Policy of estoppel - Study guides, Class notes & Summaries
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Law 3220 Exam 4 Clemson Latest Update Graded A
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Law 3220 Exam 4 Clemson Latest Update Graded A Agency An agency is created when a person or company (an agent) agrees to act for or in place of another person or company (the principal) 
Parties in an Agency -The principal creates authority in an agent -The agent receives authority and carries out the principal's instructions -Third parties make contract or are involved in torts with the agents 
Disclosed Principal Identity of principal is known by the third party at time of making of contract ...
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Florida 6-20 All Lines Adjuster Test| 276 questions| 50 Pages| With Complete Solutions
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Florida 6-20 All Lines Adjuster Test| 276 questions| 
50 Pages| With Complete Solutions 
Florida 6-20 All Lines Adjuster Test| 276 questions| 
50 Pages| With Complete Solutions 
A public adjuster represents the interest of: 
A. The insurer 
B. The Insured 
C. The employer 
D. The interest of the general public - Correct Answer -B. The insured 
Which of the following is the type of report that indicates the initial results of 
a claim investigation? 
A. Field Report 
B. Interim Report 
C. Full Re...
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Texas Adjuster Exam 2024 with 100% correct answers
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If an automobile policy has split limits of 30/60/25. What is the maximum amount of liability coverage that would be paid in a covered loss where three people are involved. 
$30,000 
 
 
 
Which of the following statements best describes an inland marine policy? 
Pertains to Cargo with no fixed location 
 
 
 
Alex is traveling through College Station and hits a deer, and the damages are $1500. He has comprehensive coverage with a $500 deductible. What will you pay? 
$1000 
 
 
 
This department...
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Webce Test Questions With 100% Correct Answers
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Which of the following situations presents a situation of pure risk? 
 
-knowing that his family is depending on him, Frank wants to insure his life 
-wanting to increase his retirement savings, Saul invests his life savings in the stock market 
-Ralph takes a second mortgage on his house and uses the proceeds to gamble 
-wanting better job security, Ron cashes in his life insurance to start his own business Correct Answer knowing that his family is depending on him, Frank wants to insure his ow...
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Florida 6-20 All Lines Adjuster Test| 276 questions| 50 Pages| With Complete Solutions
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Florida 6-20 All Lines Adjuster Test| 276 questions| 
50 Pages| With Complete Solutions 
A public adjuster represents the interest of: 
A. The insurer 
B. The Insured 
C. The employer 
D. The interest of the general public - Correct Answer -B. The insured 
Which of the following is the type of report that indicates the initial results of 
a claim investigation? 
A. Field Report 
B. Interim Report 
C. Full Report 
D. None of the above - Correct Answer -A. Field Report 
States have adopted statute...
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Alabama Property & Casualty Online Practice Exams || All Correct.
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Which Business Auto Symbol is the most broad of all Symbols? 
A Symbol 3 
B Symbol 2 
C Symbol 4 
D Symbol 1 correct answers Symbol 1 
Symbol 1 includes any auto, whether owned or not by the insured if it is used in the insured business. 
 
Which of the following would NOT be found in the policy declarations page? 
A. Limits of insurance, deductibles, amount of premium 
B. A description of the property to be insured 
C. A legal representative in the event of the insured's death 
D. Insurers pro...
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Primerica Practice Exam Test A 75 Questions & Answers 2023
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Primerica Practice Exam Test A 75 Questions & 
Answers 2023 
1. An annuity that is purchased with a lump sum premium and whose benefits begin 
after 12 months is called a: 
A. Single premium immediate annuity. 
B. Single premium deferred annuity. 
C. Level premium variable annuity. 
D. Flexible premium fixed annuity. - Correct answer-Single premium deferred annuity 
2. A technique used to determine the amount of life insurance needed by focusing on 
the projected earning potential of an insured ...
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INSURANCE EXAM QUESTIONS & ANSWERS 2024
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INSURANCE EXAM QUESTIONS & ANSWERS 2024 
 
which one of these is NOT a type of agent authority? 
A. Express 
B. implied 
C. principal 
D. apparent - Answer - principal 
 
which of these arrangements allows one to bypass insurable interest laws? 
A. concealment 
B. indemnity contract 
C. contract of adhesion 
D. investor-originated life insurance - Answer - Investor-originated life insurance 
 
A policy of adhesion can only be modified by whom? 
A. The agent 
B. The applicant 
C. The primar...
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Florida Claims Adjuster Exam, 6-20 All Lines Adjuster- Florida- Review Already Passed
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Florida Claims Adjuster Exam, 6-20 All Lines Adjuster- Florida- Review Already Passed 
Peril Something that causes a loss. 
Hazard Something that increases the probability that a loss will occur. 
Warranty A policy condition, either based on information in the insureds application or inserted by the insurer. It is a guarantee of a fact. 
Misrepresentation An untrue statement by the insured, made in an application for insurance but which does not become a part of the policy. 
Concealment The fail...
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Florida 6-20 All Lines Adjuster Test| 276 questions| 44 pages| with complete solutions
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A public adjuster represents the interest of: 
A. The insurer 
B. The Insured 
C. The employer 
D. The interest of the general public Correct Answer: B. The insured 
 
Which of the following is the type of report that indicates the initial results of a claim investigation? 
A. Field Report 
B. Interim Report 
C. Full Report 
D. None of the above Correct Answer: A. Field Report 
 
States have adopted statutes regarding claims adjusting. To avoid unfair treatment to a 
claimant the adjuster must...
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