Escrow company - Study guides, Class notes & Summaries
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Champions Real Estate Finance graded A+ already passed 2023
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Champions Real Estate Finance graded A+ already passed 2023Loan-to-Value Ratio (LTV) - correct answer The percentage of the lesser of the appraised value or sales price that the lender will lend. 
 
ex: If a borrower is approved for an 80% loan, it means that the lender will loan up to 80% of the sales price or appraised value, whichever is lower. 
 
Package Mortgage - correct answer Includes both real and personal property ( fixtures and furnishings) 
 
Blanket Mortgage - correct answer Covers ...
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Notary Loan Signing Agent Definitions: Updated Guide Solution
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Borrower (Mortgagor) 
 (Ans- An individual who applies for and receives funds in the form of a loan and is obligated to repay the loan in full under the terms of the loan. 
 
Title 
 (Ans- Document that gives evidence of ownership of a property. Also indicates the rights of ownership and possession of the property. Individuals who will have legal ownership in the property are considered "on title" and will sign the mortgage and other documentation 
 
Refinancing 
(Ans- The process of paying ...
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MaryLand State Portion of Title Producer Exam Questions With Correct Answers
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1. If a party uses a fictitious or different name than its business name, it must be approved by the 
a. Maryland Insurance Administration 
b. National Association of Insurance Commissioners 
c. Maryland Land Title Association 
d. American Land Title Association - Answer a. Maryland Insurance Administration 
 
2. When there is termination of the appointment by a title insurer, the insurer must update the producer register within how many days. 
a. 15 days 
b. 30 days 
c. 45 days 
d. 60 days - An...
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Notary Signing Agent Certification Exam 2024-25 Questions Solved 100% Correct
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Notary Signing Agent Certification Exam 2024-25 Questions Solved 100% Correct 
Who are the stakeholders in the loan process? 
(answer: - the stakeholders in the loan process are: the borrower, the lender, the contracting company, and the nsa(notary signing agent) 
 
Who hires an NSA? 
(answer: - an NSA is hired by a contracting company to provide signing services and oversee the actual loan signing with the borrower. 
 
What is a contracting company? 
(answer: - a closing company could be: ...
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Title & Escrow All Possible Questions and Answers Solved 100%
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Title & Escrow - Answer-Escrow and title insurance typically go hand-in-hand together in real estate sales 
or financing types of transactions. Many times, a title insurance company will offer escrow services as 
well, or escrow can be offered by a separate company dedicated solely to escrow functions. Escrow is a 
designated and neutral third party firm that collects money and paperwork from all sides in the real 
estate transaction prior to making any necessary payoffs to the sellers and exist...
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California Notary Public Exam Questions 2023
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California Notary Public Exam Questions 2023Upon receiving the letter of commission, where should the notary file his/her oath and bond? 
The office of the County Clerk in the county where the notary maintains his/her principal place of business 
 
 
 
Nancy Notary's father, who is also her employer, asked her to notarize documents for the sale of business property whereby Nancy is named as one of the grantees. What is the appropriate response from Nancy Notary? 
Nancy should explain that she m...
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PA Exam 3 with 100% Correct Answers 2023
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PA Exam 3 with 100% Correct Answers 
2023 
Which of the following are NOT grounds in Pennsylvania for revoking a broker's 
license? 
A Being convicted of a felony 
B Agreeing with the seller to accept a commission that is more than the standard rate 
C Depositing an earnest money check into the broker's personal account 
D Advertising as a member of the Pennsylvania Association of Real Estate 
Professionals when the broker is not really a member - Correct Answer-B It is perfectly 
legal to agr...
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Title & Escrow UPDATED Actual Exam Questions and CORRECT Answers
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Title & Escrow UPDATED Actual Exam 
Questions and CORRECT Answers 
Title & Escrow - CORRECT ANSWER- Escrow and title insurance typically go hand-inhand together in real estate sales or financing types of transactions. Many times, a title 
insurance company will offer escrow services as well, or escrow can be offered by a separate 
company dedicated solely to escrow functions. Escrow is a designated and neutral third party 
firm that collects money and paperwork from all sides in the real es...
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Real Estate Principles Final Exam Colibri Study Guide 2024
- Exam (elaborations) • 20 pages • 2024
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Long Beach salesperson Eric Janey is providing sellers Julie and Zach Roberts with the necessary 
disclosures they must be given upon the sale of real property. Which of the following is NOT a disclosure 
that is given upon the sale of real property? - Mold Disclosure Required 
Lead-based Paint Disclosure Required 
Natural Hazards Disclosure Required 
Radon Detection Test Disclosure - NOT REQUIRED IN CA 
Escrow cannot be terminated in which of the following ways? - Death of one of the principals...
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CHAMPIONS REAL ESTATE FINANCE GRADED A+ ALREADY PASSED 2023
- Exam (elaborations) • 22 pages • 2023
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Loan-to-Value Ratio (LTV) - correct answer The percentage of the lesser of the appraised value or sales price that the lender will lend. 
 
ex: If a borrower is approved for an 80% loan, it means that the lender will loan up to 80% of the sales price or appraised value, whichever is lower. 
 
Package Mortgage - correct answer Includes both real and personal property ( fixtures and furnishings) 
 
Blanket Mortgage - correct answer Covers more than one piece of property. 
 
Wraparound Mortgage - c...
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