An insurance agent - Study guides, Class notes & Summaries
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Kentucky Life and Health Insurance Exam (New 2024/ 2025 Update) Questions and Verified Answers| 100 % Correct| Grade A
- Exam (elaborations) • 51 pages • 2024
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Kentucky Life and Health Insurance Exam 
(New 2024/ 2025 Update) Questions and 
Verified Answers| 100 % Correct| Grade A 
 
 
QUESTION 
 The only party in an insurance contract that makes a legally enforceable promise is the 
insurance company. Because of this, insurance contracts are considered to be: 
 
 conditional 
 aleatory 
 unilateral 
 contracts of adhesion 
 
 
Answer: 
unilateral 
 
Insurance contracts are unilateral. This means that only one party (the insurer) makes any kind of ...
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FLORIDA LIFE INSURANCE/ ANNUITIES 2-14 STUDY SET EXAM WITH CORRECT ANSWERS
- Exam (elaborations) • 10 pages • 2023
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FLORIDA LIFE INSURANCE/ ANNUITIES 
2-14 STUDY SET EXAM WITH CORRECT 
ANSWERS 
Which of the following individuals MUST be licensed as an agent? - CORRECT 
ANSWER-A person who places insurance on behalf of anyone seeking insurance. 
Which of the following statements regarding a nonresident insurance agent is 
CORRECT? - CORRECT ANSWER-The agent must hold a similar license in their state 
of residence 
State insurance laws specifically allow the Commissioner(or Director) to issue a 
temporary...
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California Property and Casualty Insurance Exam Questions and Answers 100% Pass
- Exam (elaborations) • 10 pages • 2024
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California Property and Casualty Insurance Exam 
Questions and Answers 100% Pass 
What is the required rate discount under a Good Driver Discount policy? - Correct 
Answer ️️ -20% below the rate the insured would have been otherwise charged for the 
same coverage 
All the following are authorized activities for the Limited Automobile Insurance Agent 
EXCEPT if the agent - Correct Answer ️️ -Charges and collects a brokers fee for 
service 
What is the procedure for refusing uninsured moto...
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214 Florida Insurance| Questions with 100% correct Answers | Verified
- Exam (elaborations) • 17 pages • 2023
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Which type of insurance protects an agent and even pays claims if a lawsuit is brought against the agent 
as a result of failing to provide a service to a client? - Errors and Omissions Insurance 
Which of the following terms is known as the voluntary relinquishment of a given right or privilege? - 
Waiver 
This Supreme Court case placed the regulation of insurance within the authority of the federal 
government by defining insurance as a form of interstate commerce? - United States v. Southeast...
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NC Life Insurance Exam Prep Questions and Answers Already Passed
- Exam (elaborations) • 38 pages • 2023
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NC Life Insurance Exam Prep Questions and Answers Already Passed 
An agent who sells an individual life insurance policy in NC MUST deliver to the policyowner A policy summary and buyer's guide 
All of the following actions are considered rebating EXCEPT Sharing commissions with other licensed and appointed agents 
What benefit does the Payor Clause on a Juvenile Life Policy provide? Premiums are waived if payor becomes disabled 
An agent who signs a blank contract application or policy of insu...
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CA PSI Site - Life, Accident And Health Agent Examination (Life Agent) Questions With 100% Correct Answers
- Exam (elaborations) • 24 pages • 2024
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CA PSI Site - Life, Accident And Health Agent Examination (Life Agent) Questions With 100% Correct Answers 
An admitted insurance company is authorized to transact insurance in California because it has a Certificate of 
Authority granted by the California Department of Insurance (CDI) 
A non-admitted insurance company is not authorized to transact insurance in California because of failing to 
comply with California requirements or did not seek admission Admitted Insurance Company vs. Non-Admit...
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Primerica Life Insurance Exam: 2023/ 2024 New Update (Questions and 100% Verified Answers)
- Exam (elaborations) • 20 pages • 2023
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Primerica Life Insurance Exam: 2023/ 2024 
New Update (Questions and 100% Verified 
Answers) 
1. A married couple owns a permanent policy which covers both of their lives and pays the 
benefit only upon the death of the first insured. Which policy is that? 
A. Survivorship Life Policy 
B. Second-to-Die 
C. Family income policy 
D. Joint life policy 
 Answer: D. Joint life policy 
 
 
 
 
 
2. An annuity owner is funding an annuity that will supplement her retirement. Because she 
does not...
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PRIMERICA LIFE INSURANCE EXAM WITH 100% CORRECT ANSWERS 2024/ 2025
- Exam (elaborations) • 42 pages • 2023
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PRIMERICA LIFE INSURANCE EXAM 
WITH 100% CORRECT ANSWERS 2025 
An insured purchased an insurance policy 5 years ago. Last year, she received a 
dividend check from the insurance company that was not taxable. This year, she did not 
receive a check from the insurer. From what type of insurer did the insured purchase 
the policy? 
a. mutual 
b. reciprocal 
c. nonprofit service organization 
d. stock - Correct answer-A. mutual 
funds not paid out after paying claims and other operating costs are re...
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ARKANSAS HEALTH INSURANCE EXAM QUESTIONS AND ANSWERS 100% PASS
- Exam (elaborations) • 24 pages • 2024
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PRIMERICA LIFE INSURANCE EXAM 2024 |Question and Answer| 100% Correct
- Exam (elaborations) • 83 pages • 2024
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PRIMERICA LIFE INSURANCE EXAM 
2024 |Question and Answer| 100% 
Correct 
An insured purchased an insurance policy 5 years ago. Last year, she received a dividend 
check from the insurance company that was not taxable. This year, she did not receive a 
check from the insurer. From what type of insurer did the insured purchase the policy? 
a. mutual 
b. reciprocal 
c. nonprofit service organization 
d. stock *Ans* A. mutual 
funds not paid out after paying claims and other operating costs are r...
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