Accident and health Study guides, Class notes & Summaries
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Life, accident and health insurance state exam- OH Already Passed
- Exam (elaborations) • 31 pages • 2023
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Life, accident and health insurance state exam- OH Already Passed 
A person who is a nonsmoker, of average weight and in excellent health would most likely be in which risk classification? preferred 
Preferred risk policies with reduced premiums are issued by insurance companies bc the insured has better than average mortality 
The waiver of premium does NOT include which provision? Al future premiums are waived if the insured recovers from the disability 
An advertisement for an insurance produ...
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CA PSI Site - Life, Accident and Health Agent Examination (Life Agent) with Complete Solutions
- Exam (elaborations) • 19 pages • 2023
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CA PSI Site - Life, Accident and Health Agent Examination (Life Agent) with Complete SolutionsCA PSI Site - Life, Accident and Health Agent Examination (Life Agent) with Complete SolutionsAdmitted Insurance Company vs. Non-Admitted Insurance Company - ANSWER-An admitted insurance company is authorized to transact insurance in California because it has a Certificate of Authority granted by the California Department of Insurance (CDI) 
 
A non-admitted insurance company is not authorized to transa...
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Texas General Lines - Life, accident and health insurance PRACTICE EXAM Questions and Answers with complete solutions 2023/2024
- Exam (elaborations) • 60 pages • 2023
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Texas General Lines - Life, accident and health insurance PRACTICE EXAM Questions and Answers with complete solutions 2023/2024 
 
LIFE SECTION 1 - 
 
1) Sandra Timms, age 27, is advised by her producer to purchase Life insurance to cover a 20-year-amortized $50,000 business-improvement loan. Which of the following plans would adequately protect Ms. Timms at the minimum premium outlay? 
 
A- $50,000 Whole Life policy 
B- $50,000 Level Term policy for 20 years 
C- $50,000 20 Pay Life policy 
D- $...
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XCEL TESTING SOLUTIONS - CALIFORNIA PRE-LICENSING EDUCATION - LIFE, ACCIDENT AND HEALTH INSURANCE QUESTIONS WITH 100 % CORRECT ANSWERS VERIFIED
- Exam (elaborations) • 20 pages • 2023
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When an insurance company requests an attending physician's report, the request must be 
accompanied by a - Copy of the signed authorization 
Which of the following is NOT a required uniform provision in individual health policies? - Change 
of occupation 
"Life insurance creates an immediate estate". This phrase means - When the insured dies, a death 
benefit is paid 
A person who asserts a right of recovery under an insurance policy is called - Claimant 
Before an insurer is allowed to test...
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NORTH CAROLINA ACCIDENT AND HEALTH INSURANCE PACKAGE DEAL
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NORTH CAROLINA ACCIDENT AND HEALTH INSURANCE PACKAGE DEAL|SUCCESS GUARANTEED
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NJ HEALTH AND ACCIDENT INSURANCE ACTUAL EXAM 2024-2025 QUESTIONS AND 100% CORRECT ANSWERS / NEW JERSEY HEALTH AND ACCIDENT EXAM 2024 WITH 300+ QUESTIONS AND ANSWERS
- Exam (elaborations) • 60 pages • 2024
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NJ HEALTH AND ACCIDENT INSURANCE ACTUAL EXAM QUESTIONS AND 100% CORRECT ANSWERS / NEW JERSEY HEALTH AND ACCIDENT EXAM 2024 WITH 300+ QUESTIONS AND ANSWERS 
What is the maximum fine for a producer violating an NJ insurance law for the 
first time? - ANSWER-$5000 
A(n) _______ insurance company is one that was formed under the laws of a state 
other than NJ - ANSWER-Foreign 
Medicaid is a government-funded program designed to provide health care to - 
ANSWER-poor people 
When a producer, dom...
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Texas General Lines - Life, accident and health insurance PRACTICE EXAM Questions and Answers with complete solutions
- Exam (elaborations) • 52 pages • 2022
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Texas General Lines - Life, accident and health insurance 
PRACTICE EXAM Questions and Answers with complete 
solutions 
LIFE SECTION 1 
1) Sandra Timms, age 27, is advised by her producer to purchase Life insurance to 
cover a 20-year-amortized $50,000 business-improvement loan. Which of the following 
plans would adequately protect Ms. Timms at the minimum premium outlay? 
A- $50,000 Whole Life policy 
B- $50,000 Level Term policy for 20 years 
C- $50,000 20 Pay Life policy 
D- $50,000 Decreas...
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Accident And Health Insurance Exam Questions With 100% Correct Answers Latest.
- Exam (elaborations) • 38 pages • 2023
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Accident And Health Insurance Exam Questions With 100% Correct Answers Latest.
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CA PSI Site - Life, Accident and Health Agent Examination (Life Agent)| Questions with 100 % correct Answers | Verified
- Exam (elaborations) • 8 pages • 2023
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Admitted Insurance Company vs. Non-Admitted Insurance Company - An admitted insurance 
company is authorized to transact insurance in California because it has a Certificate of Authority 
granted by the California Department of Insurance (CDI) 
A non-admitted insurance company is not authorized to transact insurance in California because of 
failing to comply with California requirements or did not seek admission 
Pure Risk vs. Speculative Risk - Pure risks are insurable but Speculative risks ar...
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PSI - NY Life, Accident and Health Practice Exam Questions & Answers 2023(A+GRADED 100%VERIFIED)
- Exam (elaborations) • 155 pages • 2023
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PSI - NY Life, Accident and Health Practice Exam Questions & Answers 2023(A+GRADED 100%VERIFIED)
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