Health insurance Study guides, Class notes & Summaries
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![California Life Accident and Health Insurance State Exam Questions and Answers (2024/2025)(Verified Answers)](/docpics/2321510/65b1d45b4c1d8_2321510_121_171.jpeg)
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California Life Accident and Health Insurance State Exam Questions and Answers (2024/2025)(Verified Answers)
- Exam (elaborations) • 27 pages • 2023
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California Life Accident and Health Insurance State Exam Questions and Answers (2024/2025)(Verified Answers) 
 
 
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California life accident and he...
![Kentucky Life and Health Insurance Exam (New 2024/ 2025 Update) Questions and Verified Answers| 100 % Correct| Grade A](/docpics/4918387/660eabb99b75c_4918387_121_171.jpeg)
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Kentucky Life and Health Insurance Exam (New 2024/ 2025 Update) Questions and Verified Answers| 100 % Correct| Grade A
- Exam (elaborations) • 51 pages • 2024
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Kentucky Life and Health Insurance Exam 
(New 2024/ 2025 Update) Questions and 
Verified Answers| 100 % Correct| Grade A 
 
 
QUESTION 
 The only party in an insurance contract that makes a legally enforceable promise is the 
insurance company. Because of this, insurance contracts are considered to be: 
 
 conditional 
 aleatory 
 unilateral 
 contracts of adhesion 
 
 
Answer: 
unilateral 
 
Insurance contracts are unilateral. This means that only one party (the insurer) makes any kind of ...
![Health Insurance Florida 2-40 Practice Exam Questions #2 with Answers (latest Update 2023)](/docpics/3135135/64c146582ba84_3135135_121_171.jpeg)
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Health Insurance Florida 2-40 Practice Exam Questions #2 with Answers (latest Update 2023)
- Exam (elaborations) • 158 pages • 2023
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Health Insurance Florida 2-40 Practice Exam Questions #2 with Answers (latest Update 2023)
![Louisiana Life and Health Insurance Exam questions and 100% correct answers](/docpics/3086900/64b6e8f5cd9eb_3086900_121_171.jpeg)
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Louisiana Life and Health Insurance Exam questions and 100% correct answers
- Exam (elaborations) • 90 pages • 2023
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All of the following are correct about the required provisions of a health insurance policy EXCEPT 
 
A. The entire contract clause means the signed application, policy, endorsements, and attachments constitute the entire contract. 
 
B. A reinstated policy provides immediate coverage for an illness. 
 
C. Policies become incontestable after being in force for 3 years. 
 
D. A grace period of 31 days is found in an annual pay policy. - correct answer B. A reinstated policy provides immediate co...
![ARIZONA LIFE AND HEALTH INSURANCE EXAM 2024 WITH 100% CORRECT ANSWERS](/docpics/5339607/6647a9eb756ac_5339607_121_171.jpeg)
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ARIZONA LIFE AND HEALTH INSURANCE EXAM 2024 WITH 100% CORRECT ANSWERS
- Exam (elaborations) • 23 pages • 2024
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ARIZONA LIFE AND HEALTH INSURANCE EXAM 2024 WITH 100% CORRECT ANSWERS 
 
When the disclosure of an insured's nonpublic information is involved, what is the insurer obligated to do? - correct answer Give notice, explain, and allow opting out 
 
Under the Telemarketing Sales Rule, telemarketing calls may NOT be received after - correct answer 9:00 PM 
 
A health plan offered by private insurance companies is - correct answer Medicare Supplement 
 
Chris has a single major medical contract which c...
![Colorado Health Insurance Exam| Questions and Verified Answers|100% Correct (2023/2024)](/docpics/3433835/6502d96b810e9_3433835_121_171.jpeg)
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Colorado Health Insurance Exam| Questions and Verified Answers|100% Correct (2023/2024)
- Exam (elaborations) • 28 pages • 2023
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Colorado Health Insurance Exam| Questions and Verified Answers|100% Correct (2023/2024) 
 
Q: A group long-term disability plan is integrated with Social Security when which of the following statements is CORRECT? 
A. Social Security and group benefits pay a combined maximum limit. 
A. 
Social Security and group benefits pay a combined maximum limit. 
B. Full group benefits are paid in addition to Social Security benefits. 
B. 
Full group benefits are paid in addition to Social Security ben...
![Texas Life and Health Insurance Exam (question and answers) 2022/2023](/docpics/6340720f7f8cd_2013711.jpg)
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Texas Life and Health Insurance Exam (question and answers) 2022/2023
- Exam (elaborations) • 19 pages • 2022
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At what point must a life insurance applicant be informed of their rights that fall under the Fair Credit Reporting Act? - ANSWER Upon completion of the application 
 
Who elects the governing body of a mutual insurance company? - ANSWER policyholders 
 
An insurance applicant MUST be informed of an investigation regarding his/her reputation and character according to the - ANSWER Fair Credit Reporting Act 
 
What type of reinsurance contract involves two companies automatically sharing their ri...
![Wisconsin Accident and Health Insurance Exam 2023 Questions and Answers with complete solution](/docpics/2734946/645d8b9f96c7b_2734946_121_171.jpeg)
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Wisconsin Accident and Health Insurance Exam 2023 Questions and Answers with complete solution
- Exam (elaborations) • 41 pages • 2023
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Wisconsin Accident and Health Insurance Exam 2023 Questions and Answers with complete solution
![Understanding Health Insurance: A Guide to Billing and Reimbursement, 2023 Edition 18th Edition Michelle Green TEST BANK](/docpics/5457240/665510b9c4e1e_5457240_121_171.jpeg)
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Understanding Health Insurance: A Guide to Billing and Reimbursement, 2023 Edition 18th Edition Michelle Green TEST BANK
- Exam (elaborations) • 263 pages • 2024
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TEST BANK for Understanding Health Insurance: A Guide to Billing and Reimbursement, 2023 Edition 18th Edition Michelle Green 
TABLE OF CONTENTS 
1. Health Insurance Specialist Career. 
2. Introduction to Health Insurance and Managed Care. 
3. Introduction to Revenue Management. 
4. Revenue Management: Insurance Claims, Denied Claims and Appeals and Credit and Collections. 
5. Legal Aspects of Health Insurance and Reimbursement. 
6. ICD-10-CM Coding. 
7. CPT Coding. 
8. HCPCS Level II Coding. 
9...
![Pearson Vue Life + Health Insurance Practice Exam Questions And Correct Answers](/docpics/4217690/65a2be1e77882_4217690_121_171.jpeg)
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Pearson Vue Life + Health Insurance Practice Exam Questions And Correct Answers
- Exam (elaborations) • 17 pages • 2024
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Pearson Vue Life + Health Insurance Practice Exam Questions And Correct Answers 
 
P wants to name her husband as the beneficiary of her life policy. However, she wishes to retain all of the rights of ownership. P should have her husband named as the: 
a: irrevocable beneficiary 
b: revocable beneficiary 
c: secondary beneficiary 
B 
A contract that has as its basic function the systematic liquidation of accumulated assets through periodic payments is called an: 
A. indemnity contract 
B. invest...
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