident and Sickness - GA State License with 100% Correct Solutions
- Exam (elaborations) • 21 pages • 2024
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All Practice Exam Questions - Life, Accident and Sickness - GA 
State License with 100% Correct Solutions 
100% - Correct Answer ️️ -How much participation does a Noncontributory plan 
require? 
constructive delivery - Correct Answer ️️ -The insured hands control of the policy to 
another person (usually the agent) 
beneficiary change can be made by doing what? - Correct Answer ️️ -Filing a request 
with the insurer - Recording Method, or by endorsement 
Entire Contract Provision - C...
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IICRC HST Exam Study Guide fully solved & verified for accuracy(latest update)
- Exam (elaborations) • 70 pages • 2024
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Industrial Hygiene 
Science and art devoted to the anticipation, recognition, evaluation, prevention, and control of those environmental factors or stresses arising in or from the workplace which may cause sickness,, impaired health and well being, or significant discomfort among workers or among citizens of the community. 
 
 
 
Occupational Health and Safety 
Same definition as "industrial hygiene" ; 
Science and art devoted to the anticipation, recognition, evaluation, prevention, and contr...
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