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Test Bank For Access Introduction to Travel and Tourism 2nd Edition by Marc Mancini
- Exam (elaborations) • 91 pages • 2023
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CHAPTER 
Version A 
I. True or 
_________ 1. 
_________ 2. 
_________ 3. 
_________ 4. 
_________ 5. 
known as suppliers. 
II. Write down the letter of the answer that best answers the question or completes the 
statement. 
_________ 6. The term VFR travel refers to: 
A. Visiting Friends and Relatives 
B. Very Frequent Reservations 
C. Very Favorable Restrictions 
D. Trick question: VFR refers to nothing 
_________ 7. Which of the following is not a sector of the travel industry? 
A. Corporate t...
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Champions Real Estate Finance Exam (New 2024/ 2025 Update) Questions and Verified Answers| 100% Correct| A Grade
- Exam (elaborations) • 32 pages • 2024
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Champions Real Estate Finance Exam (New 
2024/ 2025 Update) Questions and Verified 
Answers| 100% Correct| A Grade 
 
 
QUESTION 
 By FHA paying a claim to the lender in the event of a homeowner's default does this increase or 
reduce the risk? 
 
 
Answer: 
FHA will bear less risk and lower the risk 
 
 
 
QUESTION 
 This can be paid at closing or added to the loan at funding 
 
 
Answer: 
UFMIP 
Up Front Mortgage Insurance Premium 
 
 
 
QUESTION 
 What is the LTV of an FHA loan 
 
 
...
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PTCB EXAM TEST BANK QUESTIONS AND ANSWERS LATEST WITH RATIONALE 2023-2024
- Exam (elaborations) • 281 pages • 2024
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PTCB EXAM TEST BANK 
QUESTIONS AND ANSWERS 
LATEST WITH RATIONALE 
 
Multiple choice 
What is the route of administration for a prescription with the following directions: "i supp pr q 6 hr 
prn"? 
A. Orally 
B. Rectally 
C. Urethrally 
D. Vaginall {{Correct Ans- B. Rectally 
Rationale: 
"pr" means per rectum. 
What is the meaning of PDA? 
A. Personal digital aid 
B. Personal digital assistant 
C. Physician digital assistant 
D. Pharmaceutical data assistant {{Correct Ans- B. Personal dig...
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Champions real estate finance Exam Questions with Verified Answers
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mortgage Broker - Answer- Functions as a middleman between the borrower and the lender, negotiating, selling or arranging loans to be delivered to large investors 
 
Mortgage Banker - Answer- Provide their own funds for the purpose of providing mortgage financing 
 
Correspondent Lender - Answer- Smaller in scale then mortgage bankers or brokers, these lenders typically extended loans with their own funds at their own risk 
 
Origination - Answer- The process of creating a new mortgage loan 
 
U...
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Florida Real Estate STATE exam Questions and Answers 100% Pass
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Florida Real Estate STATE exam Questions and Answers 100% Pass 
The best protection that the public has during a Real Estate transaction is (are) 
A. The national and state association of REALTORS 
B. The punishment of licensees dealing dishonesty 
C. the high ethical standards of real estate agents D. FREC and the license law D. FREC and the license law 
A group license 
A. allows a broker to have a branch office 
B. allows a sales associate to work for more than one broker 
C. may be held by a...
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Kentucky Life Insurance Exam Prep| Questions and Verified Answers| 100 % Correct| Grade A (Latest 2024/ 2025 Update)
- Exam (elaborations) • 44 pages • 2024
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Kentucky Life Insurance Exam Prep| Questions and Verified Answers| 100 % Correct| Grade A (Latest 2024/ 2025 Update) 
 
 
Q: Universal Life Insurance 
Flexible premium, adjustable death benefits, accumulates cash values: earlier models have front-end load, later models have back end load. Insurance costs are debited and guaranteed and excess interest are credited. 
 
 
 
Q: Universal Life Death Benefit Option A 
 
 
Answer: 
Level death benefit throughout life of policy (can be increased with pr...
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ANCC Exam with 100% correct answers 2024
- Exam (elaborations) • 131 pages • 2024
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Types of prevention - answer-primary- car restraints, bicycle helmets, immunizations 
secondary- prevent for those with RF-pap, mammo 
tertiary-mgmt of established disease- meds, lifestyle 
 
Primary - answer-Preventing the health problem, most cost effective form of healthcare **IMMUNIZATIONS, ensuring adequate illumination at home (preventing falls) 
 
Secondary - answer-Detecting disease in early asymptomatic stages, screenings 
-Early cause finding of asymptomatic disease via the use of a sc...
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HUD Housing Counseling Exam Question and answers rated A+ 2024
- Exam (elaborations) • 35 pages • 2024
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HUD Housing Counseling Exam Question and answers rated A+ 2024 
Back-end ratio - correct answer The back-end ratio (or debt-to-income ratio) compares total debt to gross monthly income. The client's only debt is a $435 lease payment, so the $950 mortgage payment brings his total monthly debt to $1,385. He earns $50,000 per year, which equals $4,166.67 per month. The client's total current expenses divided by gross monthly income equals 52%. The client's combined current housing payment and...
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HUD Housing Counseling Exam Accurate 100%
- Exam (elaborations) • 35 pages • 2024
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Back-end ratio - ANSWER The back-end ratio (or debt-to-income ratio) compares total debt to gross monthly income. The client's only debt is a $435 lease payment, so the $950 mortgage payment brings his total monthly debt to $1,385. He earns $50,000 per year, which equals $4,166.67 per month. The client's total current expenses divided by gross monthly income equals 52%. The client's combined current housing payment and car payment divided by gross monthly income equals 24%. 
Calculation: 
Deb...
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CMT level 3 Exam Questions With Correct Answers
- Exam (elaborations) • 61 pages • 2023
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A strong open followed by strong close will allow trader to do what? - Answer Buy on a pullback after next open. 
 
A weak close after strong open will allow trader to do what? - Answer Sell short near following open 
 
Highs and lows occur where during the day? - Answer Most often at the open 
 
Large opening gaps imply what about the day? - Answer Greater volatility 
 
Pivot point calculation - Answer P = (H+L+C)/3 
R1 = 2P-L 
S1 = 2P-H 
R2 = (P-S1)+R1 
S2 = P-(R1-S1) 
 
Weaknesses of Candlest...
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