Mutual exclusion - Study guides, Class notes & Summaries
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CRPC YOU GOT THIS STUDY CARDS - MEMORIZE AND BE FAMILIAR WITH THESE AND YOU GOT THIS. FRIGGEN 110% PASSING SCORE.
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CRPC YOU GOT THIS STUDY CARDS - 
MEMORIZE AND BE FAMILIAR WITH 
THESE AND YOU GOT THIS. FRIGGEN 
110% PASSING SCORE. 
Which one of the following is a requirement or rule related 
to the Section 121 exclusion? 
The taxpayer must have owned and lived in the home five 
years before the sale. 
Capital gains on the sale may be excluded for up to 
$500,000 for all taxpayers. 
The exclusion may not be used more than once within a 
two-year period unless an exception applies. - CORRECT 
ANSWER T...
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Michigan Life Insurance State Exam Solved 100% Correct
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Under a traditional IRA, interest is taxed: 
 
Only if withdrawn prior to age 59 1/2 
 
According to the capital gains rate 
 
Upon distribution 
 
During the accumulation phase - ANSWER-Upon distribution 
 
Which of these statements concerning Traditional IRAs is CORRECT? 
 
Earnings are not taxable when withdrawn 
 
Earnings are taxable when withdrawn 
 
Contribution are never tax deductible 
 
Contributions are always made by the employer - ANSWER-Earnings are taxable when withdrawn 
 
Wh...
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AL P&C University of Alabama Study Guide Questions and Answers Rated A+
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AL P&C University of Alabama Study 
Guide Questions and Answers Rated A+ 
 
If a company cancels an auto policy mid-term, the refund will be made on a : 
 
A. pro rata basis 
B. short rate basis 
C. retroactive basis 
 
D. coinsurance basis A. Pro Rata Basis 
 
What is the term used to describe terminating the insurance relationship at the end of the policy 
period? 
 
A. Cancellation 
B. Nonrenewal 
C. Separation 
D. Exclusion B. Nonrenewal 
 
Which is the best example of an indirect loss? 
 
A...
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OSG202 Questions + Answers Graded A+
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: An Operating System is? - ️️A program that acts as an intermediary between a 
user of a computer and the computer hardware 
_______ is the rapid switching of the CPU between multiple processes in memory - 
️️toicankey Multi-programming 
____ gives users the appearance that their programs are being completely loaded in 
main - ️️Virtual memory 
____ include(s) every peripheral unit in the system such as printers, disk drives, 
CD/DVD drives, flash memory, keyboards, and so on. - ️...
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Texas Life and Health Insurance Exam (question and answers) 2022/2023
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At what point must a life insurance applicant be informed of their rights that fall under the Fair Credit Reporting Act? - ANSWER Upon completion of the application 
 
Who elects the governing body of a mutual insurance company? - ANSWER policyholders 
 
An insurance applicant MUST be informed of an investigation regarding his/her reputation and character according to the - ANSWER Fair Credit Reporting Act 
 
What type of reinsurance contract involves two companies automatically sharing their ri...
Too much month left at the end of the money?
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PA Accident and Health Insurance Questions and Answers Graded A+
- Exam (elaborations) • 19 pages • 2024
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PA Accident and Health Insurance 
Questions and Answers Graded A+ 
 
Why are dividends from a mutual insurer not subject to taxation? because dividends are 
considered to be a return of premium 
 
what kind of life insurance policy issued by a mutual insurer provides a return of divisible 
surplus? participating life insurance policy 
 
A plan in which an employer pays insurance benefits from a fund derived from the employer's 
current revenues is called a self funded plan 
 
An insurer's clai...
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California Life Insurance State Exam Simulator Questions and Answers 100% Pass
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California Life Insurance State Exam Simulator 
Questions and Answers 100% Pass 
Exclusion ratio - Correct Answer ️️ -An annuitant would life to determine the amount of 
an annuity distribution that is exempt from taxation. What is used to calculate this? 
Mortality rate, 
Exclusion ratio, 
Morbidity rate, 
Debt-to-Equity ration 
Offers a maximum interest rate that increases annually - Correct Answer ️️ -Which of 
the following is NOT a feature of equity-indexed annuities? 
Offers long t...
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NC Life Insurance Exam Prep Questions and Answers Already Passed
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NC Life Insurance Exam Prep Questions and Answers Already Passed 
An agent who sells an individual life insurance policy in NC MUST deliver to the policyowner 
A policy summary and buyer's guide 
 
 
All of the following actions are considered rebating EXCEPT 
Sharing commissions with other licensed and appointed agents 
 
 
What benefit does the Payor Clause on a Juvenile Life Policy provide? 
Premiums are waived if payor becomes disabled 
 
 
An agent who signs a blank contract application or...
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Alabama Property and Casualty Exam Questions and Answers Graded A+
- Exam (elaborations) • 29 pages • 2024
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Alabama Property and Casualty Exam 
Questions and Answers Graded A+ 
 
If a company cancels an auto policy mid term, the refund will be made on 
 
a. pro rata basis 
b. short rate basis 
c. retroactive basis 
 
d. coinsurance basis Pro Rata Basis 
 
What is the term used to describe terminating the insurance relationship at the end of the policy 
period ? 
a. cancellation 
b. nonrenewal 
c. separation 
d. exclusion Nonrenewal 
 
Which is the best example of an indirect loss ? 
 
a. sequential lo...
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California Life Insurance State Exam Simulator Study Guide with Complete Solutions 2024 Graded A
- Exam (elaborations) • 31 pages • 2024
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Available in package deal
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Exclusion ratio - An annuitant would life to determine the amount of an annuity distribution that is exempt from taxation. What is used to calculate this? 
Mortality rate, 
Exclusion ratio, 
Morbidity rate, 
Debt-to-Equity ration 
 
Offers a maximum interest rate that increases annually - Which of the following is NOT a feature of equity-indexed annuities? 
 
Offers long term inflation protection, Offers a minimum guaranteed rate, Offers a maximum interest rate that increases annually, Offers pr...
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