Calculates policy rates Study guides, Class notes & Summaries
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![Property & Casualty Insurance 2024 Latest Update 100% accurate!](/docpics/4806040/65fc907438117_4806040_121_171.jpeg)
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Property & Casualty Insurance 2024 Latest Update 100% accurate!
- Exam (elaborations) • 23 pages • 2024
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Property & Casualty Insurance 2024 LatestAcceleration Clause - ANSWER The part of a contract that says when a loan may be declared due and payable. 
 
Accidental Death Benefit - ANSWER In a life insurance policy, benefit in addition to the death benefit paid to the beneficiary, should death occur due to an accident. There can be certain exclusions as well as time and age limits. 
 
Active Participant - ANSWER Person whose absence from a planned event would trigger a benefit if the event needs to...
![Colorado Life Insurance Final Exam Latest Update Graded A](/docpics/4219539/65a2fa516848a_4219539_121_171.jpeg)
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Colorado Life Insurance Final Exam Latest Update Graded A
- Exam (elaborations) • 16 pages • 2024
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Colorado Life Insurance Final Exam Latest Update Graded A 
The life insurance rider that pays the face amount plus the total premiums paid into the policy is known as: Return of premium 
What kind of company can the Commissioner file a complaint to enjoin and restrain from continuing violations of the insurance regulations of Colorado? Foreign or alien 
Does a loan on the cash value of a life insurance policy accrue interest, and if so, how is the interest handled? Yes, the interest can be paid ...
![Insurance Questions and Answers Rated A+](/docpics/4708209/65ece0d452a91_4708209_121_171.jpeg)
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Insurance Questions and Answers Rated A+
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Insurance Questions and Answers 
 
Rated A+ 
 
Risk A situation involving exposure to danger, harm, or loss. 
 
Insurance A means of guaranteeing protection or safety. 
 
Risk Pooling The spreading of financial risk evenly among a large number of contributors to 
the program. 
 
Insurance Policy A contract in which an individual or entity receives financial protection or 
reimbursement against losses. 
 
Premium The specified amount of payment required periodically by an insurer to provide 
cove...
![GCSE AQA - Macroeconomics Complete Revision questions and answers](/docpics/5248663/663d39934ceff_5248663_121_171.jpeg)
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GCSE AQA - Macroeconomics Complete Revision questions and answers
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State the six macroeconomic objectives 
Maintaining full employment 
Economic growth 
Achieving price stability 
Balacing exports and imports 
Environmental sustainability 
Reducing inequality 
 
 
 
Give examples of how different macroeconomic objectives can conflict with each other 
Economic growth and stable inflation 
Economic growth and balance of payments 
Unemployment and stable inflation 
Economic growth and inequality 
Economic growth and environmental sustainability. 
 
 
 
Explain wha...
![Iowa Life Insurance Graded A+](/docpics/5113783/662b8901a6b64_5113783_121_171.jpeg)
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Iowa Life Insurance Graded A+
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Iowa Life Insurance Graded A+ 
Insurable Interest ️The possibility of financial loss. 
At time of application but not at time of loss ️When must insurable interest exist for life insurance? 
At time of loss ️When must insurable interest exist for property & casual insurance? 
Personal Uses for life insurance ️Survivor protection 
Estate creation 
Cash accumulation 
Liquidity 
Estate conservation 
Survivor Protection ️Funds to help replace the financial losses resulting from de...
![NC Life Insurance](/docpics/5046211/66221824c4ad1_5046211_121_171.jpeg)
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NC Life Insurance
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NC Life Insurance 
Cash Value 
Money accumulation in a permanent policy which the policy owner may borrow as a policy loan or receive if the policy is surrendered before maturity. Upon maturity or endowment the cash value is paid to the policy owner. Cash value may be used as a source of supplemental income. 
 
 
Non- Participating Policies 
Insurance policies which do not pay dividends to policy owners. 
 
 
Participating Policies 
Policies that may pay annual dividends to policy owners. 
 
 
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![CHAPTER 1. Property and Casualty Exam Texas (With complete solution)](/docpics/3993584/657475f9be23d_3993584_121_171.jpeg)
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CHAPTER 1. Property and Casualty Exam Texas (With complete solution)
- Exam (elaborations) • 9 pages • 2023
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INSURANCE correct answers The method of spreading the risk of a financial loss among a large number of people. When spreading the risk reduces the financial impact of an individual loss. 
 
INSURANCE COMPANY correct answers entity that agrees to indemnify (make financially whole again) Insureds against covered losses 
 
PROPERTY correct answers Various types of insurance designed to insure property from financial loss. D.H.C.I.O.C 
1.Dwelling 
2.Homeowners 
3.Commerical Property 
4.Inland marine...
![NC Life Insurance](/docpics/5049248/6622588ddeb52_5049248_121_171.jpeg)
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NC Life Insurance
- Exam (elaborations) • 17 pages • 2024
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NC Life Insurance 
Cash Value 
Money accumulation in a permanent policy which the policy owner may borrow as a policy loan or receive if the policy is surrendered before maturity. Upon maturity or endowment the cash value is paid to the policy owner. Cash value may be used as a source of supplemental income. 
 
 
Non- Participating Policies 
Insurance policies which do not pay dividends to policy owners. 
 
 
Participating Policies 
Policies that may pay annual dividends to policy owners. 
 
 
...
![Colorado Life Insurance Final Exam](/docpics/3164267/64c8305298724_3164267_121_171.jpeg)
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Colorado Life Insurance Final Exam
- Exam (elaborations) • 7 pages • 2023
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Return of premium - Answer- The life insurance rider that pays the face amount plus the total premiums paid into the policy is known as: 
 
Foreign or alien - Answer- What kind of company can the Commissioner file a complaint to enjoin and restrain from continuing violations of the insurance regulations of Colorado? 
 
Yes, the interest can be paid annually, or added to the loan. - Answer- Does a loan on the cash value of a life insurance policy accrue interest, and if so, how is the interest ha...
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