Capital adequacy - Study guides, Class notes & Summaries

Weighted Average Cost of Capital (WACC) for a firm is the: - ️️rate of return a firm must earn on its existing assets to maintain the current value of its stock The three C's of credit are: a) Character, capital and charity b) Character, capacity and charity c) Charity, capital and censor d) Character, capacity and capital e) Capital, capacity and conciliate - ️️d) Character, capacity and capital Character refers to the borrower's reputation. Capacity refers to the borrow...

Which regulator makes and enforces rules which govern the capital adequacy of Australian Banks? - The Australian Prudential Regulation Authority - APRA What events occurred in the Banking Industry in 1800s and early 1900s? - First Bank in Australia was Bank of NSW, Established in 1817 Sydney. Discovery of gold in 1851 led to minting of Australia's own gold coins spurring development of Banking. Boom in Australian property market in 1800s led to Banking crisis in 1893. What events occurred...

SIE Exam- Unit 1 (Knowledge of Capital Markets) Questions and Answers 100% Pass What is the primary regulatory body for the securities industry? The Securities and Exchange Commission (SEC) serves as the principal regulatory authority overseeing the securities industry. Which legislation established the SEC? The Securities Exchange Act of 1934 was the legislation that established the SEC. Why is it necessary to register with the SEC? If you engage in securities transactions with cust...

What type of risk is unique to a specific industry, business enterprise, or investment type? - ANSWER-Nonsystematic risk Under which of the following circumstances is an investor in a position to acquire stock? - ANSWER-Buy a call, sell a call (The holder of a call has the right to buy stock at the strike price if exercised. The seller of a put is obligated to buy stock at the strike price if exercised) Options- a premium - ANSWER-the cost of an option contract, expressed in dollars per sh...

Which regulator makes and enforces rules which govern the capital adequacy of Australian Banks? - The Australian Prudential Regulation Authority - APRA What events occurred in the Banking Industry in 1800s and early 1900s? - First Bank in Australia was Bank of NSW, Established in 1817 Sydney. Discovery of gold in 1851 led to minting of Australia's own gold coins spurring development of Banking. Boom in Australian property market in 1800s led to Banking crisis in 1893. What events oc...

Executive Officers per Regulation O - ️️Chairmen of the Board President Secretary Treasurer Cashier VPs Unless specifically excluded by Board Resolution and nonparticipatory in policy making functions Change in Control - Part 303 - ️️Any person seeking to acquire to control (power to vote 25% or more of any class of voting securities) of any bank or BHC, 60 days prior written notice to agency Person - individual, partnership, trust, associate, joint venture, or any other form ...

FIN464___Bank Management_Section_02__Final_Project (AREAS COVERED) Liquidity Ratios Current Ratio Quick Ratio Financial Risk Ratios Debt Ratio Interest Coverage Ratio Debt to Equity Ratio Efficiency Ratios Working Capital Turnover Total Asset Turnover Ratio Profitability Ratios Net Interest Margin Net Profit Margin Net Operating Margin Earnings Per Share Return on TotalAssets Dupont Analysis Market Position Capital Adequacy Ratios Re...

FDIC TE JF Exam Questions Verified Correct Answers Current Update (A+ Pass) Part 335 Reporting Thresholds - Answers - Securities Act of 1942 TA > $1M and 500 shareholders (750 at initiation; 500 ongoing) What loan problem is this: Absence sound lending policies, lack of sound credit judgment, lacking margin of security, insufficient owner equity - Answers - Poor Risk Selection Sales Treatment (Loans) II RP NR - Answers - Isolated Interest Right to Pledge No Repurchase Mi...

Registered Pension Plan - Answer- refers to an arrangement offered by an employer or union to provide retirement benefits to plan members in the form of periodic payments during retirement. Defined benefit (DB) pension plan - Answer- refers to a registered pension plan that provides benefits based on the plan member's years of service and earnings. Defined contribution (DC) pension plan - Answer- refers to a registered pension plan that provides benefits based on the amount accumulated in...

SIE exam caril: complete study guide Q-bank answered latest spring 2023. What type of risk is unique to a specific industry, business enterprise, or investment type? - Under which of the following circumstances is an investor in a position to acquire stock? - Options- a premium - Options- strike price A customer believes that ABC's price will go up but does not have the money to buy 100 shares right now. How could the customer use options to profit from an increase in the sto...