Life and health exam Study guides, Class notes & Summaries
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![California Life Accident and Health Insurance State Exam Questions and Answers (2024/2025)(Verified Answers)](/docpics/2321510/65b1d45b4c1d8_2321510_121_171.jpeg)
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California Life Accident and Health Insurance State Exam Questions and Answers (2024/2025)(Verified Answers)
- Exam (elaborations) • 27 pages • 2023
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California Life Accident and Health Insurance State Exam Questions and Answers (2024/2025)(Verified Answers) 
 
 
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California life accident and he...
![MICHIGAN LIFE AND HEALTH FINAL EXAM / 80+ QUESTIONS AND CORRECT ANSWERS 2023/2024 / GRADED A+.](/docpics/3524786/651697547b654_3524786_121_171.jpeg)
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MICHIGAN LIFE AND HEALTH FINAL EXAM / 80+ QUESTIONS AND CORRECT ANSWERS 2023/2024 / GRADED A+.
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MICHIGAN LIFE AND 
HEALTH FINAL EXAM / 80+ 
QUESTIONS AND CORRECT 
ANSWERS 2023/2024 / 
GRADED A+. 
Final Exam-Michigan Life and Health 
1. What amount will be paid under a policy where the insured misstated his/her 
age?: an amount the premium would have purchased at the correct age 
2. the acceptance of a credit life application requires the submission of a 
certificate of insurance to the insured within_____ days: 30 days 
3. which of these is considered to be a Living benefit option in a lif...
![Arizona Life and Health Insurance Exam (Latest 2024/ 2025 Update) Questions and Verified Answers| 100% Correct| Grade A](/docpics/4349332/65b53bffd66bc_4349332_121_171.jpeg)
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Arizona Life and Health Insurance Exam (Latest 2024/ 2025 Update) Questions and Verified Answers| 100% Correct| Grade A
- Exam (elaborations) • 48 pages • 2024
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Arizona Life and Health Insurance Exam (Latest 2024/ 2025 Update) Questions and Verified Answers| 100% Correct| Grade A 
 
Q: Which statement concerning the Entire Contact provision in an individual accident and health insurance policy is TRUE? 
 
 
Answer: 
The agent doesn't have the authority to change the policy or waive its provisions 
 
 
 
Q: Under the Fair Credit Reporting Act, which statement is true? 
 
 
Answer: 
The consumer who was investigated must be advised that credit, insurance...
![Webce Life and Health exam 2023 with 100% correct answers](/docpics/642cdda6d522e_2554781.jpg)
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Webce Life and Health exam 2023 with 100% correct answers
- Exam (elaborations) • 50 pages • 2023
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Representations and Warranties 
Representations are statements the applicant makes on an application that are deemed to be true to the applicant's best knowledge. Warranties are statements the insurer makes in the contract. 
 
 
 
Underwriting vs. Actuarial Departments 
Two related insurance company functions. Through the process of _________, applications are assessed for insurability and to assign premium rates. The ________ department analyzes data to help estimate future losses and to produ...
![Kentucky Life and Health Insurance Exam (New 2024/ 2025 Update) Questions and Verified Answers| 100 % Correct| Grade A](/docpics/4918387/660eabb99b75c_4918387_121_171.jpeg)
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Kentucky Life and Health Insurance Exam (New 2024/ 2025 Update) Questions and Verified Answers| 100 % Correct| Grade A
- Exam (elaborations) • 51 pages • 2024
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Kentucky Life and Health Insurance Exam 
(New 2024/ 2025 Update) Questions and 
Verified Answers| 100 % Correct| Grade A 
 
 
QUESTION 
 The only party in an insurance contract that makes a legally enforceable promise is the 
insurance company. Because of this, insurance contracts are considered to be: 
 
 conditional 
 aleatory 
 unilateral 
 contracts of adhesion 
 
 
Answer: 
unilateral 
 
Insurance contracts are unilateral. This means that only one party (the insurer) makes any kind of ...
![Colorado Life and Health Exam 2023 Questions and Answers 100% Accurate](/docpics/643185ea81795_2569830.jpg)
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Colorado Life and Health Exam 2023 Questions and Answers 100% Accurate
- Exam (elaborations) • 3 pages • 2023
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Colorado Life and Health Exam 2023 Questions and Answers 100% Accurate 
 
when does a certificate of authority expire - ANSWER June 30th 
 
when do you report administrative actions - ANSWER within 30 days 
 
Penalty for license denial, suspension, or revocation - ANSWER 3,000 
 
Penalties for falsifying books/documents - ANSWER maximum fine of 5,000 and between 2-12 months imprisonment 
 
Unfair Trade Practices and methods of competition fines - ANSWER 3000 maximum per violation 
30,000 maximu...
![CA PSI Site - Life, Accident and Health Agent Examination (Life Agent) Exam Questions and Answers (Latest update 2023)](/docpics/3386979/64f8cd281cb0d_3386979_121_171.jpeg)
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CA PSI Site - Life, Accident and Health Agent Examination (Life Agent) Exam Questions and Answers (Latest update 2023)
- Exam (elaborations) • 50 pages • 2023
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CA PSI Site - Life, Accident and Health Agent Examination (Life Agent) Exam Questions and Answers (Latest update 2023)
![Texas Life and Health Insurance Exam Questions and Answers (Verified Solutions) 2023](/docpics/2762866/6464ff7135c4d_2762866_121_171.jpeg)
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Texas Life and Health Insurance Exam Questions and Answers (Verified Solutions) 2023
- Exam (elaborations) • 26 pages • 2023
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Texas Life and Health Insurance Exam Questions and Answers (Verified Solutions) 2023
![Virginia Life and Health Exam Review. Questions with accurate answers. 2022/2023.](/docpics/63bf3e0d0f6d0_2247430.jpg)
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Virginia Life and Health Exam Review. Questions with accurate answers. 2022/2023.
- Exam (elaborations) • 16 pages • 2023
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Virginia Life and Health Exam Review. Questions with accurate answers. 2022/2023. 
Document Content and Description Below 
Virginia Life and Health Exam Review. Questions with accurate answers. 2022/2023. What contract term means only one party to a contract's promises are legally enforceable? - Unilateral Mr. Jones, the insured, committed suicide after the expiration of the suicide clause in his life insurance policy. The insurer is obligated to: - Pay the death benefit. The benefit that encou...
![INDIANA LIFE AND HEALTH RULES AND REGULATIONS EXAM (2023/2024) RATED A+](/docpics/4291841/65ad67ce89913_4291841_121_171.jpeg)
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INDIANA LIFE AND HEALTH RULES AND REGULATIONS EXAM (2023/2024) RATED A+
- Exam (elaborations) • 18 pages • 2024
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INDIANA LIFE AND HEALTH RULES AND REGULATIONS EXAM (2023/2024) RATED A+ Insurance Commissioner • Appointment by Governor • Member of NAIC 
Insurance commissioner Duties responsible for overseeing the Department of Insurance, which regulates insurance companies operating in Indiana. works to promote improvements to insurance laws and the enforcement of said laws in Indiana.[ 
Certificate of Authority Licensed companies receive a _______________________________ to conduct the business of insur...
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