Multi peril package - Study guides, Class notes & Summaries
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Claims Adjuster Exam Latest 2024/2025 Questions & Answers Verified Answers (100% CORRECT ANSWERS)
- Exam (elaborations) • 7 pages • 2024
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Multi Peril-Package - ANSWER Any policy which provides property & liability coverage (not 
homeowner) 
ISO policy - ANSWER Sold in Texas, but not Texas form 
Only Texas DP 1 - ANSWER Mainly the only TDP sold, now with plethora of endorsements 
Texas Standard Fire Policy - ANSWER Granddaddy of all Texas property policies 
Business auto coverage e.g. - ANSWER Owner of a taxi to cover collision damage 
Inland Marine (build milk policy) would cover e.g. - ANSWER 3k gallons of milk in tanker truck 
T...
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Claims Adjuster Exam Questions and Answers Already Passed
- Exam (elaborations) • 9 pages • 2024
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Claims Adjuster Exam Questions and Answers Already Passed 
Multi Peril-Package - Answer ️️ -Any policy which provides property & liability coverage (not 
homeowner) 
ISO policy - Answer ️️ -Sold in Texas, but not Texas form 
Only Texas DP 1 - Answer ️️ -Mainly the only TDP sold, now with plethora of endorsements 
Texas Standard Fire Policy - Answer ️️ -Granddaddy of all Texas property policies 
Business auto coverage e.g. - Answer ️️ -Owner of a taxi to cover collision damage...
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PROPERTY AND CASUALTY EXAM QUESTIONS AND ANSWERS
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What is a peril? 
Perils are the causes of loss insured against in an insurance policy. Any cause of loss. 
 
 
 
What is a dwelling? 
Any building or structure, though movable or temporary, or a portion thereof, which is used or ordinarily used by a person for lodging (Residential, Apartment,Home) 
 
 
 
Declaration Page 
who, what, when, where, and how much 
 
 
 
What's a tort 
a wrongful civil act 
 
 
 
are torts intentional or unintentional ? 
both, they could be intentional or unintentio...
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Claims Adjuster Exam Questions And Answers
- Exam (elaborations) • 7 pages • 2024
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Claims Adjuster Exam Questions And Answers 
Multi Peril-Package - ANS Any policy which provides property & liability coverage (not homeowner) 
 
ISO policy - ANS Sold in Texas, but not Texas form 
 
Only Texas DP 1 - ANS Mainly the only TDP sold, now with plethora of endorsements 
 
Texas Standard Fire Policy - ANS Granddaddy of all Texas property policies 
 
Business auto coverage e.g. - ANS Owner of a taxi to cover collision damage 
 
Inland Marine (build milk policy) would cov...
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Claims Adjuster Exam Questions and Answers Already Passed
- Exam (elaborations) • 9 pages • 2024
- Available in package deal
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Claims Adjuster Exam Questions and Answers Already Passed 
Multi Peril-Package - Answer ️️ -Any policy which provides property & liability coverage (not 
homeowner) 
ISO policy - Answer ️️ -Sold in Texas, but not Texas form 
Only Texas DP 1 - Answer ️️ -Mainly the only TDP sold, now with plethora of endorsements 
Texas Standard Fire Policy - Answer ️️ -Granddaddy of all Texas property policies 
Business auto coverage e.g. - Answer ️️ -Owner of a taxi to cover collision damage...
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C12 - Insurance on Property – Midterm Exam Questions and Answers 100% Pass
- Exam (elaborations) • 32 pages • 2024
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C12 - Insurance on Property – Midterm Exam 
Questions and Answers 100% Pass 
Defining Property Insurance - Correct Answer ️️ --Protection against loss/damage to 
property 
-First party insurance 
-Premium exchanged for protection 
-Fortuitous losses (sudden and accidental) 
-Insurable interest 
-Intangible product 
Real vs Personal Property - Correct Answer ️️ -R: buildings or land (can't be moved) 
P: office desk or machinery (can be transported) 
Promise that Property Insurance is b...
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Claims Adjuster Exam (A+ GRADED)
- Exam (elaborations) • 7 pages • 2024
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Multi Peril-Package correct answers Any policy which provides property & liability coverage (not homeowner) 
 
ISO policy correct answers Sold in Texas, but not Texas form 
 
Only Texas DP 1 correct answers Mainly the only TDP sold, now with plethora of endorsements 
 
Texas Standard Fire Policy correct answers Granddaddy of all Texas property policies 
 
Business auto coverage e.g. correct answers Owner of a taxi to cover collision damage 
 
Inland Marine (build milk policy) would cover e.g. co...
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Hawaii Adjuster License Test 100% Solved 2024
- Exam (elaborations) • 3 pages • 2024
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Hawaii Adjuster License Test 100% Solved 2024 
Know all the HO policies (i.e. HO-1, HO2 - HO-8) - Answer- 
DP policies (dwelling - 1, 2, 3,) - Answer- 
Commercial Package Policy (CPP) - Answer- Policy that covers two or more lines of 
business by combining ISO's commercial lines coverage parts. 
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An insurance policy that combines coverage for multiple perils, such as liability and 
property risk. 
A commercial package policy, or CPP, allows a business to take a flexible appro...
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Hawaii Adjuster License Test 100% Solved 2024
- Exam (elaborations) • 3 pages • 2024
- Available in package deal
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- $10.49
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Hawaii Adjuster License Test 100% Solved 2024 
Know all the HO policies (i.e. HO-1, HO2 - HO-8) - Answer- 
DP policies (dwelling - 1, 2, 3,) - Answer- 
Commercial Package Policy (CPP) - Answer- Policy that covers two or more lines of 
business by combining ISO's commercial lines coverage parts. 
------------------ 
An insurance policy that combines coverage for multiple perils, such as liability and 
property risk. 
A commercial package policy, or CPP, allows a business to take a flexible appro...
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Claims Adjuster Exam Questions and Answers Already Passed
- Exam (elaborations) • 15 pages • 2023
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Available in package deal
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Claims Adjuster Exam Questions and Answers Already Passed Multi Peril-Package Any policy which provides property & liability coverage (not homeowner) 
ISO policy Sold in Texas, but not Texas form 
Only Texas DP 1 Mainly the only TDP sold, now with plethora of endorsements 
Texas Standard Fire Policy Granddaddy of all Texas property policies 
Business auto coverage e.g. Owner of a taxi to cover collision damage 
Inland Marine (build milk policy) would cover e.g. 3k gallons of milk in tanker truck...
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