Coverage a dwelling - Study guides, Class notes & Summaries
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AINS 102 UPDATED PT 1 Questions & Answers 2023-2024
- Exam (elaborations) • 17 pages • 2023 Popular
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AINS 102 UPDATED PT 1 Questions & Answers 
Which one of the following is considered real property? 
Select one: 
A. An automobile 
B. A house 
C. Furniture 
D. A motorhome - ANS-B 
The Davis family suffered extensive fire damage to its home and was temporarily unable to inhabit it. 
The family was forced to rent a hotel room while its home was under repair. The cost incurred to rent 
the hotel room is referred to as which one of the following outcomes of loss? 
Select one: 
A. Lost income 
B....
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ADJUSTER PRO EXAM WITH REVISED ANSWERS (2023)
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ADJUSTER PRO EXAM WITH REVISED 
ANSWERS (2023) 
Stu has a collection of rare comic books. He wants to purchase theft insurance for his 
collection, separate from his home and other property. What term most accurately 
describes the type of policy Stu would purchase? - CORRECT ANSWER-Monoline 
Policy 
Which of the following statements does NOT apply to the Standard Fire Policy? - 
CORRECT ANSWER-It automatically covers wind and vandalism. 
Which of the following refers to being restored to the ...
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LOUISIANA CLAIM ADJUSTER SERIES 204 HOMEOWNER INSURANCE EXAM SOLVED 100%
- Exam (elaborations) • 9 pages • 2023
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multi-line policies - Answer HO policies are _ which mean they combine property and casualty coverages in the same policy. it packages several coverages related to a specific type of exposure, and it reduces the number of policies one has to purchase. 
 
personal package policy - Answer HO insurance is sold as a _ designed to cover a broad range of exposures related to owning and renting a part of a home. 
 
theft insurance and personal liability coverage under one contract - Answer the HO insur...
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Property and Casualty Insurance Mastery Exam A Questions and Answers 100% Pass
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Property and Casualty Insurance Mastery Exam A 
Questions and Answers 100% Pass 
An insured rents a car while on vacation in Canada and causes an accident. Is there 
coverage under his personal auto policy? - Correct Answer ️️ -The loss is covered 
under an unendorsed personal auto policy. 
Under the workers' compensation laws, which of the following would NOT be covered? - 
Correct Answer ️️ -Heart-related illness resulting from hereditary causes 
An insurance policy covers fire, will ...
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Personal Lines Insurance Practice Exam Questions and Answers Latest 2024-2025 | 100% Correct.
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Personal Lines Insurance Practice Exam Questions and Answers Latest | 100% Correct. Bobby, age 16, borrows his parents' car without their permission and gets into an 
accident. Which of the following statements about coverage under the parents' 
personal auto policy is CORRECT? 
A) Bobby is covered by his parents' policy because he is included in the definition 
of named insured. 
B) Bobby is not covered for this accident because he used the car without 
permission. 
C) Bobby is not covered ...
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Adjuster Pro Exam 2024 Questions and Answers
- Exam (elaborations) • 79 pages • 2024
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Adjuster Pro Exam 2024 Questions and Answers 
John is doing some lawn maintenance using a steel blade on his weed-whacker. He 
fails to properly tighten the blade and it comes loose while he is trimming some tall 
grass at the edge of his property. The blade flies off towards his neighbor's house and 
crashes into the HVAC unit, severing the lines and effectively destroying the unit. Which 
coverage in John's homeowners policy might pay for the damage he caused to his 
neighbor's HVAC system?...
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Louisiana Claims Adjuster Exam Questions & Answers 100% Correct
- Exam (elaborations) • 42 pages • 2023
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The coverage territory of the Business Auto form provides for "worldwide liability coverage" for private passenger autos that the insured: 
 
a) Hires, leases, rents or borrows without a driver while outside the United States, its territories and possessions. 
 
b) Purchases while outside the United States, its territories and possessions. 
 
c) Sells while outside the United States, its territories and possessions. 
 
d) Occupies while outside the United States, its territories and possession...
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NJ PSI Property and Casualty Exam with 100% Correct Answers 2023
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NJ PSI Property and Casualty Exam with 
100% Correct Answers 2023 
The Mobile Home Endorsement of a Homeowners policy affords coverage to mobile 
homes under the? 
A. HO-1 (Basic Form) 
B. HO-2 (Broad Form) 
C. HO-3 (Special Form) 
D. HO-2 or HO-3 (Broad and Special) - Correct Answer-D. HO-2 or HO-3 (Broad and 
Special) 
All of the following are eligible for coverage under Homeowners policy except? 
A. A condominium unit owner. 
B. A farm owner. 
C. A mobile home owner. 
D. A tenant in an apartm...
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Insurance Customer Service Rep 440 Exam Review questions and answers graded A+.
- Exam (elaborations) • 6 pages • 2023
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Insurance Customer Service Rep 440 Exam Review questions and answers graded A+. 
 
 
 
 
 
 
 
 
 
 
Examples of Peril - correct answers.Fire, lightning, explosion, theft, windstorm, hail, earthquake, flood, mischief or vandalism, or the sinking, burning, collision or derailment of a conveying transport. 
 
How long does one have to notify the Department of Financial Services for a Name and/or Address Change? - correct answers.30 days 
 
Coinsurance Clause - correct answers.Replacement cost appl...
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Texas Property and Casualty Insurance Policies. (State Test) Passed!
- Exam (elaborations) • 3 pages • 2023
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The businessowners policy liability coverage will pay for necessary medical expenses of others within what maximum time period? correct answers 1 Year 
 
Which of the following covers a carrier for liability for loss to cargo while it is being transported in a truck? correct answers Moto truck cargo policy- truckers form 
 
In which of the following types of property valuation will the policy pay the full value specified on the policy schedule, regardless of the insured property's appreciation ...
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