Housing counseling exam - Study guides, Class notes & Summaries

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HUD Housing Counseling Exam Correct 100%
  • HUD Housing Counseling Exam Correct 100%

  • Exam (elaborations) • 42 pages • 2024
  • Rental Obstacle + Solutions: Low Income - ANSWER -Some Renters reject people whose Rent would be more than 30% of GMI -Solutions -Apply for Housing Assistance -Expand housing search areas -Get a roommate -Move in w/family or friends Strategies for decreasing expenses and debt - ANSWER Prioritize "needs over "wants" -reduce or eliminate "wants" -cancel or downgrade services(e.g. cable, telephone) -limit miscellaneous spending - stick to a shopping list - pay off a loan or credi...
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HUD Housing Counseling Exam Accurate 100%
  • HUD Housing Counseling Exam Accurate 100%

  • Exam (elaborations) • 35 pages • 2024
  • Back-end ratio - ANSWER The back-end ratio (or debt-to-income ratio) compares total debt to gross monthly income. The client's only debt is a $435 lease payment, so the $950 mortgage payment brings his total monthly debt to $1,385. He earns $50,000 per year, which equals $4,166.67 per month. The client's total current expenses divided by gross monthly income equals 52%. The client's combined current housing payment and car payment divided by gross monthly income equals 24%. Calculation: Deb...
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HUD Housing Counseling Exam Questions and Answers 100% Pass
  • HUD Housing Counseling Exam Questions and Answers 100% Pass

  • Exam (elaborations) • 17 pages • 2024
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  • HUD Housing Counseling Exam Questions and Answers 100% Pass Which document should the counselor review with the client to identify spending habits and track expenses? A. Credit report B. Pay stubs C. Bank Statement D. Tax returns - Correct Answer ️️ -Bank Statement Which additional information would the housing counselor need to prepare a household budget for this client? A. Net Income B. Lease Documentation C. Credit Score D. Bankruptcy Discharge - Correct Answer ️️ -Net In...
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HUD Housing Counseling Exam Question and answers rated A+ 2024
  • HUD Housing Counseling Exam Question and answers rated A+ 2024

  • Exam (elaborations) • 35 pages • 2024
  • HUD Housing Counseling Exam Question and answers rated A+ 2024 Back-end ratio - correct answer The back-end ratio (or debt-to-income ratio) compares total debt to gross monthly income. The client's only debt is a $435 lease payment, so the $950 mortgage payment brings his total monthly debt to $1,385. He earns $50,000 per year, which equals $4,166.67 per month. The client's total current expenses divided by gross monthly income equals 52%. The client's combined current housing payment and...
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HUD Housing Counseling Exam Questions with complete solution 2023/2024
  • HUD Housing Counseling Exam Questions with complete solution 2023/2024

  • Exam (elaborations) • 29 pages • 2024
  • HUD Housing Counseling Exam Questions with complete solution 2023/2024Civil Rights Act of 1866 - correct answer Federal law granting citizenship to former slaves; passed over Johnson's veto. (Race and Color) Fair Housing Act of 1968 - correct answer banned discrimination in the rental or sale of housing (Race, color, religion, national origin) Housing and Community Development Act of 1974 - correct answer added gender (sex) to the protected classes Fair Housing Amendments Act ...
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HUD Housing Counseling Exam 2023/2024
  • HUD Housing Counseling Exam 2023/2024

  • Exam (elaborations) • 33 pages • 2023
  • HUD Housing Counseling Exam 2023/2024
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HUD Housing Counseling Exam Correctly Solved 100% Correct!!
  • HUD Housing Counseling Exam Correctly Solved 100% Correct!!

  • Exam (elaborations) • 27 pages • 2023
  • HUD Housing Counseling Exam Correctly Solved 100% Correct!!
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HUD Housing Counseling Exam  100% Correct
  • HUD Housing Counseling Exam 100% Correct

  • Exam (elaborations) • 35 pages • 2024
  • Back-end ratio - ANSWER The back-end ratio (or debt-to-income ratio) compares total debt to gross monthly income. The client's only debt is a $435 lease payment, so the $950 mortgage payment brings his total monthly debt to $1,385. He earns $50,000 per year, which equals $4,166.67 per month. The client's total current expenses divided by gross monthly income equals 52%. The client's combined current housing payment and car payment divided by gross monthly income equals 24%. Calculation: Deb...
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HUD Housing Counseling Exam Accurate 100%
  • HUD Housing Counseling Exam Accurate 100%

  • Exam (elaborations) • 42 pages • 2024
  • Rental Obstacle + Solutions: Low Income - ANSWER -Some Renters reject people whose Rent would be more than 30% of GMI -Solutions -Apply for Housing Assistance -Expand housing search areas -Get a roommate -Move in w/family or friends Strategies for decreasing expenses and debt - ANSWER Prioritize "needs over "wants" -reduce or eliminate "wants" -cancel or downgrade services(e.g. cable, telephone) -limit miscellaneous spending - stick to a shopping list - pay off a loan or credi...
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HUD Housing Counseling Exam accurate 100%
  • HUD Housing Counseling Exam accurate 100%

  • Exam (elaborations) • 42 pages • 2024
  • HUD Housing Counseling Exam accurRental Obstacle + Solutions: Low Income - ANSWER -Some Renters reject people whose Rent would be more than 30% of GMI -Solutions -Apply for Housing Assistance -Expand housing search areas -Get a roommate -Move in w/family or friends Strategies for decreasing expenses and debt - ANSWER Prioritize "needs over "wants" -reduce or eliminate "wants" -cancel or downgrade services(e.g. cable, telephone) -limit miscellaneous spending - stick to a shoppin...
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