Blanket mortgage Study guides, Class notes & Summaries
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![Arizona Real Estate State Exam | Questions with 100% Correct Answers | Verified | Latest Update 2024 | 23 Pages](/docpics/3996031/6574f7e1032b4_3996031_121_171.jpeg)
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Arizona Real Estate State Exam | Questions with 100% Correct Answers | Verified | Latest Update 2024 | 23 Pages
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Which of the following is NOT a specific lien? 
a. an unrecorded mortgage 
b. a mechanic's lien 
c. a judgement lien 
d. a blanket mortgage - c. a judgement lien 
Which of the following is NOT an encumbrance on real property? 
a. lease 
b. easement 
c. homestead right 
d. restrictive convenant - c. homestead right 
Which of the following is NOT an appurtenance? 
a. easement right 
b. mineral right 
c. water rights 
d. trade fixtures - d. trade fixtures 
The physical characteristics of land incl...
![Champions Real Estate Finance Exam Questions And Answers Rated A+ New Update Assured Satisfaction](/docpics/5309913/664499b5da81b_5309913_121_171.jpeg)
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Champions Real Estate Finance Exam Questions And Answers Rated A+ New Update Assured Satisfaction
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The percentage of the lesser of the appraised value or sales price that the lender will lend. 
ex: If a borrower is approved for an 80% loan, it means that the lender will loan up to 80% of the sales 
price or appraised value, whichever is lower. - Answer-Loan-to-Value Ratio (LTV) 
Includes both real and personal property ( fixtures and furnishings) - Answer-Package Mortgage 
Covers more than one piece of property. - Answer-Blanket Mortgage 
Method of financing which preserves the low, existing ...
![Champions School of Real Estate - Real Estate Finance Latest Update Rated A+](/docpics/5399913/664ddb77b0468_5399913_121_171.jpeg)
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Champions School of Real Estate - Real Estate Finance Latest Update Rated A+
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Champions School of Real Estate - Real 
Estate Finance Latest Update Rated A+ 
 
A loan unable to be sold to Fannie Mae or Freddie Mac (i.e. A sub-prime loan) Non- 
Conforming Loan 
 
VA Veteran's administration - assists veterans in the purchase of housing by guaranteeing 
loans) 
 
Seller's equity Cash price minus the loan balance 
 
A clause often found in a blanket loan allowing the borrower to obtain partial releases of specific 
lots by making required lump sum payments. Release Clause 
...
![Arizona Real Estate State Exam Questions and Answers 100% Pass](/docpics/64502eb2e728f_2681772.jpg)
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Arizona Real Estate State Exam Questions and Answers 100% Pass
- Exam (elaborations) • 38 pages • 2023
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Arizona Real Estate State Exam Questions and Answers 100% Pass 
Which of the following is NOT a specific lien? 
a. an unrecorded mortgage 
b. a mechanic's lien 
c. a judgement lien d. a blanket mortgage c. a judgement lien 
Which of the following is NOT an encumbrance on real property? 
a. lease 
b. easement 
c. homestead right d. restrictive convenant c. homestead right 
Which of the following is NOT an appurtenance? 
a. easement right 
b. mineral right 
c. water rights 
d. trade fixtures d. t...
![Gold Coast Real Estate Sales Associate Chapter 13 updated to pass 2024/2025](/docpics/4795114/65faf7288643f_4795114_121_171.jpeg)
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Gold Coast Real Estate Sales Associate Chapter 13 updated to pass 2024/2025
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Gold Coast Real Estate Sales Associate Chapter 13Correct answer: b 
 
Savings associations dominated the residential mortgage market until deregulation of the banking industry in the 1980s. In the past, these institutions made most of their mortgage loans with depositors' funds. The loans were held full term, with the savings association receiving the principal and interest payments from the borrower. 
Reference: Chapter 13, The Primary Mortgage Market, Mortgage Lenders, Savings Associations -...
![Louisiana Real Estate License Already Verified A+](/docpics/5702358/667885cfc2faa_5702358_121_171.jpeg)
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Louisiana Real Estate License Already Verified A+
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Louisiana Real Estate License Already Verified A+ 
General Warranty Deed 
A deed which gives the buyer the MOST protection is: The best form of deed in common law 
When a seller rejects a prospective purchaser's offer to buy, and makes a new offer of his own, this is 
known as a(an): 
Counteroffer 
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Counteroffers 
a rejection of the offer 
Federal Natio...
![ARE 5.0: PA Exam with 100% Correct | Latest Updated Graded A+](/docpics/4821568/65ff3540ded8d_4821568_121_171.jpeg)
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ARE 5.0: PA Exam with 100% Correct | Latest Updated Graded A+
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75 
3:1 = ___:10,000 
30,000/400 = 75 - A project site has 50,000 sf of land and 10,000 sf of gross building floor 
area. The zoning ordinance has a required ratio of 3 sf of parking area to 1 sf of gross building 
area. How many parking spaces are required at 400 sf/car? 
300-400 sqft 
(350 sqft is best to use in equations) - general amount of square footage dedicated to parking 
space 
24 feet - typical drive aisle width in a parking lot 
9' x 19' (WxL) - typical parking space dimensions 
SR...
![NMLS MLO Exam with Complete Solutions | A+ Grade](/docpics/5102326/662a21bba2ea2_5102326_121_171.jpeg)
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NMLS MLO Exam with Complete Solutions | A+ Grade
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What must a borrower do to avoid having late payments reported to a credit bureau? - Pay within 
30 days of due date 
Max penalty if a borrower is required to use a specific title company or settlement agent? - 3 times 
the fee 
What should not be over-weighted in an analysis of borrower repayment capacity? - Credit scores 
Max prepayment penalty on residential mortgages in the first year of the loan - 3% 
What must condominium associations do with respect to property insurance? - Keep a "blank...
![Champions Real Estate Finance exam 2023 with 100% correct answers](/docpics/3425412/6500e89accd48_3425412_121_171.jpeg)
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Champions Real Estate Finance exam 2023 with 100% correct answers
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Loan-to-Value Ratio (LTV) - correct answerThe percentage of the lesser of the appraised value or sales price that the lender will lend. 
 
ex: If a borrower is approved for an 80% loan, it means that the lender will loan up to 80% of the sales price or appraised value, whichever is lower. 
 
Package Mortgage - correct answerIncludes both real and personal property ( fixtures and furnishings) 
 
Blanket Mortgage - correct answerCovers more than one piece of property. 
 
Wraparound Mortgage - corr...
![Fundamentals of Mortgage Brokerage Exam With Complete Solutions](/docpics/4785324/65f9985267678_4785324_121_171.jpeg)
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Fundamentals of Mortgage Brokerage Exam With Complete Solutions
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Fundamentals of Mortgage Brokerage Exam 
With Complete Solutions 
AACI - answerAccredited Appraiser Canadian Institute - designation granted by Appraisal 
Institute of Canada 
Accelerated Payments - answerpayment options stream whereby the monthly mortgage 
payment is either split in half or in quarters and is paid every two weeks (bi-weekly) or every 
week (weekly) 
Accredited Mortgage Professional - AMP - answernational designation for mortgage 
professionals in Canada issued by the Canadian A...
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