Actuarial department Study guides, Class notes & Summaries
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Florida Life and Variable Annuity 100% Correct
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peril - ANSWER the immdeiate specific event causing loss and giving rise to risk 
 
hazard - ANSWER any factor that gives rise to a peril 
 
physical hazard - ANSWER individual characteristics that increase chance of peril 
*physical condition, past medical history, condition at birth 
 
moral hazard - ANSWER tendencies that people may have that increase risk and chance of loss *drug addiction and alcholism 
 
morale hazard - ANSWER individual tendencies that arise from an attitude or state of m...
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Delaware Insurance Exam - Chapter 2 Study Exam Guide 2024
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Delaware Insurance Exam - Chapter 2 
Study Exam Guide 2024 
Acceptance - CORRECT ANSWER-The issuance of an insurance policy by an insurer 
Acceptance Receipt - CORRECT ANSWER-Sets the effective date of coverage as the 
application date upon receipt of initial premium 
Actuarial Department - CORRECT ANSWER-The function responsible for rate-setting 
Application - CORRECT ANSWER-The form that provides the insurer with information 
necessary to assess risk 
Automatic Agreement - CORRECT ANSWER-A t...
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Florida Life and Health Insurance practice Questions With Correct Answers Already Passed!!
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Within how many days must a licensee notify the Department of Financial Services of a change in 
address? - 30 
All of the following entries are classified under the four principal areas of Florida insurance law EXCEPT... 
- An agent's commission 
Which of the following factors is NOT considered when the Department of Financial Services determines 
if an agent's home is an insurance agency? - The amount of premium collected at this location 
Florida requires that an insurance agent must comple...
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Webce Life and Health Questions with 100% Correct Answers | Verified | Updated 2024
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Representations and Warranties - answer-Representations are statements the 
applicant makes on an application that are deemed to be true to the applicant's 
best knowledge. Warranties are statements the insurer makes in the contract. 
Underwriting vs. Actuarial Departments - answer-Two related insurance company 
functions. Through the process of _________, applications are assessed for 
insurability and to assign premium rates. The ________ department analyzes 
data to help estimate future loss...
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Colorado Accident & health laws state Exam simulator Questions and Answers Latest Updated 2024/2025 (Graded A+)
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Colorado Accident & health laws state Exam simulator Questions and Answers Latest Updated 2024/2025 (Graded A+) Which of the following is an example of rebating? 
offer of temporary insurance coverage 
cancellation of an insurance policy without cause 
sale of mass-marketed insurance products 
returning a portion of a premium as inducement to purchase insurance returning a 
portion of a premium as inducement to purchase insurance 
Which of the following is a duty of the Commissioner? 
Setting in...
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Texas Adjuster Exam questions with correct answers 2024
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Texas Adjuster ExamIf an automobile policy has split limits of 30/60/25. What is the maximum amount of liability coverage that would be paid in a covered loss where three people are involved? - correct answer $30,000 
 
Which of the following statements best describes an inland marine policy? - correct answer Pertains to Cargo with no fixed location 
 
Alex is traveling through College Station and hits a deer, and the damages are $1500. He has comprehensive coverage with a $500 deductible. What ...
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Webce Life and Health Questions with 100% Correct Answers | Verified | Updated 2024
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Representations and Warranties - answer-Representations are statements the applicant 
makes on an application that are deemed to be true to the applicant's best knowledge. 
Warranties are statements the insurer makes in the contract. 
Underwriting vs. Actuarial Departments - answer-Two related insurance company 
functions. Through the process of _________, applications are assessed for insurability 
and to assign premium rates. The ________ department analyzes data to help estimate 
future loss...
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Webce Life and Health Exam Questions and Answers | Verified & Updated 2024
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Webce Life and Health Exam Questions and 
Answers | Verified & Updated 2024 
Representations and Warranties - Answer ️️ -Representations are statements the applicant 
makes on an application that are deemed to be true to the applicant's best knowledge. Warranties 
are statements the insurer makes in the contract. 
Underwriting vs. Actuarial Departments - Answer ️️ -Two related insurance company 
functions. Through the process of _________, applications are assessed for insurability and ...
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Webce Life and Health Questions With 100% Correct Answers.
- Exam (elaborations) • 51 pages • 2023
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- $7.19
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Representations and Warranties - Representations are statements the applicant makes on an 
application that are deemed to be true to the applicant's best knowledge. Warranties are statements 
the insurer makes in the contract. 
Underwriting vs. Actuarial Departments - Two related insurance company functions. Through the 
process of _________, applications are assessed for insurability and to assign premium rates. The 
________ department analyzes data to help estimate future losses and to produ...
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Recent 2023 Texas Adjuster Exam 100% Correct Questions And Answers
- Exam (elaborations) • 9 pages • 2023
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Recent 2023 Texas Adjuster Exam 100% Correct 
Questions And Answers 
 
If an automobile policy has split limits of 30/60/25. What is the maximum amount of liability coverage 
that would be paid in a covered loss where three people are involved. - Answer- $30,000 
Which of the following statements best describes an inland marine policy? - Answer- Pertains to Cargo 
with no fixed location 
Alex is traveling through College Station and hits a deer, and the damages are $1500. He has 
comprehensi...
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