Stock insurance companies Guías de estudio, Notas de estudios & Resúmenes
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![Adjuster Pro - Insurance adjuster test latest 2023 already passed](/docpics/63eb4ce81cedc_2369548.jpg)
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Adjuster Pro - Insurance adjuster test latest 2023 already passed
- Examen • 31 páginas • 2023
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Adjuster Pro - Insurance adjuster test latest 2023 already passed What is insurance? protection against financial loss 
what is a premium a scheduled amount to be paid for an insurance policy. 
What are premiums used for premiums are collected into a "pool" or "reserve to pay out claimants when needed. 
how can insurance companies afford to pay for an individuals catastrophic loss? the insurer collects premiums from all policy holders and uses them to pay out the claims of a few. 
what is Ind...
![WV Life Insurance Laws and Rules Latest Update Graded A+](/docpics/4916259/660e6f2d63259_4916259_121_171.jpeg)
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WV Life Insurance Laws and Rules Latest Update Graded A+
- Examen • 10 páginas • 2024
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WV Life Insurance Laws and Rules 
 
Latest Update Graded A+ 
 
Examination of Records The Commissioner can examine anyone in the business of insurance 
in the state at anytime. A company shall be examined every 5 years. 
 
Notice and Hearing the Commissioner may call and hold hearings for any purpose deemed 
necessary. 
 
Insurance Commissioner the commissioner may conduct investigations or examinations 
whenever deemed necessary, subpoena the witnesses to testify. 
 
cease and desist order the ...
![Life accident and health insurance Mississippi 2 Correct 100%(RATED A)](/docpics/5137339/662f6303cc73f_5137339_121_171.jpeg)
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Life accident and health insurance Mississippi 2 Correct 100%(RATED A)
- Examen • 4 páginas • 2024
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1. private insurers 
2. government insurers - ANSWER 2 types of entities providing insurance today 
 
1. stock insurance companies 
2. mutual insurance companies - ANSWER the 2 largest types of commercial insurance companies 
 
Stock insurance companies - ANSWER owned by stockholders, these companies dividends, when declared, to their stockholders. have minimum capital requirements and are governed by a board of directors elected by their stockholders 
 
Mutual insurance companies - ANSWER own...
![Primerica Life Insurance 2023/ 2024 Updated Exam | (Questions and Verified Answers with Rationales) 100% Correct](/docpics/2933679/6491fc6624092_2933679_121_171.jpeg)
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Primerica Life Insurance 2023/ 2024 Updated Exam | (Questions and Verified Answers with Rationales) 100% Correct
- Examen • 62 páginas • 2023
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Primerica Life Insurance 2023/ 2024 Updated Exam | (Questions and Verified Answers with Rationales) 100% Correct 
 
Q: which of the following insurers are owned by stockholders who have the usual rights of ownership, including the right of voting? 
 
A. Reciprocal 
B. Fraternal 
C. Stock 
D. Mutual 
 
Answer: 
C. Stock 
 
Only stock insurance companies are owned and controlled by stockholders 
 
 
 
Q: which of the following best describes the concept that the insured pays a small amount of prem...
![XCEL SOLUTIONS: Georgia Life-Only Pre-Licensing Questions and Answers 100% Pass](/docpics/5140050/662fa78829fbb_5140050_121_171.jpeg)
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XCEL SOLUTIONS: Georgia Life-Only Pre-Licensing Questions and Answers 100% Pass
- Examen • 31 páginas • 2024
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XCEL SOLUTIONS: Georgia Life-Only Pre-Licensing 
Questions and Answers 100% Pass 
When a policy pays dividends to its policyholders, it is said to be 
-profitable 
-mutual 
-nonparticipating 
-participating - Correct Answer ️️ --Participating 
A participating policy is one in which insurance policies pay out dividends to the 
policyholders. 
A nonprofit incorporated society that does not have capital stock and operates for the 
sole benefit of its members is known as: 
-a fraternal benefit s...
![LOMA 281: Meeting Customer Needs with Insurance Annuities (A+ Guaranteed)](/docpics/3924164/656668cec034a_3924164_121_171.jpeg)
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LOMA 281: Meeting Customer Needs with Insurance Annuities (A+ Guaranteed)
- Examen • 22 páginas • 2023
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Assume you're applying for a life insurance policy. During his presentation, the insurance agent makes the following statements. Are they all true? (Select all that apply.) 
 
a. People buy insurance to reduce the financial risk they face but not every type of risk is insurable. 
 
b. both pure risks and speculative risks are insurable. 
 
c. most life insurance policies are valued contracts, which state at the time of policy issue the time amount of the benefit payable when the insured person ...
![214 FLORIDA INSURANCE ACTUAL EXAM WITH QUESTIONS AND ANSWERS VERIFIED](/docpics/4114893/65918d74b48d6_4114893_121_171.jpeg)
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214 FLORIDA INSURANCE ACTUAL EXAM WITH QUESTIONS AND ANSWERS VERIFIED
- Examen • 49 páginas • 2023
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Multi-Line Insurers - CORRECT ANSWER-________-______ Insurers are insurance 
carriers that offer more than one line of insurance. 
False - CORRECT ANSWER-True or False? Stock Insurance Companies are 
"participating" in that the policyholders receive dividends. 
Attorney-In-Fact - CORRECT ANSWER-Reciprocal Insurers are managed by an 
___________________. 
Association - CORRECT ANSWER-Contrary to popular opinion, Lloyd's of London is 
not an insurer but rather an ____________. 
Limits Catas...
![ADJUSTER PRO - INSURANCE ADJUSTER TEST(QUESTIONS AND REVIEWED ANSWERS) 2023-2024](/docpics/3308632/64e7b08fb6f82_3308632_121_171.jpeg)
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ADJUSTER PRO - INSURANCE ADJUSTER TEST(QUESTIONS AND REVIEWED ANSWERS) 2023-2024
- Examen • 14 páginas • 2023
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ADJUSTER PRO - INSURANCE 
ADJUSTER TEST(QUESTIONS AND 
REVIEWED ANSWERS) 2023-2024 
What is insurance? - CORRECT ANSWER-protection against financial loss 
what is a premium - CORRECT ANSWER-a scheduled amount to be paid for an 
insurance policy. 
What are premiums used for - CORRECT ANSWER-premiums are collected into a 
"pool" or "reserve to pay out claimants when needed. 
how can insurance companies afford to pay for an individuals catastrophic loss? - 
CORRECT ANSWER-the insurer collect...
![CIC Agency Management Exam- All Lessons](/docpics/3127545/64bfccbdd0c6f_3127545_121_171.jpeg)
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CIC Agency Management Exam- All Lessons
- Examen • 9 páginas • 2023
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Explain the Organizational Structures available to Agencies - ANSWER-Sales vs. Service Oriented 
Large Agencies vs. Small Agencies 
Publicly Traded vs. Privately Held 
 
Explain the Federal and State Regulations on Agencies - ANSWER-Licensing Regulations by State 
Regulators protect the consumer by making a viable insurance marketplace and monitoring interstate commerce 
 
Five Stages of Agency Growth - ANSWER-1 - Existence - Owner does everything, must be creative to survive 
 
2 - Survival - m...
![WGU D103 Intermediate Accounting 1: Units 2-4 Pre-Assessment 100% Solved](/docpics/3538305/6519ed53acb1d_3538305_121_171.jpeg)
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WGU D103 Intermediate Accounting 1: Units 2-4 Pre-Assessment 100% Solved
- Examen • 16 páginas • 2023
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WGU D103 Intermediate Accounting 1: Units 2-4 Pre-Assessment 100% Solved Report a $3500 sale on account Debit: Accounts Receivable $3500; Credit: Service Revenue $3500 
Journalize depreciation for the equipment that is $5,000 Debit: Depreciation Expense $5000; Credit: Accumulated-Depreciation Equipment $5000 
Journalize the adjusting entry for an employer that owes $1300 for payroll on Jan 10, 2021, for the payroll period ending December 31, 2020. Debit: Salaries and Wages Expense $1300; Credit:...
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