Automatic increase option - Study guides, Class notes & Summaries

Test Bank Varcarolis Foundation Of Psychiatric Mental health Nursing 8th Edition By Marget Jordan Halter || All Chapters ( 1-36) || Updated Version 2024 A++ Varcarolis‘ Foundations of Psychiatric Mental Health Nursing: A Clinical Approach, 8th Edition Halter: Varcarolis’ Foundations of Psychiatric Mental Health Nursing: A Clinical Approach, 8th Edition A+ Varcarolis‘ Foundations of Psychiatric Mental Health Nursing: A Clinical Approach, 8th Edition UNIT I: FOUNDATIONS IN THEORY 1...

Test Bank For Varcarolis' Foundations of Psychiatric-Mental Health Nursing 9th Edition By Margaret Jordan Halter (COMPLETE CHAPTER 1-36 LATEST UPDATE) ...

when the insured selects the extended term non-forfeiture option the cash value will be used to purchase term insurance with what face amount? - Answer-equal to the original policy for as long as the cash value will purchase The automatic premium loan provision is activated the end of the ---- - Answer-grace period An employer has sponsored a qualified retirement plan for its employees where the employer will contribute money whenever a profit is realized. what is this called? - Answer-pro...

California Life, Accident, and Health Insurance Final Exam Questions and Answers Already Passed What distinguishes a deferred annuity from an immediate annuity? The time at which benefit payments start Cindy buys a 10-year certain annuity with an installment refund. After receiving monthly payments for 5 years, Cindy dies. How many remaining payments will the insurer make to her beneficiary? 60 payments What is a common reason people purchase an annuity? To protect against the risk of outlivin...

3 components of internal environments of an organization - Culture Values Climate 3 must have management skills - Conceptual/Decision Technical Interpersonal/Communication 3 ways to diagnose corporate culture - Dress Behavior Customer interaction Beliefs and values A CEO of a company would use which skills the most? - Controlling Autonomous work groups - Actually gather raw materials, quality control and responsible for an entire product or section of the production process. Barrier...

Insurance (General concept) - ANSWER - transfers the risk of loss from an individual to an insurer - based on the principle of indemnity - based on the principle of risk (risk pooling) insurable interest (General Concept) - ANSWER - must exist at the time of the application - insuring one's own life, family member, or a business partner Solicitation and sales presentation - ANSWER - illustration- presentation of nonguaranteed elements - buyer's guide is generic information abo...

Ohio Health & Life Insurance Exam Prep 2024 Q&A Medical Expense Insurance - CORRECT ANSWER-Covers medical care and services Disability income insurance - CORRECT ANSWER-replaces income lost when disability keeps the insured from working Long-term care insurance - CORRECT ANSWER-covers long-term care in a nursing home, at home, or at an extended health care facility. Medicare supplement insurance - CORRECT ANSWER-Policy that provides coverage to supplement Medicare coverage Limited Be...

A need to accumulate a capital sum from regular surplus income over a period of time is which type of personal financial need? A Savings B Investment C Protection D Loan - ANS A 1.1 - Main types of personal financial needs The primary financial need of a client in their 60s is likely to be: A savings B investment C protection D loans - ANS B 1.3 - Life Cycle Factfinding is also known as: A suitability B know the client C appropriateness D treating t...

conditioned punisher - A previously neutral stimulus change that functions as a punisher because of prior pairing with one or more other punishers. unconditioned punisher - A stimulus that, usually, is punishing without any prior learning. conditioned reinforcer - a stimulus that has acquired reinforcing properties through prior learning Unconditioned Reinforcer - A stimulus that, usually, is reinforcing without any prior learning. Side effects of punishment - May lead to an increase...

Which of the following situations requires a person to be licensed? Receive commissions The settlement option that would provide a beneficiary with the largest monthly income from a life insurance death benefit is called Straight life Which of the following contains the company's promise to pay the benefits of a policy Insuring clause The provision that allows an insurer to deduct premiums from the policy's cash value to prevent the policy from lapsing is a(n) Automati...