Adjuster pro in Study guides, Class notes & Summaries
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FLORIDA CLAIMS ADJUSTER EXAM 2024 WITH 100% ACCURATE SOLUTIONS
- Exam (elaborations) • 46 pages • 2024
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FLORIDA CLAIMS ADJUSTER EXAM 2024 WITH 100% ACCURATE SOLUTIONS 
 
 
Frank owned a home that was destroyed by a hurricane. Both ABC and XYZ Banks were listed as additional interests on his homeowner policy. The insurance company will make a payment to: 
A. The first mortgagee, ABC 
B. The Insured 
C. Jointly to ABC and XYZ 
D. All listed interests - correct answer D. All listed interests 
Remember that the insurer is not responsible to know the degrees of interest. In the event of a loss, one pa...
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FLORIDA CLAIMS ADJUSTER EXAM 2024 WITH 100% CORRECT ANSWERS
- Exam (elaborations) • 46 pages • 2024
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FLORIDA CLAIMS ADJUSTER EXAM 2024 WITH 100% CORRECT ANSWERS 
 
 
Frank owned a home that was destroyed by a hurricane. Both ABC and XYZ Banks were listed as additional interests on his homeowner policy. The insurance company will make a payment to: 
A. The first mortgagee, ABC 
B. The Insured 
C. Jointly to ABC and XYZ 
D. All listed interests - correct answer D. All listed interests 
Remember that the insurer is not responsible to know the degrees of interest. In the event of a loss, one paym...
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Adjuster Pro - Insurance Adjusting Exam Questions Reviewed And Revised With Correct Answers <Guarantee Pass |Updated!!>
- Exam (elaborations) • 55 pages • 2024
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Adjuster Pro - Insurance Adjusting 
Exam Questions Reviewed And 
Revised With Correct Answers 
<Guarantee Pass |Updated!!> 
Which of the following statements about the Standard Flood 
Insurance Policy is FALSE? 
It is subject to state courts 
In Ocean Marine insurance, this clause appropriates the loss 
to one company, rather than spreading the loss among all 
cargo owners. 
Particular Average 
Which of the following situations does NOT involve an 
insurable risk? 
Dale just ...
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Adjuster Pro - Florida Certified Adjuster Glossary Exam Questions and Answers
- Exam (elaborations) • 19 pages • 2023
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Accumulated Depreciation - ANSWER-The total decrease in an item's value over a period of time. Formula: (Annual Depreciation x Number of years used) 
 
Actual Cash Value (ACV) - ANSWER-A valuation method used by insurers to reflect an item's current market value right before being damaged or destroyed. Formula: (Replacement cost - Accumulated Depreciation) 
 
Adhesion - ANSWER-One of the characteristics of an insurance contract. Means that one party (the insurer) sets the terms, and the other ...
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Adjuster Pro - Insurance Adjuster Test Questions and Answers Already Passed
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Adjuster Pro - Insurance Adjuster Test 
Questions and Answers Already Passed 
 
What is insurance? protection against financial loss 
 
what is a premium a scheduled amount to be paid for an insurance policy. 
 
What are premiums used for premiums are collected into a "pool" or "reserve to pay out 
claimants when needed. 
 
how can insurance companies afford to pay for an individuals catastrophic loss? the insurer 
collects premiums from all policy holders and uses them to pay out the claims ...
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Adjuster Pro - Insurance Adjusting Exam Questions Reviewed And Revised With Correct Answers <Guarantee Pass |Updated!!>
- Exam (elaborations) • 33 pages • 2024
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Adjuster Pro - Insurance Adjusting 
Exam Questions Reviewed And 
Revised With Correct Answers 
<Guarantee Pass |Updated!!> 
1. Depreciation formula - ANSWER 
allocation of original 
costs over the estimated useful life of a tangible asset 
2. 3 Types of Deductibles - ANSWER 
Percentage 
Franchise 
3. Fixed deductible - ANSWER 
Fixed 
Specific set amount 
4. Percentage deductible - ANSWER 
Insured party pays a 
percentage of the total cost, insurance pays ...
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Florida Claims Adjuster Multiple choice questions Exam | 206 Questions with 100% Correct Answers
- Exam (elaborations) • 238 pages • 2024
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Florida Claims Adjuster Multiple choice questions Exam | 206 Questions with 100% Correct Answers 
Frank owned a home that was destroyed by a hurricane. Both ABC and XYZ Banks were listed as additional interests on his homeowner policy. The insurance company will make a payment to: A. The first mortgagee, ABC B. The Insured C. Jointly to ABC and XYZ D. All listed interests - D. All listed interests Remember that the insurer is not responsible to know the degrees of interest. In the event of a lo...
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NC Adjuster License Practice Exam Combined Set Questions With Reviewed Correct Answers
- Exam (elaborations) • 80 pages • 2024
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NC Adjuster License Practice 
Exam Combined Set Questions 
With Reviewed Correct Answers 
What type of insurance operation is used to insure unusual risks? 
ANSWER 
Lloyds of London 
An insurance company that has its headquarters in New York state 
doing business in North Carolina would be considered which of the 
following under North Carolina insurance regulations? 
ANSWER 
Foreign Insurer 
A __________ is a contract type in which the insurer agrees to pay a 
specific sum of m...
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1 FLORIDA CLAIMS ADJUSTER EXAM REVIEW QUESTIONS AND ANSWERS| LATEST UPDATES/ COMPLETE EXAM PREDICTION PAPER |, 100% ACCURATE/ Frank owned a home that was destroyed by a hurricane. Both ABC and XYZ Banks were listed as additional interests on his homeown
- Exam (elaborations) • 46 pages • 2024
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1 FLORIDA CLAIMS ADJUSTER EXAM REVIEW QUESTIONS 
AND ANSWERS, 100% ACCURATE/ 
Frank owned a home that was destroyed by a hurricane. Both ABC and XYZ Banks were listed as 
additional interests on his homeowner policy. The insurance company will make a payment to: 
A. The first mortgagee, ABC 
B. The Insured 
C. Jointly to ABC and XYZ 
D. All listed interests - -D. All listed interests 
Remember that the insurer is not responsible to know the degrees of interest. In the event of a loss, one 
p...
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Adjuster Pro Oklahoma Practice Exam Questions and Answers 100% Correct
- Exam (elaborations) • 6 pages • 2023
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Adjuster Pro Oklahoma Practice Exam Questions and Answers 100% CorrectAdjuster Pro Oklahoma Practice Exam Questions and Answers 100% CorrectAdjuster Pro Oklahoma Practice Exam Questions and Answers 100% CorrectAdjuster Pro Oklahoma Practice Exam Questions and Answers 100% CorrectThe source of the adjusters authority - ANSWER-In the context of insurance adjusting, who is the principal? 
 
Coverage is not negotiable - ANSWER-When Nancy is pulling into her driveway, she accidentally hit the gas and...
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