Authorized insurer - Study guides, Class notes & Summaries
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California PSI Site - Life, Accident and Health Agent Examination (Life Agent) | Questions & Solutions (100% Correct)
- Exam (elaborations) • 19 pages • 2024
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California PSI Site - Life, Accident and Health Agent Examination (Life Agent) | Questions & Solutions (100% Correct) 
California PSI Site - Life, Accident and Health Agent Examination (Life Agent) | Questions & Solutions (100% Correct) 
 
Admitted Insurance Company vs. Non-Admitted Insurance Company - ANSWER - An admitted insurance company is authorized to transact insurance in California because it has a Certificate of Authority granted by the California Department of Insurance (CDI) 
 
A non-...
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FUNDAMENTALS OF INSURANCE (BC) EXAM / 400 QUESTIONS AND VERIFIED ANSWERS / 2023/2024 ALL CORRECT / GRADED A+.
- Exam (elaborations) • 32 pages • 2023
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Fundamentals Of Insurance (BC) 
2023 
1. Insurance plays an important role in managing financial risk. The main 
purpose of Insurance is to: 
A. Enable the consumer to obtain loan or mortgage. 
B. Provide employment and investment capital. 
C. Allow spread of risk. 
D. Reduce losses through loss prevention and loss reduction.: C. Allow spread 
of risk. 
2. When the insurer terminates an insurance policy, ALL of the following 
conditions apply, EXCEPT one. Pick the exception: 
A. The insured is e...
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FLORIDA LIFE INSURANCE/ ANNUITIES 2-14 STUDY SET EXAM WITH CORRECT ANSWERS
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FLORIDA LIFE INSURANCE/ ANNUITIES 
2-14 STUDY SET EXAM WITH CORRECT 
ANSWERS 
Which of the following individuals MUST be licensed as an agent? - CORRECT 
ANSWER-A person who places insurance on behalf of anyone seeking insurance. 
Which of the following statements regarding a nonresident insurance agent is 
CORRECT? - CORRECT ANSWER-The agent must hold a similar license in their state 
of residence 
State insurance laws specifically allow the Commissioner(or Director) to issue a 
temporary...
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CA PSI Site - Life, Accident and Health Agent Examination (Life Agent) with Complete Solutions
- Exam (elaborations) • 19 pages • 2023
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CA PSI Site - Life, Accident and Health Agent Examination (Life Agent) with Complete SolutionsCA PSI Site - Life, Accident and Health Agent Examination (Life Agent) with Complete SolutionsAdmitted Insurance Company vs. Non-Admitted Insurance Company - ANSWER-An admitted insurance company is authorized to transact insurance in California because it has a Certificate of Authority granted by the California Department of Insurance (CDI) 
 
A non-admitted insurance company is not authorized to transa...
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Washington State Property & Casualty Insurance Exam 100% correct answers
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Washington State Property & Casualty Insurance Exam 100% correct answers Authorized Insurer 
An insurer that has qualified and received a Certificate of Authority from the Department of Insurance to transact insurance in the state. 
 
 
 
Contact adhesion 
the accepter of the contract must "adhere" to the written contract 
 
 
 
inducement 
An action aimed at persuading 
 
 
 
insolvent 
Bankrupt; unable to pay debts. 
 
 
 
Transacting Insurance 
Conducting insurance business, such as solicit...
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CA PSI Site - Life, Accident and Health Agent Examination (Life Agent)| Questions with 100 % correct Answers | Verified
- Exam (elaborations) • 8 pages • 2023
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Admitted Insurance Company vs. Non-Admitted Insurance Company - An admitted insurance 
company is authorized to transact insurance in California because it has a Certificate of Authority 
granted by the California Department of Insurance (CDI) 
A non-admitted insurance company is not authorized to transact insurance in California because of 
failing to comply with California requirements or did not seek admission 
Pure Risk vs. Speculative Risk - Pure risks are insurable but Speculative risks ar...
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California Life Insurance Exam | Questions with 100% correct answers | verified
- Exam (elaborations) • 16 pages • 2023
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What is meant by referring to an insurance policy as a unilateral contract? - Only one party makes a 
legally enforceable promise. 
When must insurance records of insurance agents and brokers be made available to the Insurance 
Commissioner? - At all times. 
Any situation that presents the possibility of a loss is known as - a loss exposure 
Which of the following information is not required to be communicated in a Life insurance contract? - 
Personal judgment. 
The direct distribution of insura...
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Mississippi Insurance Test Questions and answers(fully comprehensive)100% accurate(DOWNLOAD TO PASS)
- Exam (elaborations) • 19 pages • 2024
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The Commissioner of Insurance in Mississippi is elected to office for a term of 
4 years 
 
 
 
The burden of proof for determining that a producer is representing an authorized insurer falls on 
The producer 
 
 
 
The fine the Commissioner may levy for violating any provision of the Insurance Code is 
$1000 
 
 
 
A foreign insurer 
An insurer formed under the laws of any state other than Mississippi would be known as 
 
 
 
Each of the following is true about the Mississippi Residential Prope...
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MS Property & Casualty Questions and Answers Already Passed
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MS Property & Casualty Questions and 
 
Answers Already Passed 
 
To renew a producer license which is been in affect more than 18 months, a producer must 
complete ___________ 24 hrs & 3 of those hours ethics 
 
To renew a producer license which is been in effect for 18 months or less, a producer must 
complete________ of CE. 12 hrs 
 
A producer must report to the commissioner any administrative action taken against the producer 
in any jurisdiction, for by another governmental agency in the s...
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XCEL Final Exam California Life Insurance Exam Questions and Answers 2024
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A savings vehicle designed to first accumulate funds and then systematically liquidates the funds is called a(n) - Deferred Annuity 
 
Cindy buys a 10-year certain annuity with an installment refund. After receiving monthly payments for 5 years, Cindy dies. How many remaining payments will the insurer make to her beneficiary? - 60 Payments 
 
What distinguishes a deferred annuity from an immediate annuity? - The time at which benefit payments start 
 
The systematic liquidation of a sum of money...
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