Commercial casualty 1 Study guides, Class notes & Summaries
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N.C. Claims Adjuster Exam Latest 2023 Rated A+
- Exam (elaborations) • 80 pages • 2023
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N.C. Claims Adjuster Exam Latest 2023 Rated A+ Inception/Expiration Date an insurance policy covers the insured starting at 12:01am on the day on which coverage begins and expires at 12:01am on the expiration day of the policy. 
Occurrence Date Date of which the loss occurred 
Identification of parties involved The loss report should include the names and addresses of the parties involved in the loss, the names and addresses of any injured person(s) and the names and addresses of any witness(s)....
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New York State Property and Casualty Licensing Exam Questions and Answers Graded A+
- Exam (elaborations) • 9 pages • 2023
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New York State Property and Casualty Licensing Exam Questions and Answers Graded A+ 
 
Pro Rata Liability Clause is included in an insurance policy to deal with the problem of Duplicate insurance policies 
The purpose of this clause is to illustrate the method to determine each insurer's liability in case of a loss. Each insurer pays its fair share determined by the percentage that the carrier's limit bears to the total coverage carried. 
 
pro rata liability If a loss occurs that is covered...
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Texas Property and Casualty Exam Questions and Answers Verified 100%
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Texas Property and Casualty Exam Questions and Answers Verified 100% 
 
____ is uncertainty of loss - risk 
 
____ is a transfer of risk from the insured to the insurer - insurance 
 
____ risk means there is no chance of gain. It is insurable. - pure 
 
____ risk means there is a chance of a loss or a gain. It is not insurable. - speculative 
 
a ____ is something that increases the risk. - hazard 
 
the principle of _____ governs property and casualty policies. It states that the purpose of th...
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ExamFx Property and Casualty Exam Questions and Answers 100% Accurate
- Exam (elaborations) • 139 pages • 2024
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ExamFx Property and Casualty Exam Questions and Answers 100% Accurate 
 
ExamFx Property and Casualty Exam Questions and Answers 100% Accurate 
 
ExamFx Property and Casualty Exam Questions and Answers 100% Accurate 
 
ExamFx Property and Casualty Exam Questions and Answers 100% Accurate 
 
 
1. In dwelling policies, automatic increase in insurance is 
 
 
(Choose from the following options) 
1. Coverage for newly acquired property. 
2. Coverage by endorsement. 
3. Automatic coverage. 
4. Cove...
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Florida 6-20 All Lines Adjuster Test| 276 questions| 50 Pages| With Complete Solutions
- Exam (elaborations) • 52 pages • 2023
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Florida 6-20 All Lines Adjuster Test| 276 questions| 
50 Pages| With Complete Solutions 
Florida 6-20 All Lines Adjuster Test| 276 questions| 
50 Pages| With Complete Solutions 
A public adjuster represents the interest of: 
A. The insurer 
B. The Insured 
C. The employer 
D. The interest of the general public - Correct Answer -B. The insured 
Which of the following is the type of report that indicates the initial results of 
a claim investigation? 
A. Field Report 
B. Interim Report 
C. Full Re...
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STATE FARM PROPERTY AND CASUALTY 2025 EXAM WITH CORRECT ANSWERS
- Exam (elaborations) • 8 pages • 2024
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STATE FARM PROPERTY AND CASUALTY 2025 EXAM WITH CORRECT ANSWERS 
2 types of property and casualty insurance policies: 
1. personal lines property/casualty insurance - ANSWER-includes homeowner insurance, dwelling insurance and personal auto insurance 
2. commercial lines property/casualty insurance - ANSWER-includes commercial property insurance, commercial package policies, commercial general liability insurance, commercial crime insurance and business auto insurance 
abandonment clause - ANSWE...
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NJ property insurance law Exam with complete solutions
- Exam (elaborations) • 14 pages • 2023
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NJ property insurance law Exam with complete solutions 
 
In New Jersey, and insurer must provide at least______ advance notice for cancellation of property coverages for nonpayment of premium 10 days 
 
The employment of another producer by a producer is subject to all of the following requirements, except 
a. the employer shall examine the credentials of the kinds of business described in the contract. 
b. the employer shall be responsible for the insurance related conduct of the employee 
...
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Commercial package property (casualty) latest version graded A+
- Exam (elaborations) • 49 pages • 2024
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Commercial package property (casualty) 
 
latest version graded A+ 
 
COMMERCIAL PACKAGE POLICY the commercial package policy was introduced in 
1986 to replace the special multiple policy and other related monoline policies. some of the most 
important goals of this overhaul were the following: 
 
*simplify the text of policy forms and endorsements 
*modernize coverage by eliminating outdated provisions, broadening certain coverages, 
increasing internal policy limits, and including popular cov...
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NJ Property/ Casualty Insurance Exam Set With 100% Correct Answers 2023.
- Exam (elaborations) • 33 pages • 2024
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NJ Property/ Casualty Insurance Exam Set With 100% Correct Answers 2023. 
 
Why was the commercial Insurance Deregulation Act Created? 
To protect the public from the adverse effects of excessive, inadequate, & unfair discriminatory rates & marketing practices 
Which policies issued must follow the provisions of the Commercial Insurance Deregulation Act? 
Commercial policies 
When must rate amendments & policy forms be filed with the commissioner? 
30 days before 
What losses are excluded from f...
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NJ Property/ Casualty Insurance Exam Set Correct 100%(graded A)
- Exam (elaborations) • 36 pages • 2024
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NJ Property/ Casualty Insurance Exam SeWhy was the commercial Insurance Deregulation Act Created? - ANSWER To protect the public from the adverse effects of excessive, inadequate, & unfair discriminatory rates & marketing practices 
 
Which policies issued must follow the provisions of the Commercial Insurance Deregulation Act? - ANSWER Commercial policies 
 
When must rate amendments & policy forms be filed with the commissioner? - ANSWER 30 days before 
 
What losses are excluded from flood in...
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