Accelerated death benefit Study guides, Class notes & Summaries
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Test Bank For International Management Culture Strategy and Behavior 10th Edition by Luthans
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Chapter 03 
Ethics, Social Responsibility, and Sustainability 
 
 
True/False Questions 
 
1. The study of morality and standards of conduct is referred to as ethics. 
Answer: True 
Feedback: Ethics is the study of morality and standards of conduct. 
AACSB: Analytic 
AACSB: Ethics 
Bloom's: Remember 
Learning Objective: 03-01 EXAMINE ethics in international management and some of the major ethical issues and problems confronting MNCs. 
Level of Difficulty: 1 Easy 
Topic: Ethics and Social Re...
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Michigan Life Insurance State Exam Solved 100% Correct
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Under a traditional IRA, interest is taxed: 
 
Only if withdrawn prior to age 59 1/2 
 
According to the capital gains rate 
 
Upon distribution 
 
During the accumulation phase - ANSWER-Upon distribution 
 
Which of these statements concerning Traditional IRAs is CORRECT? 
 
Earnings are not taxable when withdrawn 
 
Earnings are taxable when withdrawn 
 
Contribution are never tax deductible 
 
Contributions are always made by the employer - ANSWER-Earnings are taxable when withdrawn 
 
Wh...
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PRIMERICA LIFE INSURANCE EXAM. All Most Examined Questions Bank with answers. 100% verified. Rated A.
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PRIMERICA LIFE INSURANCE EXAM. All Most Examined Questions Bank with answers. 100% verified. Rated A. 
 
 
 
An insured purchased an insurance policy 5 years ago. Last year, she received a dividend check from the insurance company that was not taxable. This year, she did not receive a check from the insurer. From what type of insurer did the insured purchase the policy? 
 
a. mutual 
b. reciprocal 
c. nonprofit service organization 
d. stock - A. mutual 
 
funds not paid out after paying claims ...
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MICHIGAN LIFE AND HEALTH FINAL EXAM
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defamation - Answer-Making a statement that is false or maliciously critical of the financial condition of an insurer is known as 
 
Business overhead expense policy - Answer-Which type of business insurance is meant to cover the costs of continuing to do business while the owner is disabled? 
 
the protection ends - Answer-Dorian exercised a nonforfeiture option by using his life policy's cash value to purchase an extended term insurance option. When the term insurance expires, 
 
must have an...
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NY Life Insurance Exam Review, Questions and answers, 2022/2023. Rated A
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NY Life Insurance Exam Review, Questions and answers, 2022/2023. Rated A Based on the Human Life Value Approach, which of the following is NOT used to calculate an individual's life value? A. Insured's annual expenses B. Effect of inflation on income over time C. Predicted needs of the family after the insured's death D. Insured's current and future income - C. Predicted needs of the family after the insured's death. The Human Life Value Approach to determining the value of an individual's...
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Primerica Practice Exam Test A 75 Questions & Answers 2023
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Primerica Practice Exam Test A 75 Questions & 
Answers 2023 
1. An annuity that is purchased with a lump sum premium and whose benefits begin 
after 12 months is called a: 
A. Single premium immediate annuity. 
B. Single premium deferred annuity. 
C. Level premium variable annuity. 
D. Flexible premium fixed annuity. - Correct answer-Single premium deferred annuity 
2. A technique used to determine the amount of life insurance needed by focusing on 
the projected earning potential of an insured ...
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Missouri Life and Health Insurance State Exam Correct 100%
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The accelerated death benefit provision in a life insurance policy is also known as a(n): - ANSWER Living benefit. 
 
Under an individual health insurance policy, the time limit of certain defenses provision states that nonfraudulent misstatements first become incontestable two years: - ANSWER from the date that the policy was issued. 
 
______ can be defined as "making an unfair comparison of two insurance policies". - ANSWER Misrepresentation. 
 
Which entity issues Medicare supplement insur...
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Texas Life Insurance Exam Questions and Answers with complete solutions
- Exam (elaborations) • 10 pages • 2022
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Insurance 
(General concept) - ANSWER - transfers the risk of loss from an individual to an insurer 
- based on the principle of indemnity 
- based on the principle of risk (risk pooling) 
 
insurable interest 
(General Concept) - ANSWER - must exist at the time of the application 
- insuring one's own life, family member, or a business partner 
 
Solicitation and sales presentation - ANSWER - illustration- presentation of nonguaranteed elements 
- buyer's guide is generic information abo...
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CEBS GBA 2 Practice Exam 2024 with 100% correct answers
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According to the RAND Health Insurance Experiment, which variable has the greatest power in explaining health expenditures? 
 
A.) Welfare eligibility 
 B.) Prior utilization 
 C.) Physical health (based on self-reported measures) 
 D.) General health (based on self-reported measures) 
 E.) Mental health (based on self-reported measures) - correct answer B.) Prior utilization 
 
A provision in some group life insurance plans that provides for the payment of all or part of the death benefit...
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Final Exam - Michigan Life and Health Insurance Actual Quiz with Correct Answers | latest 2024/2025
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Making a statement that is false or maliciously critical of the financial 
condition of an insurer is known as ️ defamation 
Which type of business insurance is meant to cover the costs of continuing 
to do business while the owner is disabled? ️ Business overhead 
expense policy 
Dorian exercised a nonforfeiture option by using his life policy's cash value 
to purchase an extended term insurance option. When the term insurance 
expires, ️ the protection ends 
To receive proceeds from a d...
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