Hud prep exam 2024 Study guides, Class notes & Summaries

HUD Exam Prep 2023 Questions and Answers (2023/2024) (Verified Answers)

2024 Hud Final Exam Prep (Questions And Answers) Types of Credit Used - CORRECT ANSWER-Student loan or credit cards only FAKO scores - CORRECT ANSWER-purchase score which are educational score Fair Credit Reporting Act FCRA - CORRECT ANSWER-what is in file/dispute/remove 30 days/remove bad 7 yrs/bk 10 yrs/access limited/damages from violators/state rights Fair and Accurate Credit Transactions Act FACTA - CORRECT ANSWER-free cbrs/fraud alert/truncate cc #s Fair Credit Billing Act (FCBA...

HUD EXAM PREP 2024 WITH SOLUTIONS % Impact of Account Payment History on Credit Score - Answer -35% portion of credit score based on the payment history of accounts, including late payments, delinquencies, judgments, and liens % Impact of Amounts Owed on Accounts on Credit Score - Answer -30% portion of score based on the ratio of total credit extended to the amount of credit owed % Impact of Length of Credit History on Credit Score - Answer -15% portion of score based don the overall len...

Hud Prep Final Actual Exam 2024 Conventional Loan - CORRECT ANSWER-Front end 28% Back end 36% can go up to 45% to 50%(debt to income), backed by private lenders. AKA prime loans. Good credit, 20% down payment. May have interest only terms FHA - CORRECT ANSWER-Front end 31% Back end 43% Limited funds, bad credit, bankruptcy, high debt to income ratio. EEM (Energy) FHA - CORRECT ANSWER-Front end 33% Back end 45% VA - CORRECT ANSWER-41% USDA - CORRECT ANSWER-Front End 29% Back End 41%, ...

HUD Housing Counselor Exam Prep Questions and Answers (2023/2024) (Verified Answers)

EPA Lead Inspector Exam Prep Questions and Answers 2024/2025 (Solved 100% Correct) What is Lead? - ANSWER-1.0mg/cm2 or 0.5% by weight. Title X - ANSWER-Residential Lead-Based Paint Hazard Reduction Act of 1992 accessible surface - ANSWER-"chewable" surfaces, ie. window sills friction surface - ANSWER-interior/ exterior w/ abrasion or friction ie windows, floor and stair surfaces impact surface - ANSWER-interior/ exterior surface that is subject to damage by repeated sudden force ie door ...

EPA Lead Inspector Exam Prep Questions and Answers 2024/2025 (Solved 100% Correct) What is Lead? - ANSWER-1.0mg/cm2 or 0.5% by weight. Title X - ANSWER-Residential Lead-Based Paint Hazard Reduction Act of 1992 accessible surface - ANSWER-"chewable" surfaces, ie. window sills friction surface - ANSWER-interior/ exterior w/ abrasion or friction ie windows, floor and stair surfaces impact surface - ANSWER-interior/ exterior surface that is subject to damage by repeated sudden force ie door ...

HUD Exam Prep Questions and Answers 2024 Latest Edition