Hud housing - Study guides, Class notes & Summaries

What is the maximum percent of area median income allowable for a household to qualify for a Housing Choice Voucher? - Answer- 50% Which is the maximum recommended housing ratio for renting an apartment? - Answer- 30% Eligibility requirements for down-payment assistance programs include which factors? - Answer- Income, home-buyer education, purchase price The client is considering an FHA mortgage. What is the upfront mortgage insurance premium (UFMIP) for an FHA mortgage? - Answer- 1.7...

NJ Lead Inspector/Risk Assessor Final Exam Questions with Correct Answers Graded A+ What percentage of lead is in drinking water for children? -Answer 20% What does Title X focus on? -Answer Focuses attention on source of lead that could poison children. What areas in the waterline produce high lead levels in water? -Answer Poorly Soldered joints where brass fittings are. With inspecting water what is the most causes for corrosive towards lead? -Answer Hot, Acidic and soft water W...

HUD HOUSING COUNSELOR CERTIFICATION EXAM 2024 ACTUAL EXAM COMPLETE 270 QUESTIONS WITH DETAILED VERIFIED ANSWERS BEST REVISION MATERIAL / ALREADY GRADED A+

HUD /HUD HOUSING COUNSELOR CERTIFICATION PRACTICE EXAM ACTUAL EXAM 130 QUESTIONS AND CORRECT DETAILED ANSWERS (VERIFIED ANSWERS) |ALREADY GRADED A+

HUD Housing Counseling Exam/ 357 Quizzes & Correct Ans. Rental Obstacle + Solutions: Low Income - Answer: -Some Renters reject people whose Rent would be more than 30% of GMI -Solutions -Apply for Housing Assistance -Expand housing search areas -Get a roommate -Move in w/family or friends Strategies for decreasing expenses and debt - Answer: Prioritize "needs over "wants" -reduce or eliminate "wants" -cancel or downgrade services(e.g. cable, telephone) -limit misce...

HUD Housing Counseling Exam/ 251 Q&A/ A+ Score Solution Civil Rights Act of 1866 - Answer: Federal law granting citizenship to former slaves; passed over Johnson's veto. (Race and Color) Fair Housing Act of 1968 - Answer: banned discrimination in the rental or sale of housing (Race, color, religion, national origin) Housing and Community Development Act of 1974 - Answer: added gender (sex) to the protected classes Fair Housing Amendments Act of 1988 - Answer: Added Disability and ...

Which document should the counselor review with the client to identify spending habits and track expenses? A. Credit report B. Pay stubs C. Bank Statement D. Tax returns - Correct Answer Bank Statement Which additional information would the housing counselor need to prepare a household budget for this client? A. Net Income B. Lease Documentation C. Credit Score D. Bankruptcy Discharge - Correct Answer Net Income Which item in the client's budget is a fixed expense? A. Food ...

HUD Housing Counselor Exam 2025 Questions and Answers (2025 / 2026) (Verified Answers)

HQS EXAM Questions and Answers | Latest Update | 2024/2025 | Already Passed Can a Public Housing Agency (PHA) deny approval of a Housing Assistance Payments (HAP) contract with an owner who has a history of failing to comply with Housing Quality Standards (HQS)? (1) Yes (2) No 1 Is the landlord responsible for fixing every item that fails HQS? (1) Yes (2) No 2 If a Housing Choice Voucher (HCV) family causes their unit to fail HQS, what action can the PHA take? (1) Requ...

HUD Housing Counseling Exam/ 251 Q&A/ A+ Score Solution Prohibits discrimination by direct providers of housing, such as landlords and real estate companies as well as other entities, such as municipalities, banks of other lending institutions and homeowners insurance companies whose discriminatory practices make housing unavailable to persons because of: Race or Color, Religion, Sex/Gender, National Origin, Familial Status, Disability.. - Answer: Fair Housing Statute Opens up services and...