Blanket mortgage Guías de estudio, Notas de estudios & Resúmenes
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![Champions Real Estate Finance Questions & Revised Correct Answers <Updated < Already Passed>](/docpics/5512766/665cbaa61af7c_5512766_121_171.jpeg)
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Champions Real Estate Finance Questions & Revised Correct Answers <Updated < Already Passed>
- Examen • 35 páginas • 2024
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Champions Real Estate Finance 
Questions & Revised Correct 
Answers 
<Updated < Already Passed> 
Loan-to-Value Ratio (LTV)- : The percentage of 
the lesser of the appraised value or sales price that 
the lender will lend. 
ex: If a borrower is approved for an 80% loan, it 
means that the lender will loan up to 80% of the 
sales price or appraised value, whichever is lower. 
 Package Mortgage- : Includes both real and 
personal property ( fixtures and furnishings) 
 Blanket Mortg...
![pearson vue practice exam Questions and answers, 100% Accurate, graded A+](/docpics/63f45f891eb0c_2393699.jpg)
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pearson vue practice exam Questions and answers, 100% Accurate, graded A+
- Examen • 22 páginas • 2023
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pearson vue practice exam Questions 
and answers, 100% Accurate, graded A+ 
In stating a seller's price and terms to a prospective buyer, the seller's broker is required by the law of 
agency to state ONLY those terms that are 
a. included in the listing agreement 
b. based on the brokers evaluation of prevailing prices and terms 
c. favorable for the seller, as determined by the broker 
d. attractive to buyers, as determined by the broker - -a. included in the listing agreement 
a lot measu...
![Champions Real Estate Finance Latest Version Graded A+](/docpics/5378683/664bb6aed758b_5378683_121_171.jpeg)
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Champions Real Estate Finance Latest Version Graded A+
- Examen • 33 páginas • 2024
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Champions Real Estate Finance Latest 
 
Version Graded A+ 
 
Loan-to-Value Ratio (LTV) The percentage of the lesser of the appraised value or sales price 
that the lender will lend. 
 
ex: If a borrower is approved for an 80% loan, it means that the lender will loan up to 80% of the 
sales price or appraised value, whichever is lower. 
 
Package Mortgage Includes both real and personal property ( fixtures and furnishings) 
 
Blanket Mortgage Covers more than one piece of property. 
 
Wraparound ...
![Arizona Real Estate State Exam | Questions with 100% Correct Answers | Verified | Latest Update 2024](/docpics/4340004/65b3d402d3945_4340004_121_171.jpeg)
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Arizona Real Estate State Exam | Questions with 100% Correct Answers | Verified | Latest Update 2024
- Examen • 23 páginas • 2024
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Which of the following is NOT a specific lien? 
a. an unrecorded mortgage 
b. a mechanic's lien 
c. a judgement lien 
d. a blanket mortgage - c. a judgement lien 
Which of the following is NOT an encumbrance on real property? 
a. lease 
b. easement 
c. homestead right 
d. restrictive convenant - c. homestead right 
Which of the following is NOT an appurtenance? 
a. easement right 
b. mineral right 
c. water rights 
d. trade fixtures - d. trade fixtures
![Champions real estate finance Exam Questions with Verified Answers](/docpics/4209189/65a167f29f921_4209189_121_171.jpeg)
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Champions real estate finance Exam Questions with Verified Answers
- Examen • 19 páginas • 2024
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Champions real estate finance Exam Questions with Verified Answers 
Loan-to-Value Ratio (LTV) ANS-The percentage of the lesser of the appraised value or sales price that the lender will lend. 
 
ex: If a borrower is approved for an 80% loan, it means that the lender will loan up to 80% of the sales price or appraised value, whichever is lower. 
 
Package Mortgage ANS-Includes both real and personal property ( fixtures and furnishings) 
 
Blanket Mortgage ANS-Covers more than one piece of propert...
![Verkoop je kennis op stuvia](https://www.stuvia.com/hosted-imgs/app/stock-fotos/banner_seller_small.jpg)
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![Illinois Real Estate License Practice Questions with Correct Answers Graded A 2024](/docpics/4955546/6614fefb5330b_4955546_121_171.jpeg)
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Illinois Real Estate License Practice Questions with Correct Answers Graded A 2024
- Examen • 17 páginas • 2024
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The final decision on the listing price for a property is made by the 
a) listing broker 
b) sponsoring broker 
c) seller 
d) appraiser - c) seller 
 
A rectangular parcel of land is 260 feet deep and 50 yards wide. How many square feet does it contain? 
a) 13,000 sq. ft. 
b) 36,400 sq. ft. 
c) 39,000 sq. ft. 
d) 52,000 sq. ft. - c) 39,000 sq. ft. 
 
A fee simple holder of a parcel of real estate grants a life estate to his son and stipulates that upon the son's death the property will pass to ...
![Champion Real Estate Financing 2023 Exam Questions and Answers](/docpics/3407020/64fc94e732bc6_3407020_121_171.jpeg)
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Champion Real Estate Financing 2023 Exam Questions and Answers
- Examen • 14 páginas • 2023
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Champion Real Estate Financing 2023 Exam Questions and Answers 
Hard Money Loan - ANSWER Real estate loans made by private lenders funded in cash, great for "flippers" 
 
Blanket Mortgage - ANSWER mortgage covering more than one parcel of real estate 
 
Package Mortgage - ANSWER Mortgage covering both real and personal property 
 
Budget Mortgage - ANSWER A mortgage with payment that covers principal and interest, plus taxes, fire insurance, lease rent, etc...
![CA Real Estate Exam Practice | 100% Correct Answers | Verified | Latest 2024 Version](/docpics/4586497/65d923f7d08ed_4586497_121_171.jpeg)
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CA Real Estate Exam Practice | 100% Correct Answers | Verified | Latest 2024 Version
- Examen • 10 páginas • 2024
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Two friends hold title as joint tenants. One borrowed money and executed a deed of trust against the 
property. In terms of affecting title this action could: - Place the beneficiary in a precarious position 
should the borrower die before the debt is paid. 
Joint tenant estate held by two joint tenants is severed and ended by the following: - A foreclosure 
by one of the joint tenants. One of the joint tenants transfers his interest to a third party. One of the 
joint tenants sell his interest....
![Gold Coast Real Estate Sales Associate Chapter 13 with complete solutions](/docpics/4828985/6602d7894f3db_4828985_121_171.jpeg)
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Gold Coast Real Estate Sales Associate Chapter 13 with complete solutions
- Examen • 8 páginas • 2024
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Gold Coast Real Estate Sales Associate Chapter 13Correct answer: b 
 
Savings associations dominated the residential mortgage market until deregulation of the banking industry in the 1980s. In the past, these institutions made most of their mortgage loans with depositors' funds. The loans were held full term, with the savings association receiving the principal and interest payments from the borrower. 
Reference: Chapter 13, The Primary Mortgage Market, Mortgage Lenders, Savings Associations -...
![Champions Real Estate Finance Exam 2024 || Questions & Answers (Graded A+)](/docpics/4164251/659ac9da45791_4164251_121_171.jpeg)
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Champions Real Estate Finance Exam 2024 || Questions & Answers (Graded A+)
- Examen • 15 páginas • 2024
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Champions Real Estate Finance Exam 2024 || Questions & Answers (Graded A+) 
Champions Real Estate Finance Exam 2024 || Questions & Answers (Graded A+) 
 
Loan-to-Value Ratio (LTV) - ANSWER - The percentage of the lesser of the appraised value or sales price that the lender will lend. 
 
ex: If a borrower is approved for an 80% loan, it means that the lender will loan up to 80% of the sales price or appraised value, whichever is lower. 
 
Package Mortgage - ANSWER - Includes both real and persona...
![Verkoop je kennis op stuvia](https://www.stuvia.com/hosted-imgs/app/stock-fotos/banner_seller_big.jpg)
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