Accident insurance answe Study guides, Class notes & Summaries

South Carolina Insurance Exam Questions & Answers 100% accurate! An insurer is REQUIRED to offer which of the following to each long-term care applicant at the time of purchase? - ANSWERSInflation protection Which of these riders will pay a death benefit if the insured's spouse dies? - ANSWERSFamily term insurance rider Disability income plans which require that the insurer can NEVER change or alter premium rates are usually considered - ANSWERSNonconcellable What is the required acti...

FINAL EXAM REVIEW - Texas life and health Questions and Answers 100% Pass If, at the time of an insured's death, the insurance company discovers that the insured's age was misstated on the application for life insurance, the company will most likely - Answer- pay the policy proceeds in the amount the premiums would have purchased at the insured's actual age The provision in a health insurance policy that suspends premiums being paid to the insurer while the insured is disabled is calle...

Health And Accident Insurance: Questions And Answers

Accelerated Benefits -ANSWER Riders attached to life insurance policies which allow death benefits to be used to cover nursing or convalescent home expenses Accident -ANSWER An unplanned, unforeseen event which occurs suddenly and at an unspecified place Accident Insurance -ANSWER A type of insurance that protects the insured against loss due to accidental bodily injury Accidental Bodily Injury -ANSWER Unplanned, unforeseen traumatic injury to the body Accidental Death Benefits -ANSW...

You can register your vehicle before GA residency is established - ANSWER-False The Personal Injury Protection (PIP) segment of your policy cover you in the case of collisions that occur with any kind of object - ANSWER-False In GA, the minimum amount of bodily injury insurance is $50,000 for two people in a motor vehicle accident - ANSWER-True If the emissions inspection sticker needs to be replaced due to windshield replacement, this must be done within one year of the replacement of ...

Annuity Certain - ANSWER Maria would like an annuity that provides a guaranteed accumulation or payout. The type of annuity she is seeking is called Survivorship Life - ANSWER The type of policy which pays on the death of the last person is called Malign another insurer - ANSWER Defamation occurs when a producer makes a false statement intended to A 70 year old NOT eligible for Social Security *You are not eligible to receive Medicare Part A benefits at age 65 or older if you are el...

any transaction which new life insurance or a new annuity is purchased - ANSWER Replacement is the company that issuse the new policy - ANSWER Replacing insurer is the company whose policy is being replace - ANSWER Existing insurer that is signed by both the applicant and the producer a copy must be left with applicant - ANSWER notice Regarding replacement by existing insurer or its producers or by broker to dissuade a current policy-owner from the replacement - ANSWER Conservation ...

Texas all lines adjuster exam questions and answers 100% pass All of the following are criteria for an accident to have occurred "in the course of" the employment under a workers' compensation policy, EXCEPT: -Answer-While performing a task that a fellow worker requested, that was unusual to the employee's job description, but occurred on the employer's premises during working hours. Which of the following statements is NOT TRUE regarding the implied warranties of an Ocean Marine poli...

Accident and Health Insurance Agent Practice Exam A 100% Questions with Answers Graded A+ Group Insurance - CORRECT ANSWER-- the employer is the owner and receives the master contract - the employees are certificate holders which outlines the details of it - underwriting is much more liberal because its a large group and probably wont have adverse selection - if you want to get in at another time, employee has to show insurability What do you need to get Social Secutiry - COR...