Personal lines insurance - Study guides, Class notes & Summaries

Personal Lines Insurance Practice Exam Questions and Answers Latest | 100% Correct. Bobby, age 16, borrows his parents' car without their permission and gets into an accident. Which of the following statements about coverage under the parents' personal auto policy is CORRECT? A) Bobby is covered by his parents' policy because he is included in the definition of named insured. B) Bobby is not covered for this accident because he used the car without permission. C) Bobby is not covered ...

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Louisiana Property and Casualty Exam Questions and Answers Already Passed Should 2 or more insurers issue a combined Standard Fire Policy insuring a single risk, in the event of a loss, the insured must notify Any of the insurers providing coverage. The policy conditions define How parties to the contract must act following a loss. Because an insurance policy is a legal contract, it must conform to the state laws governing contracts which require all of the following elements EXCEPT ...

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Personal Lines Insurance Practice Exam Questions and Answers Graded A+ Bobby, age 16, borrows his parents' car without their permission and gets into an accident. Which of the following statements about coverage under the parents' personal auto policy is CORRECT? A) Bobby is covered by his parents' policy because he is included in the definition of named insured. B) Bobby is not covered for this accident because he used the car without permission. C) Bobby is not covered because i...

Personal Lines Insurance Test - Spring 2024 (Answered) The transportation / permission to move endorsement provides coverage for the collision, upset, stranding or sinking of a mobile home that is being moved to a new location for up to ____ days. 30 A tort is a _____ or _______ wrong committed by one person against another. Civil Private Libel, slander and false arrest are categorized as ___________ torts. Intentional An unendorsed liability policy provides coverage for _____________ torts. U...

GA Personal Lines Insurance Terms Questions and Answers 100% Pass Abandonment - Correct Answer ️️ -The abdication of insured property into the hands of another or into the possession of no one in particular Accident - Correct Answer ️️ -A sudden unplanned and unexpected event not under the control of the insured resulting in injury or damage that is neither expected or intended Actual Cash Value - Correct Answer ️️ -The replacement cost of lost or damaged property minus depre...

Risk _________ is when one takes action to prevent or reduce potential loss. - Answer Reduction When the number of similar units increases, the predictability of the loss improves according to the rule of _____ ________. - Answer Large Numbers The insuring of risks that are more prone to losses than average risks is known as? - Answer Adverse Selection A ___________ contract is an arrangement where one insurer transfers or shares risks with another insurer. - Answer Reinsura...

PSI Personal Lines Insurance Exam Questions and Answers