Ho 5 comprehensive form Study guides, Class notes & Summaries
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![Property & Casualty Cheat Sheet – Questions and Answers Already Passed](/docpics/4860573/6605908f294c1_4860573_121_171.jpeg)
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Property & Casualty Cheat Sheet – Questions and Answers Already Passed
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Property & Casualty Cheat Sheet – 
Questions and Answers Already Passed 
 
What are the forms of homeowner policies? HO-2, HO-3, HO-4, HO-5, HO-6, HO-8. Each 
of these forms provides identical liability coverage. The property coverage varies with the 
homeowners form selected. The following is a list of the forms with the covered perils of each. 
 
HO-2 Broad form; owner occupant 
 
HO-3 Special Form; owner occupant 
 
HO-4 Tenants or Renters 
 
HO-5 Comprehensive Form; owner-occupant (open to...
![PA Property & Casualty License Practice Exam questions with correct answers](/docpics/3649820/6530bd7c6f5bc_3649820_121_171.jpeg)
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PA Property & Casualty License Practice Exam questions with correct answers
- Exam (elaborations) • 29 pages • 2023
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An exclusion that states that an insurer will not pay any claim in which an individuals property is damaged as a result of an earthquake, mudslide, landslide, or sinkhole. CORRECT ANSWER an Earth movement exclusion 
 
An exclusion that states that an insurer will not pay any claim in which an individuals property is damaged as a result of the fact that the individual did not maintain the property. CORRECT ANSWER Neglect exclusion 
 
Which Home Owner's form covers damage to a condo owner's PROP...
![Adjuster Pro - Indiana - Chapter 3 Personal Lines Questions with 100% Correct Answers](/docpics/4968359/6616d1111707c_4968359_121_171.jpeg)
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Adjuster Pro - Indiana - Chapter 3 Personal Lines Questions with 100% Correct Answers
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Standard Fire Policy Correct Answer basic foundation of all homeowner's and commercial policies 
ACV 
Named peril policy that only covered fire and lightning 
First used in 1918 in NY 
 
Line of Coverage Correct Answer A particular risk or group of risks covered by an insurance policy 
 
Monoline Policy Correct Answer an insurance policy that covers only one risk or type of risk 
 
Personal lines Correct Answer for possessions intended for personal use 
 
Commercial lines Correct Answer for pos...
![PA Property & Casualty License Practice Exam || with 100% Error-free Answers.](/docpics/5394642/664d2bb537cee_5394642_121_171.jpeg)
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PA Property & Casualty License Practice Exam || with 100% Error-free Answers.
- Exam (elaborations) • 17 pages • 2024
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Available in package deal
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An exclusion that states that an insurer will not pay any claim in which an individuals property is damaged as a result of an earthquake, mudslide, landslide, or sinkhole. correct answers an Earth movement exclusion 
 
An exclusion that states that an insurer will not pay any claim in which an individuals property is damaged as a result of the fact that the individual did not maintain the property. correct answers Neglect exclusion 
 
Which Home Owner's form covers damage to a condo owner's PR...
![PA Property & Casualty License Practice Exam Completely Solved!!](/docpics/4765963/65f709f402a3d_4765963_121_171.jpeg)
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PA Property & Casualty License Practice Exam Completely Solved!!
- Exam (elaborations) • 18 pages • 2024
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Available in package deal
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An exclusion that states that an insurer will not pay any claim in which an individuals property is damaged as a result of an earthquake, mudslide, landslide, or sinkhole. - ANSWER an Earth movement exclusion 
 
An exclusion that states that an insurer will not pay any claim in which an individuals property is damaged as a result of the fact that the individual did not maintain the property. - ANSWER Neglect exclusion 
 
Which Home Owner's form covers damage to a condo owner's PROPERTY that oc...
![Adjuster Pro Module 3-A Homeowners & 3 A.1 Tx HO Supplemental WITH 100% CORRECT ANSWERS 2024](/docpics/6097266/66d13230b734d_6097266_121_171.jpeg)
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Adjuster Pro Module 3-A Homeowners & 3 A.1 Tx HO Supplemental WITH 100% CORRECT ANSWERS 2024
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The Standard Fire Policy 
-1st used in 1918 in NY 
-Provided homeowner & commercial property protection. 
-ACV valuation 
-Named peril policy 
-Only covered fire & lightening 
 
 
 
"165 Line" Policy 
The original Standard Fire Policy spent 165 lines explaining new insurance concepts that are still used today: 
-Concealment & misrepresentation 
-Property & perils excluded from coverage 
-Insurance cancellation due to an increase in hazards 
-Obligations to a mortgagee 
-Insured's duties in th...
![Texas All Lines Adjuster Test with Verified Answers Updated 2024](/docpics/5738293/66814c00791f2_5738293_121_171.jpeg)
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Texas All Lines Adjuster Test with Verified Answers Updated 2024
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Texas All Lines Adjuster Test with Verified Answers Updated 2024 
The insured has filed a claim under the "Business Income Department Properties - Broad Form" because the primary buyer of products and services from the business has filed for bankruptcy under this form the primary buyers business would be known as 
A recipient location 
 
 
recipient location 
Businesses who support insured by being the primary buyer for their products 
 
 
HO-3 (special form) 
covers the dwelling and other str...
![AINS 102 Questions And Answers Latest 2024-2025 Graded A+.](/docpics/5638379/666c35778701d_5638379_121_171.jpeg)
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AINS 102 Questions And Answers Latest 2024-2025 Graded A+.
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AINS 102 Questions And Answers Latest Graded A+. All of the following items are examples of personal property, EXCEPT: 
Select one: 
A. Sports equipment 
B. Silverware 
C. A fishing boat 
D. Underground pipes: Underground pipes 
2. Which one of the following statements regarding assets exposed to loss is 
true? 
Select one: 
A. Real property includes only tangible property.Correct. All real property is 
tangible property having a physical form that can be seen or touched. Personalprop...
![Pennsylvania Property & Casualty License Practice Exam | Questions with 100% Correct Answers | Verified | Latest Update 2024 | 23 Pages](/docpics/3983185/6572369c7f5bc_3983185_121_171.jpeg)
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Pennsylvania Property & Casualty License Practice Exam | Questions with 100% Correct Answers | Verified | Latest Update 2024 | 23 Pages
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An exclusion that states that an insurer will not pay any claim in which an individuals property is 
damaged as a result of an earthquake, mudslide, landslide, or sinkhole. - an Earth movement 
exclusion 
An exclusion that states that an insurer will not pay any claim in which an individuals property is 
damaged as a result of the fact that the individual did not maintain the property. - Neglect exclusion 
Which Home Owner's form covers damage to a condo owner's PROPERTY that occurs as the res...
![Lines Adjuster Exam Questions (All) and Answers 100% Solved](/docpics/5345385/664856b315956_5345385_121_171.jpeg)
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Lines Adjuster Exam Questions (All) and Answers 100% Solved
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Lines Adjuster Exam Questions (All) 
and Answers 100% Solved 
The insured has filed a claim under the "Business Income Department Properties - Broad Form" 
because the primary buyer of products and services from the business has filed for bankruptcy 
under this form the primary buyers business would be known as A recipient location 
recipient location Businesses who support insured by being the primary buyer for their 
products 
HO-3 (special form) covers the dwelling and other structures o...
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