The law appli Study guides, Class notes & Summaries

1. Representations and Warranties: Representations are statements the appli- cant makes on an application that are deemed to be true to the applicant's best knowledge. Warranties are statements the insurer makes in the contract. 2. Underwriting vs. Actuarial Departments: Two related insurance company functions. Through the process of , applications are assessed for in- surability and to assign premium rates. The department analyzes data to help estimate future losses and to produce rate table...

NY Life, Accident, and Health Insurance Agent/Broker Exam Series 17-55 Already Passed Process 2103 (d-i) 1. The Superintendent may issue a license to any person, firm or corporation who has complied with the requirements of the Insurance Code, authorizing the licensee to act as agent of any authorized insurer. Every individual applicant for a license under this section and every proposed sub-licensee must be 18 years of age or older at the time of issuance of such license. The person must submit...

1. Which of the following requires insurers to disclose when an applicant's consumer or credit history is being investigated:: Ans- 1970 - Fair Credit Reporting Act 2. What type of reinsurance contract involves two companies automatically sharing their risk exposure?: Ans- Treaty 3. What is the name of the law that requires insurers to disclose information gathering practices and where the information was obtained?: Ans- Fair Credit Re- porting Act 4. Who elects the governing body of a m...

North Carolina XCEL Testing Life & Health Insurance Exam 2023/2024 1. Which of the following requires insurers to disclose when an applicant's consumer or credit history is being investigated:: Ans- 1970 - Fair Credit Reporting Act 2. What type of reinsurance contract involves two companies automatically sharing their risk exposure?: Ans- Treaty 3. What is the name of the law that requires insurers to disclose information gathering practices and where the information was obtained?: Ans- ...

North Carolina XCEL Testing Life & Health Insurance Exam 2023/2024 1. Which of the following requires insurers to disclose when an applicant's consumer or credit history is being investigated:: Ans- 1970 - Fair Credit Reporting Act 2. What type of reinsurance contract involves two companies automatically sharing their risk exposure?: Ans- Treaty 3. What is the name of the law that requires insurers to disclose information gathering practices and where the information was obtained?: Ans- ...

1. Which of the following requires insurers to disclose when an applicant's consumer or credit history is being investigated:: Ans- 1970 - Fair Credit Reporting Act 2. What type of reinsurance contract involves two companies automatically sharing their risk exposure?: Ans- Treaty 3. What is the name of the law that requires insurers to disclose information gathering practices and where the information was obtained?: Ans- Fair Credit Re- porting Act 4. Who elects the governing body of a m...

VT Law #1: Lesson 1 Questions and Answers 2023 Sources of VT law - Vermont board of pharmacy rules - Vermont statutes Vermont statutes - Passed by legistature - Signed into law by governor Vermont board of pharmacy - Created by statute - 7 member board whose members are appointed by governor to administer the laws for the pharmacy profession in VT VT BOP mission - Public protection VT BOP accomplishes mission by... - Ensuring applicants are qualified for lice...

Differential Dx - ANSWER-Diagnostic reasoning is the process of questioning one's thinking to determine if all possible avenues have been explored and if the conclusions that are drawn are based on evidence. This is a critical step for providers who are trying to uncover a cause, or diagnosis, for their clients' signs and symptoms. The provider's initial hypothesis is known as the differential diagnosis. The differential diagnosis, or differential, is a working list of potential problems that...

WGU C182 Objective Assessment ACTUAL EXAM 2023 1. First users were the engineers who built and programmed computers, then employees who had received specialized training were users, and now today, anyone and everyone can be a user.: Evolution of Users 2. Sends files over the network at the request of clients. Responds over LAN, within one location/site. Support both application software and data files.: FILE SERVER 3. Turns a user-friendly domain name, like G, into an Internet Proto...

NAB Exam 1. Gerontologists Categories - How is Young-Old Defined>>>>65 to 74 years old 2. Gerontologists Categories - How is Old-Old Defined>>>>75 to 84 years old 3. Gerontologists Categories - How is Oldest-Old Defined>>>>Over 85 + years old 4. The morning meal must be served within how many hours after the previ- ous meal>>>>14 Hours, if the required evening snack is substantial and the resident approves 16 hours may elapse 5. A fu...