Conditional receipt Study guides, Class notes & Summaries
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Xcel solutions final exam questions and answers
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Xcel solutions final exam 
Insuring Which health policy clause specifies the amount of benefits to be paid - Answer ️️ - 
Insuring 
The investment gains from a universal life policy usually go to - Answer ️️ -The cash value 
L takes out a life insurance policy and dies 10 years later. During the claim process, the insurer 
finds out that the applicant misstated their age. What will the insurer do? - Answer ️️ -Adjust 
the death benefit to a reduced amount 
An employee is covered unde...
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Primerica LIFE INSURANCE Practice Test WITH 100% CORRECT ANSWERS 2024
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1.	The receipt given to a life insurance applicant when the application is completed and the initial premium is received is called a(n) 
Answer conditional receipt 
2.	Statements in the application for insurance that are believed to be true to the best of the applicant's knowledge are called 
Answer representations 
3.	An annuity is considered fixed when it does all of the following EXCEPT 
Answer - provides the annuitant with an interest rate that is the lesser of the guaranteed or current rat...
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Aflac Final Exam Questions & Answers Already Graded A+
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Certain conditions, such as dismemberment or total and permanent blinds, will automatically qualify the 
insured for full disability benefits. Which disability policy provision does this describe? - 
presumptive disability 
Which provision concerns the insured's duty to provide the insurer with reasonable notice in the event 
of a loss? - notice of claim 
Because an insurance policy is a legal contract, it must conform to the state laws governing contracts 
which require all of the following el...
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MI Builders License - Insurance, bonds, liens Exam Questions and Answers 100% Pass
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MI Builders License - Insurance, bonds, 
liens Exam Questions and Answers 
100% Pass 
Which document designates an official start of a construction prioject? -Answer-Notice 
of commencement 
Which document provides proof that a contractor/supplier provided labor/materials to a 
project? -Answer-Notice of furnishing 
Which type of document verifies that a notice of furnishing has been delivered and helps 
to establish lien rights? -Answer-Proof of service of notice of furnishing 
Contractors/supp...
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Final Exam - Florida Life and Health | all 2023/24 questions and answers
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Final Exam - Florida Life and Health | all 2023/24 questions and answers 
 
Which Unfair Trade Practice involves making a false statement on an insurance application in order to receive money from an insurer? - Misrepresentation 
Who owns a stock company? - A stock insurance company is owned by its stockholders. 
In Florida, which of the following is considered an Unfair Trade Practice? - Coercion 
Which of these options can an individual use their medical flexible spending account to pay for...
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NV - Life Insurance Practice Final Examination Correct
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Jason is the insured in a $100,000, 10 year renewable term policy. Soon after taking out the policy, he develops a serious heart condition. Which of the following statement is CORRECT? 
a. Since the condition manifested after the policy was issued, he will not be able to renew his policy. 
b. Jason will be able to renew his policy 
c. It will be necessary for Jason to show evidence of insurability in order to renew the policy 
d. If Jason renews his policy, it will be rated for his health condit...
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XCEL Ohio Proctor Questions and Answers Graded A+
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XCEL Ohio Proctor Questions and Answers Graded A+ Under a Modified Endowment Contract, what are the likely tax consequences? •Pre-death distributions will become taxable 
To receive proceeds from a death benefit, a minor •must have an appointed guardian 
Under a Modified Endowment Contract, what are the likely tax consequences? Pre-death distributions will become taxable 
To receive proceeds from a death benefit, a minor must have an appointed guardian 
A provision that allows a policyowner ...
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Accident And Health Insurance Exam Questions With 100% Correct Answers
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Accident And Health Insurance Exam Questions With 100% Correct Answers 
H has suffered a covered disability away from her job and will shortly begin collecting benefits. The insurer sends a 
letter to H stating that she will not receive any benefit amounts greater than her income. This clause is known as: 
A: Over-insurance clause 
B: free look 
C: relation of earning to insurance 
D: relation of economic value C: relation of earning to insurance 
The insured should be aware of the issue date up...
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XCEL Life Underwriting & Annuities Questions and Answers Already Passed
- Exam (elaborations) • 6 pages • 2023
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XCEL Life Underwriting & Annuities Questions and Answers Already Passed 
Which of the following statement is CORRECT about an agent who is taking an insurance application? The agent should have the applicant initial any changes made on the application 
Agent J takes an application and initial premium from an applicant and sends the application and premium check to the insurance company. The insurance company returns the check back to J because the check is made out to J instead of the insurance ...
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Arizona Life Insurance Exam Questions and Answers (Latest Update 2023) Verified Answers
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Arizona Life Insurance Exam 
Questions and Answers 
(Latest Update 2023) 
Verified Answers 
a whole life policy that provides a choice of dividend options include the 
following statement about dividends they accrue at a guaranteed rate 
they are deferred for one year they are not guaranteed they are guaranteed 
after the first year - Correct Answers they are not guaranteed 
When there is a named beneficiary on a life insurance policy, the death 
benefits 
1. are directed to a trustee ...
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