Farm bop bonds Study guides, Class notes & Summaries
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New York State Property and Casualty Insurance Exam fully solved & updated.
- Exam (elaborations) • 26 pages • 2024
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Physical damage coverage under a garage policy is a blanket limit for covered auto, an accurate statement? - ANSWER-Yes; The dealer's physical damage limit would be done on a blanket limit basis. This would apply to comprehensive and collision losses to the auto inventory of the dealer. This is done because it is simply not practical to schedule each dealer owned vehicle for physical damage. This is generally accomplished by the use of a monthly reporting form. 
 
An insured owns a motorcycle, ...
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FL Adjuster practice test Questions with Verified Answers (Graded A)
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What requirements must Wholesalers and Distributors meet in order to be eligible for a BOP? - Answer- 25% or less of floor space is available to the general public, and less than 25% of gross income may come from retail sales. 
 
The first step in the claim process is to - Answer- Determining time and cost of repairs 
 
In Florida, an insurer has ___ days to pay or deny a claim. - Answer- 90 
 
Jerome was shopping at ABC Imports when a light fixture fell from the ceiling and hit him on the head....
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INSURANCE EXAM 1: Property and Casualty Questions and Answers 2023 Already Passed 100%
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INSURANCE EXAM 1: Property and Casualty Questions and Answers 2023 Already Passed 100% 
 
Which of the following are the authorities that an agent can hold? *ANS* Express and implied 
 
Which of the following terms refers to such disabilities the loss of a limb, hearing , or eye sight? *ANS* Permanent partial disability 
 
Who is NOT considered an employee in an commercial general liability (CGL) policy? *ANS* Temporary worker 
 
The major portion of the premium of an equipment breakdown policy ...
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California Property and Casualty Exam Questions and answers, 100% Accurate.
- Exam (elaborations) • 44 pages • 2023
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California Property and Casualty Exam Questions and answers, 100% Accurate. 
 
 
 
Which of the following is incorrect? 
 
 Part A covers long term care 
 Part A covers hospital care 
 Part B covers physicians 
 Part B requires monthly premium payments - Part A covers long term care 
 
Medical payments coverage under the personal auto policy applies for medical bills insured up to how long after an accident? 
 
 One year 
 Five years 
 Three years 
 Two years - Three years 
 
Workers Comp. Part....
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Florida 6-20 All Lines Adjuster Test 276 questions ( 50 Pages) With Complete Solutions
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Florida 6-20 All Lines Adjuster 
Test 276 questions ( 50 Pages) 
With Complete Solutions 
A public adjuster represents the interest of: 
A. The insurer 
B. The Insured 
C. The employer 
D. The interest of the general public - Correct Answer -B. The insured 
Which of the following is the type of report that indicates the initial results of a claim investigation? 
A. Field Report 
B. Interim Report 
C. Full Report 
D. None of the above - Correct Answer -A. Field Report 
States have adopted statut...
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Insurance License Test Practice Questions and Answers 2023
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Risk - Answer- Possibility (uncertainty) that a loss may occur. 
 
-The reason people buy insurance 
-Insurance is designed to provide for such losses, while not providing the insured with the possibility of gain from an accident, sickness, death, etc. 
 
Claim - Answer- Notifying the insurer (insurance company) of a loss in order to be paid for it. 
 
-Car accident, windshield replacement, etc. 
 
Loss - Answer- An unpredictable reduction in the quality, quantity, or value of something. 
 
-B...
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California Property and Casualty Insurance Test Pool Questions and answers, rated A
- Exam (elaborations) • 18 pages • 2023
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California Property and Casualty Insurance Test Pool Questions and answers, rated A 
 
 
 
The term "Time element Coverage" is used when the amount of loss depends on what? 
 
The time it takes to repair, rebuild, or restore damaged property. - -The term time element coverage is used for many indirect losses, such as a business income loss, because the amount of loss might not be directly related to the amount of property damage that occurred, but it is related to the time it takes to repair,,...
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ADJUSTER PRO TEXAS STUDY EXAM GUIDE 2023-2024
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ADJUSTER PRO TEXAS STUDY EXAM 
GUIDE 
All of the following pieces of information can be found in the conditions section of an 
insurance policy EXCEPT: - CORRECT ANSWER-Causes of loss that are not covered 
Which of the following best defines the principle of indemnity? - CORRECT ANSWERAfter a loss, the insured should be restored to his approximate financial condition before 
the loss 
SureTrust Insurance was founded and operates in Texas. In Texas, Suretrust is 
considered - CORRECT ANSWER...
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Revision Package- Property And Casualty Exam (150 Questions) Solved 100%
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Revision Package- Property And Casualty Exam (150 Questions) Solved 100% 
 
The Commercial Property policy applies a limit of what dollar amount for business personal property temporarily away from the premises? -ANS- $10,000 
 
What is the name of the organization created to provide auto insurance to individuals who have been unable to obtain it through the private market? -ANS- The Connecticut Automobile Insurance Assigned Risk Plan 
 
Which term describes the situation when two policies cover...
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PROPERTY AND CASUALTY INSURANCE MOCK Question with Correct Answers 100% Pass
- Exam (elaborations) • 13 pages • 2023
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PROPERTY AND CASUALTY INSURANCE MOCK Question with Correct Answers 100% Pass 
 
What is a peril? -ANS- A Peril is a cause of loss 
 
What is a hazard? -ANS- Something that increases the chance of a loss 
 
What is the difference between a Moral hazard and a Morale Hazard? -ANS- Moral Hazard - dishonesty, against the law 
Morale Hazard - carelessness 
 
What is the method of handling risk that involves a deductible? -ANS- Retention (loss or portion of loss) 
 
If a fire causes damage to a buildin...
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