Additional coverages Study guides, Class notes & Summaries
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State Farm Fire Independent Policy Exam 2023 with verified and complete solution
- Exam (elaborations) • 19 pages • 2023
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1.	Select the false statement listed below: In the HO-3 policy, the ALE pay- ments will be made only for: 
 
Select the single best answer: 
 
A.	The shortest time necessary to repair or replace the damaged property, but not to exceed 24 months. 
B.	If the insured does not rebuild, the time necessary for the insured to relocate in permanent living quarters, but not to exceed 24 months. 
C.	ALE payments can run beyond the expiration of the policy. 
D.	ALE payments are limited to incurred costs fo...
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ARM 401 Exam Practice Test Questions with 100% Complete Solutions
- Exam (elaborations) • 98 pages • 2023
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A risk map showing a large difference between inherent and residual risk indicates which one of the following? 
A. The risk is within the organization's risk appetite 
B. The current risk treatment is ineffective 
C. The current risk treatment is effective 
D. The risk does not need to be treated - C 
 
Lucas, a risk professional for Jones Incorporated, recently met with experts from the utility industry to discuss the potential loss of supply and risks to the infrastructure. Lucas must now ...
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Personal Lines Insurance Practice Exam Questions and Answers Latest 2024-2025 | 100% Correct.
- Exam (elaborations) • 112 pages • 2024
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Personal Lines Insurance Practice Exam Questions and Answers Latest | 100% Correct. Bobby, age 16, borrows his parents' car without their permission and gets into an 
accident. Which of the following statements about coverage under the parents' 
personal auto policy is CORRECT? 
A) Bobby is covered by his parents' policy because he is included in the definition 
of named insured. 
B) Bobby is not covered for this accident because he used the car without 
permission. 
C) Bobby is not covered ...
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ADJUSTER PRO EXAM WITH REVISED ANSWERS (2023)
- Exam (elaborations) • 16 pages • 2023
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ADJUSTER PRO EXAM WITH REVISED 
ANSWERS (2023) 
Stu has a collection of rare comic books. He wants to purchase theft insurance for his 
collection, separate from his home and other property. What term most accurately 
describes the type of policy Stu would purchase? - CORRECT ANSWER-Monoline 
Policy 
Which of the following statements does NOT apply to the Standard Fire Policy? - 
CORRECT ANSWER-It automatically covers wind and vandalism. 
Which of the following refers to being restored to the ...
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Texas Property & Casualty Insurance License Exam With Accurate Answers 2023
- Exam (elaborations) • 7 pages • 2023
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Texas Property & Casualty Insurance License Exam with Accurate Answers 2023 
 
In order to be considered legally binding, an insurance contract must include all of the following - Offer and acceptance. 
Competent parties. 
Consideration 
(The four essential elements of all legal contracts are offer and acceptance, consideration, legal purpose, and competent parties.) 
 
With respect to a bonded contractor who defaults on a construction performance contract, which of the following statements is...
Too much month left at the end of the money?
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New York Adjuster Exam 2024
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New York Adjuster Exam 2024 
The insured has moved into a dwelling that was being build and was covered by the "Dwelling 
Under Construction" endorsement. How long does the insured have to report his / her occupancy 
to the insurance company? - Answer ️️ -30 days 
When a New York Homeowners policy is still in the 60-day underwriting period, the insurer may 
cancel it for any reason by providing a ______ notice. - Answer ️️ -30 day 
Personal property that is covered under the Personal P...
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PA Appraisal License 16-20 Auto Physical Damage Questions & Answers 2023
- Exam (elaborations) • 34 pages • 2023
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PA Appraisal License 16-20 Auto 
Physical Damage Questions & Answers 
2023 
In PA, a consumer reporting agency may list all of the following information about a 
consumer EXCEPT: - Correct Answer-Medical Information 
The device that synchronizes the spark plug firing sequence is: - Correct AnswerCamshaft Sensor 
If an insured fail to report a claim in a timely fashion the adjuster will usually: - Correct 
Answer-Send the insured a reservation of rights letter 
When using a dedicated bench fixtur...
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CIC Commercial Multi-line Exam Prep
- Exam (elaborations) • 18 pages • 2023
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Distinguish between Covered Property and Property Not Covered under the 
Businessowners Coverage Form. - Answer- Covered: 
Buildings: 
 Includes PP of landlord (common areas, furnished) 
 Covers Bridges, Retaining Walls, Wharves, Docks 
 Replacement Cost 
BPP: 
 Includes Property of Others (in CCC) 
 Exterior Building Glass 
 Replacement Cost 
 
Not Covered: 
Money/Securities 
Fences, radios, antennas, towers, signs (detached) plants 
Installed computers (in vehicles etc) 
Electronic Data...
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State Farm Fire Independent Policy Exam 2022
- Exam (elaborations) • 16 pages • 2022
-
Available in package deal
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- $12.49
- 1x sold
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Select the false statement listed below: In the HO-3 policy, the ALE payments will be made only for: 
 
Select the single best answer: 
 
A. The shortest time necessary to repair or replace the damaged property, but not to exceed 24 months. 
B. If the insured does not rebuild, the time necessary for the insured to relocate in permanent living quarters, but not to exceed 24 months. 
C. ALE payments can run beyond the expiration of the policy. 
D. ALE payments are limited to incurred costs for the...
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State farm fire independent policy exam Questions and Answers (2022/2023) (Verified Answers)
- Exam (elaborations) • 18 pages • 2022
- Available in package deal
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- $13.99
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Select the false statement listed below: In the HO-3 policy, the ALE payments will be made only for: 
Select the single best answer: 
A. The shortest time necessary to repair or replace the damaged property, but not to exceed 24 months. 
B. If the insured does not rebuild, the time necessary for the insured to relocate in permanent living 
quarters, but not to exceed 24 months. 
C. ALE payments can run beyond the expiration of the policy. 
D. ALE payments are limited to incurred costs for the sh...
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