Texas life only complete - Study guides, Class notes & Summaries

Loan-to-Value Ratio (LTV) - correct answer The percentage of the lesser of the appraised value or sales price that the lender will lend. ex: If a borrower is approved for an 80% loan, it means that the lender will loan up to 80% of the sales price or appraised value, whichever is lower. Package Mortgage - correct answer Includes both real and personal property ( fixtures and furnishings) Blanket Mortgage - correct answer Covers more than one piece of property. Wraparound Mortgage - c...

NJ Life Producer Exam Correct answers latest update Which of the following amounts must decrease in a decreasing term? Death benefit In life insurance, insurable interest must exist at the time the.. Producer writes an on a proposed insured An applicant makes an offer to the insurer when they pay an initial premium with the application Which of the following makes Universal Life insurance different from other forms of permanent insurance? Premium Schedule An insurer that...

LATEST Reading TEAS 7 (2024)- SET 3 Farallon islands The farallon islands, or the Devil's teeth, as they are referred to by sailors, are a group of small islands with rocky, barren terrain and treacherous underwater currents, 48 km (30 miles) off the coast of san Francisco, California. Although the islands are small, with a combined total land area of 0.41km2 (0.16 square miles), they are positioned in a major ocean current, which enables them to house dense populations of birds, rodents, ...

Commercial Real Estate SAE - Champion's School of Real Estate 495 Questions with Verified Answers Productivity Management - CORRECT ANSWER Measuring the results from the use of available systems and tools for prospecting activities CRM - CORRECT ANSWER Contact Relationship Manager, a tool used to automate prospecting tasks and manage leads Geographic farming - CORRECT ANSWER A particular area that may include neighborhoods that a sales agent or broker markets for the solicitation of bu...

TEXAS NURSING JURISPRUDENCE AND ETHICS FOR TEXAS NURSES FINAL TEST According to BON Position Statement 15.24 Engaging in Reinsertion of Permanently Placed Feeding Tubes, it would be within the scope of practice for a nurse to replace a gastrostomy tube provided that A. the tube has been in place for 8-12 weeks, the nurse has a physician's order to replace the tube, and the nurse has completed specific competency training to safely replace the tube. B. the tube has been in place ...

A funeral prearrangement life insurance agent must be supervised - Answer- By a legal reserve life insurance agent whose company holds a seller's permit. The maximum initial guaranteed death benefit that a funeral prearrangement life insurance agent may sell is - Answer- $15,000 A funeral prearrangement life insurance agent license expires when the agent - Answer- Fails to submit a biannual renewal application and fee When an application for an insurance agent license is denied, except...

CHAPTER 3 Mortgage Loan Foundations: The Time Value of Money TRUE/FALSE 1. In order to solve a compounding problem, you must know all four of the variables in order to solve for the fifth variable. (T) 2. One way to calculate the present value of a single payment is with the following formula: PV = FV * (1+i)n. (F) 3. At 6%, the present value of a $1 payment in 12 months is .. At 7%, the present value of a $1 payment in 12 months is .. (F) 4. The future value of $800 deposited ...

CHAPTER 3—ECOSYSTEMS: WHAT ARE THEY AND HOW DO THEY WORK? MULTIPLE CHOICE 1. Scientists estimate that tropical rain forests contain up to half of the earth’s land plants and animal species. What percentage of the world’s land surface do tropical rain forests cover? a. 2 b. 4 c. 8 d. 10 e. 12 ANS: A PTS: 1 TOP: 3-0 Core Case Study: Tropical Rain Forests Are Disappearing KEY: Bloom's: Remember NOT: New 2. The disappearance of the tropical rain forests is an import...

TCOLE (Master Study Guide 2022 Test Bank) Complete Questions/Answered Correctly! That condition of the human organism that consists of its health and disease status and risk potential. {correct response}- Wellness According to the Occupations Code, a person licensed as a peace officer must complete 40 hours of legislatively required continuing education training once every {correct response}- 24 months According to Commission Rules, if a licensee's name is changed for any reason, suc...

Which of the following is a risk factor in arrest situations? - ANSWER-Spectator support for the subject An operator may not stop, stand, or park a vehicle within ____ feet of a fire hydrant. - ANSWER-15 At least two reflectors on the rear of a motor vehicle, trailer, semitrailer, or pole trailer must be __________ in color. - ANSWER-red Eat enough calories to attain and ____________ desired body weight. - ANSWERmaintain What is the first thing an officer does during the "Scene Managemen...