B concealment - Study guides, Class notes & Summaries
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Alabama Property and Casualty Exam 2022/2023 with 100% correct answers
- Exam (elaborations) • 18 pages • 2022
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If a company cancels an auto policy mid term, the refund will be made on 
 
a. pro rata basis 
b. short rate basis 
c. retroactive basis 
d. coinsurance basis 
Pro Rata Basis 
 
 
 
What is the term used to describe terminating the insurance relationship at the end of the policy period ? 
a. cancellation 
b. nonrenewal 
c. separation 
d. exclusion 
Nonrenewal 
 
 
 
Which is the best example of an indirect loss ? 
 
a. sequential loss 
b. liability loss 
c. employee theft 
d. loss of use 
Loss o...
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Florida 6-20 All Lines Adjuster Test| 276 questions| 50 Pages| With Complete Solutions
- Exam (elaborations) • 52 pages • 2023
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Florida 6-20 All Lines Adjuster Test| 276 questions| 
50 Pages| With Complete Solutions 
Florida 6-20 All Lines Adjuster Test| 276 questions| 
50 Pages| With Complete Solutions 
A public adjuster represents the interest of: 
A. The insurer 
B. The Insured 
C. The employer 
D. The interest of the general public - Correct Answer -B. The insured 
Which of the following is the type of report that indicates the initial results of 
a claim investigation? 
A. Field Report 
B. Interim Report 
C. Full Re...
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SCCJA Unit 3 questions and answers.
- Exam (elaborations) • 34 pages • 2023
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BLE/Patrol Officer Active Aggressive Shooter Response 
1. Identify the terms and definitions: active shooter, barricaded suspect, traditional deployment, rapid deployment, time line of violence and incident transition. 
2. Identify the difference between active shooter vs. hostage/barricaded suspect(s). 
3. Identify ways of preparing for an active shooter situation. 
4. Identify and demonstrate initial deployment procedures to include en-route tasks and procedures when arriving on scene. 
5. Ide...
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Insurance Adjuster Exam Questions and Answers Rated A+
- Exam (elaborations) • 37 pages • 2023
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Insurance Adjuster Exam Questions and Answers Rated A+ Which kind of losses are covered under a standard fire policy? Direct 
All fires are not covered by the Standard Fire policies, only those that: are hostile and have a flame or glow 
At what time does a fire policy go into affect? 12:01am standard time at the location of the insured's property 
A property is insured under two Standard Fire policies for $25,000 each. A fire causes $10,000 worth of damage. What is the maximum amount the insur...
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INSURANCE EXAM QUESTIONS & ANSWERS 2024
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INSURANCE EXAM QUESTIONS & ANSWERS 2024 
 
which one of these is NOT a type of agent authority? 
A. Express 
B. implied 
C. principal 
D. apparent - Answer - principal 
 
which of these arrangements allows one to bypass insurable interest laws? 
A. concealment 
B. indemnity contract 
C. contract of adhesion 
D. investor-originated life insurance - Answer - Investor-originated life insurance 
 
A policy of adhesion can only be modified by whom? 
A. The agent 
B. The applicant 
C. The primar...
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FLORIDA 2-20 EXAM | 837 TEST BANK ACTUAL QUESTIONS AND ANSWERS 100% CORRECT | LATEST UPDATE 2024 {WELL ILLUSTRATED}
- Exam (elaborations) • 201 pages • 2024
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FLORIDA 2-20 EXAM | 837 TEST BANK ACTUAL QUESTIONS AND ANSWERS 100% CORRECT | LATEST UPDATE 2024 {WELL ILLUSTRATED} 
1.If someone would suffer economic loss from damage to their property, they have: 
A: a subrogation right 
B: a proximate cause 
C: an insurable interest 
D: a contingent claim 
C: an insurable interest 
 
 
 
2. A convenience used to provide temporary insurance is called: 
A - Insurance 
B - binder 
C- property coverage 
D- liability coverage 
B - binder 
 
 
 
3. The failure of ...
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Contract Law - 70 Quiz Questions And Answers|2024
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A contract between an insured and an insurance company which agrees to pay the insured for loss caused by specific events is 
A. A premium. 
B. A guaranteed benefit. 
C. A policy. 
D. A rider. - ️️C. A policy. - A contract between an insured and an insurance company which agrees to pay the insured for loss caused by specific events is a policy. 
A life insurance application is asking if the applicant has applied for any other life insurance within the past 6 months. The applicant states that...
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Primerica Practice Exam Test A 75 Questions & Answers 2023
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Primerica Practice Exam Test A 75 Questions & 
Answers 2023 
1. An annuity that is purchased with a lump sum premium and whose benefits begin 
after 12 months is called a: 
A. Single premium immediate annuity. 
B. Single premium deferred annuity. 
C. Level premium variable annuity. 
D. Flexible premium fixed annuity. - Correct answer-Single premium deferred annuity 
2. A technique used to determine the amount of life insurance needed by focusing on 
the projected earning potential of an insured ...
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Florida Real Estate State Exam: Gold Coast Q&A CRAM EXAM 3&4
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Sue the broker - Answer- Sales associate, Tim, received a signed contract from a buyer and ailed it to the seller. The seller agreed to the terms and the escrow deposit was deposited safely in the brokers escrow account. Tim has a disagreement with his broker and quits. The broker refuses to pau a commission since tim was not in his employ when the contact was actually received and signed. What should tim to? 
 
The one who engages the broker in a single agency relationship - Answer- Who is the ...
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Property and Casualty Insurance Licensing Exam Questions & Revised Correct Answers. Guarantee Pass!!
- Exam (elaborations) • 24 pages • 2024
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Property and Casualty Insurance Licensing 
Exam Questions & Revised Correct Answers. 
Guarantee Pass!! 
To prevent recovery beyond the amount of the 
insured's actual loss, the policy will contain: - 
ANSWER : An Other Insurance Clause 
Collision coverage of an auto policy covers: 
a) road damage to the tires 
b) upset of the vehicle 
c) frozen engine block 
d) falling objects - ANSWER : B) upset of the 
vehicle 
The maximum amount of payable for all losses 
resulting from one event is kn...
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