Variable annuity Study guides, Class notes & Summaries
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California Life, Accident, And Health Insurance Final Exam Questions With Correct Answers
- Exam (elaborations) • 13 pages • 2024
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California Life, Accident, And Health Insurance Final Exam Questions With Correct Answers 
The systematic liquidation of a sum of money is provided by a(n) annuity 
An annuitant would like to determine the current value of her annuity. To do this, she multiplies the number of 
"accumulation units" she owns times the unit value of the "separate account". What kind of annuity BEST matches 
this description? Variable annuity 
What kind of annuity pays income to two annuitants until their deaths...
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Kentucky Life and Health Insurance Exam (New 2024/ 2025 Update) Questions and Verified Answers| 100 % Correct| Grade A
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Kentucky Life and Health Insurance Exam 
(New 2024/ 2025 Update) Questions and 
Verified Answers| 100 % Correct| Grade A 
 
 
QUESTION 
 The only party in an insurance contract that makes a legally enforceable promise is the 
insurance company. Because of this, insurance contracts are considered to be: 
 
 conditional 
 aleatory 
 unilateral 
 contracts of adhesion 
 
 
Answer: 
unilateral 
 
Insurance contracts are unilateral. This means that only one party (the insurer) makes any kind of ...
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FLORIDA INSURANCE LIFE AND VARIABLE ANNUITY EXAM LATEST 2 VERSIONS ACTUAL EXAM QUESTIONS AND ANSWERS JUST RELEASED 2024
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FLORIDA INSURANCE LIFE AND VARIABLE ANNUITY EXAM LATEST 2 VERSIONS ACTUAL EXAM QUESTIONS AND ANSWERS JUST RELEASED 2024
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ARIZONA LIFE INSURANCE EXAM 2024 WITH 100% CORRECT ANSWERS
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a whole life policy that provides a choice of dividend options include the following statement about dividends 
 
they accrue at a guaranteed rate 
 
they are deferred for one year 
 
they are not guaranteed 
 
they are guaranteed after the first year - correct answer they are not guaranteed 
 
When there is a named beneficiary on a life insurance policy, the death benefits 
 
1. are directed to a trustee if the insured has any outstanding debts 
 
2. are paid directly to the insured`s credito...
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Florida Life, Health and Variable Annuity Exam Questions With Complete Solutions
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Florida Life, Health and Variable Annuity Exam Questions With Complete Solutions
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FLORIDA 2-15 INSURANCE LICENSE EXAM ACTUAL UPDATE WITH LATEST ONLINE WRITTEN EXAM QUESTIONS AND ANSWERS NEW UPDATE
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FLORIDA 2-15 INSURANCE LICENSE EXAM ACTUAL UPDATE WITH LATEST ONLINE WRITTEN EXAM QUESTIONS AND ANSWERS NEW UPDATE 
 
Accumulation units are converted into annuity units: 
 
A group life insurance plan in which the employer pays the entire premium is known as a ________________ plan. 
 
If a disabled worker covered under Social Security disability benefits recovers and then is disabled again within five years, a new waiting period is required before benefits begin again. 
 
Robert had an accid...
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MICHIGAN LIFE AND HEALTH FINAL EXAM / 80+ QUESTIONS AND CORRECT ANSWERS 2023/2024 / GRADED A+.
- Exam (elaborations) • 17 pages • 2023
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MICHIGAN LIFE AND 
HEALTH FINAL EXAM / 80+ 
QUESTIONS AND CORRECT 
ANSWERS 2023/2024 / 
GRADED A+. 
Final Exam-Michigan Life and Health 
1. What amount will be paid under a policy where the insured misstated his/her 
age?: an amount the premium would have purchased at the correct age 
2. the acceptance of a credit life application requires the submission of a 
certificate of insurance to the insured within_____ days: 30 days 
3. which of these is considered to be a Living benefit option in a lif...
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SIE Exam 2024 Questions and Answers Already Passed
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SIE Exam 2024 Questions and Answers 
 
Already Passed 
 
What does the term "cost basis" refer to? 
 
A 
 
The initial acquisition price plus any associated transaction fees 
 
B 
The fees related to the purchase of any security 
 
C 
The net price per share of common stock after taxes 
 
D 
The difference in gain or loss if an alternate transaction had taken place 
 
A. The initial acquisition price plus any associated transaction fees 
 
2 
What is a defining feature of a frozen account? 
 
...
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AZ Life Insurance Exam (Latest 2024/ 2025 Update) Questions and Verified Answers| 100% Correct| Grade A
- Exam (elaborations) • 36 pages • 2024
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AZ Life Insurance Exam (Latest 2024/ 2025 Update) Questions and Verified Answers| 100% Correct| Grade A 
 
Q: A life policy that has premiums that are lower than normal during the early years is called 
 Decreasing term 
 Modified life 
 Variable life 
 Limited-pay life 
 
 
Answer: 
Modified life 
 
 
Q: a material change in a modified endowment contract (MEC) results in 
the contract becoming void 
a new contestable period 
the seven pay test, adjustable for cash value, applies again 
a tax ...
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Michigan Variable Annuities Exam fully solved graded A+ 2023/2024
- Exam (elaborations) • 11 pages • 2023
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Michigan Variable Annuities ExamOther names for pure life settlement - correct answer -life income 
-life annuity 
 
What annuity settlement option produces the largest monthly income guaranteed for life? - correct answer pure life settlement option 
 
second life contingency option - correct answer life with period certain (ie. 10 years) so even if the annuitant does or does not die within that timeframe, insurer guarantees to continue the annuity payments to a named beneficiary for the bala...
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