Life producer exam 2025 - Study guides, Class notes & Summaries
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NJ ACCIDENT AND HEALTH PRODUCER EXAM 2024/2025
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NJ ACCIDENT AND HEALTH PRODUCER EXAM 2024/2025 
 
 
Life income joint and survivor settlement option guarantees... - Precise Answer Income for 2 or more recipents 
 
A participating insurance policy may do which of the following:... - Precise Answer Pay dividends to the policy owner 
 
What is TRUE about the cash surrender nonforfeiture option? - Precise Answer Funds exceeding the premiums paid are taxable as ordinary income 
 
Participating Insurance policy will... - Precise Answer pay dividend...
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Xcel Solutions Life and Health Insurance Exam (Latest 2024/ 2025 Update) Questions and Verified Answers| 100% Correct| Grade A
- Exam (elaborations) • 35 pages • 2024
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Xcel Solutions Life and Health Insurance Exam (Latest 2024/ 2025 Update) Questions and Verified Answers| 100% Correct| Grade A 
 
Q: Which of these techniques will remove the risk of losing money in the stock market by never purchasing stocks? 
 
 
Answer: 
Risk avoidance 
Risk avoidance could eliminate the risk of losing money in the stock market by never investing in stocks. 
 
 
 
Q: Which of the following nursing home options would BEST suit an individual who needs some nursing care and supe...
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Xcel Solutions Comprehensive Exam (Latest 2024/ 2025 Update) Questions and Verified Answers| 100% Correct| Grade A
- Exam (elaborations) • 53 pages • 2024
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Xcel Solutions Comprehensive Exam (Latest 2024/ 2025 Update) Questions and Verified Answers| 100% Correct| Grade A 
 
 
Q: All of these are considered key factors in underwriting life insurance EXCEPT 
 
 
Answer: 
Marital Status 
 
Correct: tobacco use, health history, age 
 
 
 
Q: The time limit for filing claim disputes is addressed in which provision of an accident and health policy? 
 
 
Answer: 
legal actions 
 
 
 
Q: All of the following plans allow for employee contributions to be take...
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NEVADA LIFE INSURANCE EXAM 2024/2025 WITH 100% ACCURATE SOLUTIONS
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NEVADA LIFE INSURANCE EXAM 2024/2025 WITH 100% ACCURATE SOLUTIONS 
 
 
During replacement of life insurance, a replacing insurer must do which of the following? 
 
A Send a copy of the Notice Regarding Replacement to the Department of Insurance 
B Obtain a list of all life insurance policies that will be replaced 
C Guarantee a replacement for each existing policy 
D Designate a new producer for a replaced policy - Precise Answer B 
 
Which of the following documents must be provided to the poli...
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Comprehensive Exam-KY (Kentucky) Life & Health Exam | Questions and Correct Answers | Latest Update 2024/2025 | 100% PASS
- Exam (elaborations) • 20 pages • 2024
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Comprehensive Exam-KY 
(Kentucky) Life & Health Exam 
| Questions and Correct 
Answers | Latest Update 
2024/2025 | 100% PASS 
All of the following are producer responsibilities to the applicant, 
except: - Answer -Offering and selling only the lowest premium policy 
___________ manufacture and sell insurance coverage in the form of 
policies or contracts of insurance. - Answer -Insurers 
When both parties must perform certain duties and follow certain rules 
of conduct to make a contract enforc...
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NJ LIFE INSURANCE TEST EXAM 2024/2025 WITH 100% ACCURATE SOLUTIONS
- Exam (elaborations) • 22 pages • 2024
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NJ LIFE INSURANCE TEST EXAM 2024/2025 WITH 100% ACCURATE SOLUTIONS 
 
 
 
The McCarran-Ferguson Act was passed by Congress to - Precise Answer Redefine the authority of the state and federal government to regulate the 
insurance industry 
 
The principle that insurance is not a transaction of commerce and so should be 
regulated by the state was established in: - Precise Answer Paul v. Virginia 
 
In New Jersey, a producer who violates a New Jersey insurance law for the first time 
may be fined ...
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Illinois Life Producer General Exam SIMULATOR (125 questions) Questions and Answers (2024 / 2025) (Verified Answers)
- Exam (elaborations) • 46 pages • 2024
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Illinois Life Producer General Exam SIMULATOR (125 questions) Questions and Answers (2024 / 2025) (Verified Answers)
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Washington Laws and Rules Pertinent to Insurance Exam Questions with 100% Verified Correct Answers 2024/2025
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Washington Laws and Rules Pertinent to Insurance Exam Questions with 100% Verified Correct Answers 2024/2025 
Violations of US Code Title 18 section 1033, may result in - Correct Answer Fine and/or imprisonment 
 
Charles is a producer who is licensed in Washington but resides in Oregon. Charles is considered to be a(n) - Correct Answer Nonresident producer 
 
Before a producer may sell, solicit, or negotiate insurance from an insurer, the producer must have a(n) - Correct Answer Appointment 
 
...
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Xcel Solutions Final Exam (2024/ 2025) Questions and Verified Answers| 100% Correct| Grade A
- Exam (elaborations) • 41 pages • 2024
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Xcel Solutions Final Exam (2024/ 2025) Questions and Verified Answers| 100% Correct| Grade A 
 
Q: Which type of plan normally includes hospice benefits 
 
 
Answer: 
Managed care plans 
 
 
 
Q: Non-occupational disability coverage is designed for 
 
 
Answer: 
Employees who suffer non work related disabilities, since work related disabilities are covered by workers compensation 
 
 
 
Q: A policy of adhesion can only be modified by whom 
 
 
Answer: 
The insurance company 
 
 
 
Q: G is an acc...
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NEW JERSEY LIFE PRODUCER: LAWS AND REGULATIONS EXAM 2024/2025 WITH ACCURATE ANSWERS
- Exam (elaborations) • 11 pages • 2024
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NEW JERSEY LIFE PRODUCER: LAWS AND REGULATIONS EXAM 2024/2025 WITH ACCURATE ANSWERS 
 
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