Md life insurance Study guides, Class notes & Summaries
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MD LIFE FINAL EXAM QUESTIONS AND ANSWERS 100% PASS
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MD LIFE FINAL EXAM QUESTIONS AND ANSWERS 100% PASS 
All of the following actions are considered rebating EXCEPT 
1. sharing commissions with other licensed and appointed agents 
ding part of the premium as an inducement for purchase 
ing special dividends 4. offering anything of value not specified in the policy 1. sharing commissions with other licensed and appointed agents 
Peter has a policy where 80% to 90% of the premium is invested in traditional fixed income securities and the remainder o...
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MD Life and Health Final Exam Questions with Verified Solutions
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MD Life and Health Final Exam Questions with Verified Solutions 
The difference between a Long Term Care Partnership Plan and a Non-Partnership Plan is which of the following? Asset Protection 
All of the following are considered appropriate uses of life insurance for business purposes EXCEPT Protecting the business by covering entry level employees with life insurance 
Susan is insured through her Group Health Insurance plan and changed her coverage to an individual plan with the same insurer a...
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MD Insurance Exam - Life Questions And Answers Latest Update
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MD Insurance Exam - Life Questions And Answers Latest Update
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MD Life And Health Insurance Exam Verified Solutions
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MD Life And Health Insurance Exam Verified Solutions 
A group of more than 20 employees would have _____ available in any state. 
A. ERISA 
B. NAIC 
C. COBRA 
D. NAIS ️C. COBRA states that an employer with 20 or more employees must provide notification 
statements to eligible terminated individuals to extend their group coverage after a qualifying event. 
A pre-existing condition, is a condition for which an employee has sought Medical advice, diagnosis, or 
treatment within the previous __ ...
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MD LIFE FINAL EXAM COMPLETE GUIDE
- Exam (elaborations) • 32 pages • 2024
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MD LIFE FINAL EXAM COMPLETE GUIDE 
A field underwriter's main task is 
n a risk classification to the insured 
t medical information to the Medical Information Bureau (MIB) 
 ensure an applicant's medical information is accurate and complete 
 approve or decline an applicant ️ ensure an applicant's medical information is accurate and 
complete 
A life insurance rider that allows an individual to purchase insurance as they grow older, regardless of 
insurability, is called a(n) 
1. guarant...
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CCM || with 100% Error-free Solutions.
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ACO correct answers An acronym for Accountable Care Organization 
 
Actuary correct answers A person in the insurance field who decides insurance policy rates and reserves dividends, as well as conducts various other statistical analyses 
 
Parternship for Health ACT 1966 correct answers recognized health promotion and illness prevention as a " State of complete physical, mental, social well being 
 
Assessment tool and diagnostic tests correct answers tools used for evaluating risk and outcome...
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NR 661- Professional Issues Updated 2024/2025 Actual Questions and answers with complete solutions
- Exam (elaborations) • 14 pages • 2024
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A criterion for medication choice in an older adult is 
-long half-life to prevent frequent dosing 
-dosing of 3-4 times daily 
-pill color and shape for easy identification 
-half-life less than 24 hours - half-life less than 24 hours 
A liability policy that pays claims even after the policy is no longer active is termed 
-claims made policy' 
-tail coverage 
-liability protection 
-"all protect" - tail coverage 
A liability policy that pays claims only during the period that the policy is ...
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MARYLAND LIFE AND HEALTH INSURANCE EXAM | QUESTIONS & ANSWERS (VERIFIED) | LATEST UPDATE | GRADED A+
- Exam (elaborations) • 23 pages • 2024
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MARYLAND LIFE AND HEALTH 
INSURANCE EXAM | QUESTIONS & 
ANSWERS (VERIFIED) | LATEST UPDATE | 
GRADED A+ 
The contractual rights which allow the owner of a deferred annuity to surrender the 
cash value several years before the annuity date are called 
Correct Answer: Nonforfeiture Options 
How many days does the ACA require insurers to give before rescinding coverage? 
Correct Answer: 30 
Under an adjustable life insurance policy, these may be changed without further writing 
Correct Answ...
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MARYLAND LIFE AND HEALTH INSURANCE EXAM | QUESTIONS & ANSWERS (VERIFIED) | LATEST UPDATE | GRADED A+
- Exam (elaborations) • 23 pages • 2024
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- $10.49
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1 
MARYLAND LIFE AND HEALTH 
INSURANCE EXAM | QUESTIONS & 
ANSWERS (VERIFIED) | LATEST UPDATE | 
GRADED A+ 
The contractual rights which allow the owner of a deferred annuity to surrender the 
cash value several years before the annuity date are called 
Correct Answer: Nonforfeiture Options 
How many days does the ACA require insurers to give before rescinding coverage? 
Correct Answer: 30 
Under an adjustable life insurance policy, these may be changed without further writing 
Correct Answ...
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MD LIFE FINAL Exam Set Test Questions With Revised Correct Answers <Guarantee Pass>
- Exam (elaborations) • 39 pages • 2024
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MD LIFE FINAL Exam 
Set Test Questions With Revised 
Correct Answers 
<Guarantee Pass> 
All of the following actions are considered rebating 
EXCEPT 
1. sharing commissions with other licensed and appointed 
agents 
ding part of the premium as an inducement for 
purchase 
ing special dividends 
4. offering anything of value not specified in the policy - 
ANSWER : 1. sharing commissions with other licensed 
and appointed agents 
Peter has a policy where 80% to 90% of the premium is ...
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