A producer represents - Study guides, Class notes & Summaries
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NWM General Wisconsin Insurance Laws Questions and Answers 100% Pass
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NWM General Wisconsin Insurance 
Laws Questions and Answers 100% 
 
Pass 
 
What is coersion? A forceful act or threat aimed to influence a person to act against their will 
 
What is exempt? Not subject to an obligation 
 
What is an inducement? an offer that attmepts to influence the other party 
 
What is insolvent? Unable to meet financial obligations 
 
What is Lapse? A policy termination due to nonpayment of premium 
 
What is the NAIC? National Association of Insurance Commissioners 
 
Wh...
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DELAWARE LAWS, RULES & REGULATIONS: Life, Accident and Health, Property and Casual Insurance Exam Questions and Answers 100% Pass
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DELAWARE LAWS, RULES & REGULATIONS: Life, 
Accident and Health, Property and Casual Insurance 
Exam Questions and Answers 100% Pass 
Producer/Agent - Correct Answer ️️ -Agent of Insurer 
- Licensed producer appointed by and represents insurer 
- Sells, solicits, or negotiates applications and policies 
- Able to issue conditional receipts 
BROKER 
- Licensed producer who represents the insured for compensation 
Insurance Producer - Correct Answer ️️ --Person required to be licensed to se...
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Casualty Producer NJ- Exam Questions with correct Answers
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Casualty Producer NJ- Exam Questions with correct Answers 
 
Powers and duties of Commissioner Conduct research 
Make reasonable rules and regulations 
Issue orders and notices 
Issue insurance licenses and certificates of authority 
Impose penalties 
Approve insurance policy forms and rates 
 
Amount of days notice before hearing 10 
 
Retrocession When a reinsurer transfers risks it has accepted to another insurer 
 
Producers can be Agents, brokers or both 
 
Insurance agent a licensed ...
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Adjuster Pro - Florida Certified Adjuster Glossary Exam Prep 2023.
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Adjuster Pro - Florida Certified Adjuster Glossary Exam Prep 2023. 
Accumulated Depreciation - ANSWER The total decrease in an item's value over a period of time. Formula: (Annual Depreciation x Number of years used) 
 
Actual Cash Value (ACV) - ANSWER A valuation method used by insurers to reflect an item's current market value right before being damaged or destroyed. Formula: (Replacement cost - Accumulated Depreciation) 
 
Adhesion - ANSWER One of the characteristics of an insurance contrac...
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Aflac Insurance Licensing Test- Key Concepts Questions & Answers Already Graded A+
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Insurance is defined as... - the transfer of PURE risk to the insurance company in consideration for 
a premium 
Pure risk is... - the chance of loss without any possibility for gain 
Speculative risk is... - the possibility for gain or loss and is not insurable 
Risk is defined as... - the chance for loss 
An exposure is... - a condition that could result in a loss 
A hazard is... - something that increase the chance of loss 
The presence of a physical hazard... - increases the chance of a loss...
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XCEL Life Underwriting & Annuities Questions and Answers Already Passed
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XCEL Life Underwriting & Annuities Questions and Answers Already Passed 
Which of the following statement is CORRECT about an agent who is taking an insurance application? The agent should have the applicant initial any changes made on the application 
Agent J takes an application and initial premium from an applicant and sends the application and premium check to the insurance company. The insurance company returns the check back to J because the check is made out to J instead of the insurance ...
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GED Test 740 Questions with Verified Answers,100% CORRECT
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GED Test 740 Questions with Verified Answers 
 
"WOW! Mom rides a kayak at noon." How are the underlined words alike? - CORRECT ANSWER They are palindromes 
 
Who was the author of Common Sense: Thomas Paine or Thomas Jefferson? - CORRECT ANSWER Thomas Paine 
 
What is NOT a real shark: hammerhead, shovelhead, or tigerhead? - CORRECT ANSWER tigerhead 
 
What is the force that slows down an object or stops its motion? - CORRECT ANSWER friction 
 
Which is greater than 90 degrees: an acute angle...
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BIOD 101 Exam 2 (Questions and Answers A+ Graded 100% Verified)
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BIOD 101 Exam 2 (Questions and Answers A+ Graded 100% Verified) 
 
 
 
 
List the 7 most widely accepted characteristics of living organisms CORRECT ANS: Order, evolutionary adaptation, regulation, energy processing, growth and development, response to the environment, and reproduction 
 
Describe evolutionary adaptation and give an example CORRECT ANS: refers to smaller, genetic changes that allow for better survival of an organism. An example would be camouflage because if an animal can camo...
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AINS 101 Questions with 100 % verified correct answers
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AINS 101 Questions with 100 % verified correct answers 
 
1.	Bill is an insurance producer for and employed by ABC Insurance Company (ABC). He represents only ABC when marketing insurance products, and uses an administrative staff also employed by ABC. Bill is a producer in the:ANS: Direct writer marketing system 
2.	Because the insurance company usually determines policy wording and the insured has little choice but to "take it or leave it," an insurance contract is a:ANS: Contract of adhesio...
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Connecticut Producer's Examination for Life/Accident and Health Insurance 2024 New Review
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Connecticut Producer's Examination for Life/Accident and Health 
Insurance 2024 New Review 
Licensing Process - 1) Be 18 years or older 
2) Be a U.S. citizen or a legally admitted alien 
3) Complete all educational requirements 
4)Pass exam 
5) Be a legal resident at the time of application 
6) Satisfy the Commission as to honesty, trustworthiness, integrity, and competency. Honesty, 
trustworthiness, and integrity will be established by the background check on the initial application. 
Types...
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