Before erisa - Study guides, Class notes & Summaries
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Maryland Life and Health General Exam Simulator Verified Answers
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Maryland Life and Health General Exam Simulator Verified Answers 
A "premature distribution from a modified endowment contract (MEC) incurs a penalty tax of ️10% 
A business becoming incorporated is an example of risk ️transfer 
A certificate of coverage for a group health policy is best described as ️proof of coverage for the 
employee 
A contract is considered void in all of the following situations EXCEPT ️when consideration is unequal 
A description of a qualified plan's insurance...
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CSPR – Questions and Answers based on full course
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What Act shaped how commercial insurance carriers approached the concepts of paying for medical care? - ANSWER-HMO Act of 1973 
 
ACA - ANSWER-Affordable Care Act 
 
HMO (Health Maintenance Organization) - ANSWER-The organization is both the insurer and provider of a set of defined services. Patients within this network must use an in-network provider for their services to be covered. 
 
Capitation Payment - ANSWER-part of prospective payment in which healthcare providers receive fixed monthly p...
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PSI life, accident, and health Exam (Questions and Answers A+ graded 100% verified)
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PSI life, accident, and health Exam (Questions and Answers A+ graded 100% verified)How long after being entitled to disability benefits will an individual be eligible to receive 
Medicare benefits? 
A.	immediately 
B.	1 year C. 2 years 
D. At age 65 - ANSWER-2 years 
 
What is the return of premium rider? 
A.	an increasing amount of term insurance that always equals the total of premiums paid up to the current point 
B.	a provision that allows the insured to cancel the policy in the first two ye...
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AWMA Test Review 1 Questions & 100% Correct Answers
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If ABC Corporation has net profits of $100,000 and distributes $50,000 as 
dividends, what is its taxable income? 
A. $0 
B. $25,000 
C. $50,000 
D. $100,000 
 ~~> The net profits of a corporation are subject to federal income 
taxation. This tax is levied on corporate taxable income before 
payment of dividends to common and preferred shareholders. Thus, if 
ABC Corporation has net profits of $100,000 and distributes $50,000 as 
dividends, its taxable income is still $100,000. Distr...
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FINAL EXAM - ARIZONA LIFE AND HEALTH Questions And Answers All Verified By An Expert A+ Graded
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A signed good health statement may be requested by a life producer at the time of 
policy delivery 
3 multiple choice options 
 
 
A licensee whose name or address changes must notify the Department of Insurance within _____ days. 
30 
3 multiple choice options 
 
 
Which statement regarding the cash value of a whole life insurance policy is correct? 
Available to the policyowner when policy has been surrendered. 
3 multiple choice options 
 
 
A life policy that has premiums that are lower than...
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California Insurance State Exam (2024) || Questions & Answers (Graded A+)
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California Insurance State Exam (2024) || Questions & Answers (Graded A+) 
California Insurance State Exam (2024) || Questions & Answers (Graded A+) 
 
Which of the following is NOT a benefit of insurance - ANSWER - Losses due to fraud are eliminated 
 
An individual that has 40 quarters of coverage for social security purposes it's considered to be - ANSWER - Fully insured 
 
Anyone employed in California to assist an insurance agent in transacting insurance is called an insurance - ANSWER - s...
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Accident and Health Insurance Final Exam Questions and Answers 100% Pass
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Accident and Health Insurance Final Exam 
Questions and Answers 100% Pass 
Your license will be considered to be inactive when you: - Correct Answer ️️ -No 
longer have any appointments 
On a "participating" health insurance policy issued by a mutual insurance company, 
dividends paid to policy holders are: - Correct Answer ️️ -Not taxable since the IRS 
treats them as a refund of a portion of the premium paid 
All of the following are true regarding a non-contributory employer group m...
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AWMA Test Review 1 Questions & Answers 100% Accurate!!
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If ABC Corporation has net profits of $100,000 and distributes $50,000 as dividends, what is its taxable income? 
 
A. $0 
B. $25,000 
C. $50,000 
D. $100,000 - ANSWER-The net profits of a corporation are subject to federal income taxation. This tax is levied on corporate taxable income before payment of dividends to common and preferred shareholders. Thus, if ABC Corporation has net profits of $100,000 and distributes $50,000 as dividends, its taxable income is still $100,000. Distribution ...
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ACCIDENT AND HEALTH INSURANCE FINAL EXAM
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Your license will be considered to be inactive when you: - Answer-No longer have any appointments 
 
On a "participating" health insurance policy issued by a mutual insurance company, dividends paid to policy holders are: - Answer-Not taxable since the IRS treats them as a refund of a portion of the premium paid 
 
All of the following are true regarding a non-contributory employer group medical expense insurance policy EXCEPT: - Answer-Premiums must be paid entirely by the employees 
 
Which ...
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WEBCE Life And Health (281 Questions) Complete With 100% Correct Verified Answers Newly Updated 2024
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WEBCE Life And Health (281 Questions) Complete With 100% Correct Verified Answers Newly Updated 2024 
WEBCE Life And Health (281 Questions) 
Complete With 100% Correct Verified 
Answers Newly Updated 2024 
Representations and Warranties 
Representations are statements the applicant makes on an application that are 
deemed to be true to the applicant's best knowledge. Warranties are statements the 
insurer makes in the contract. 
Underwriting vs. Actuarial Departments 
Two related insurance ...
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