Budget mortgage Study guides, Class notes & Summaries
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FINCERT 2023 Exam With 100% Correct Answers
- Exam (elaborations) • 21 pages • 2023
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It is important to make them feel __________ and __________ - Correct answercomfortable and welcomed 
__________ prompt someone to explore and analyze their emotions and feelings - 
Correct answer-Open-ended question 
__________ collect factual information - Correct answer-Closed-ended question 
Give __________ for responses 
time - Correct answer-time 
Questions should be asked in a ___________________________ way - Correct 
answer-non-judgmental 
It is important to ________________ your mentor...
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NACA Pre-Purchase Training exam questions and answers
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What are NACA's Four Core Principles? 
Wear Their Shoes, Take Ownership, Check & Verify, & Be Relentless. 
 
 
Purchase Program 
NACA has developed a comprehensive housing counseling program where Members are prepared for homeownership and are qualified to obtain mortgage financing. This includes access to NACA's extraordinary mortgage product that makes affordable homeownership a reality - with no down payment, no closing costs, no fees, no mortgage insurance and a below market fixed interest...
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BUS 2204 Personal Finance Quiz 6 2024 Questions and Answers (Score 100% Graded).
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BUS 2204 Personal Finance Quiz 6 2024 Questions and Answers (Score 100% Graded). 
Marks 20.00/20.00 
Grade 100.00 out of 100.00 
Question 1 
Correct 
Mark 1.00 out of 1.00 
Question text 
If you buy a $200,000 home with 10% down payment, what will be your mortgage? 
Select one: 
a. $200,000 
b. $180,000 
c. $160,000 
d. $140,000 
e. $110,000 
Feedback 
The correct answer is: $180,000 
Question 2 
Correct 
Mark 1.00 out of 1.00 
Question text 
The purpose of disability insurance is to __________....
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HUD Latest Test Questions And 100% Correct Answers 2024.
- Exam (elaborations) • 22 pages • 2024
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Which document should the counselor review with the client to identify spending habits and track expenses? - Answer Bank Statement 
 
Which additional information would the housing counselor need to prepare a household budget for this client? - Answer Net income 
 
Which item in the client's budget is a fixed expense? - Answer Car lease payment 
 
What is the maximum percent of area median income allowable for a household to qualify for a Housing Choice Voucher? - Answer 50% 
 
Whic...
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HUD 2023-2024 Practice Exam Questions and Answers 100% Correct
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HUD Practice Exam Questions and Answers 100% CorrectHUD Practice Exam Questions and Answers 100% CorrectHUD Practice Exam Questions and Answers 100% CorrectHUD Practice Exam Questions and Answers 100% CorrectA client, who is a divorced local school teacher, is interested in purchasing his first home. He wishes to stay in the same neighborhood where he now lives and to purchase a home in the low-$100,000 range. He currently leases a car for $435 a month and would like to buy a new car. The cl...
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HUD Housing Exam | 130 Questions with 100% Correct Answers | Verified | Latest Update 2024
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Which document should the counselor review with the client to identify spending habits and track 
expenses: - Bank statement 
Which additional information would the housing counselor need to prepare a household budget for this 
client? - Net income 
Which item in the client's budget is a fixed expense? - Car lease payment 
What is the maximum percent of area medium income allowable for a household to qualify for a 
Housing Choice Voucher? - 50% 
Which is the maximum recommended housing ratio fo...
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HUD Test 1 Correct Questions & Answers(GRADED A+)
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Which document should the counselor review with the client to identify spending habits and track expenses? - ANSWER Bank Statement 
 
Which additional information would the housing counselor need to prepare a household budget for this client? - ANSWER Net income 
 
Which item in the client's budget is a fixed expense? - ANSWER Car lease payment 
 
What is the maximum percent of area median income allowable for a household to qualify for a Housing Choice Voucher? - ANSWER 50% 
 
Which is the max...
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WGU - D023: School Financial Leadership Pre-Assessment 2023 Questions with all the correct answers
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WGU - D023: School Financial Leadership Pre-Assessment 2023 Questions with all the correct answers 
 
Funding for public school is directly addressed in which document? 
State Constitution 
Title I 
Provides federal aid to schools for disadvantaged and low-income children. 
Local Funding 
Bond levy funding for construction of a building 
State Funding 
Foundational funding provided by formulas to support and equitable per pupil expenditure level. 
Education Finance Incentive Grant 
distributes f...
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HUD Housing Exam Questions and Answers 100% Pass
- Exam (elaborations) • 16 pages • 2024
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HUD Housing Exam Questions and Answers 100% Pass 
Which document should the counselor review with the client to identify spending habits 
and track expenses: - Correct Answer ️️ -Bank statement 
Which additional information would the housing counselor need to prepare a household 
budget for this client? - Correct Answer ️️ -Net income 
Which item in the client's budget is a fixed expense? - Correct Answer ️️ -Car lease 
payment 
What is the maximum percent of area medium income allo...
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CHAMPIONS REAL ESTATE FINANCE EXAM WITH GUARANTEED ACCURATE ANSWERS
- Exam (elaborations) • 31 pages • 2024
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Loan-to-Value Ratio (LTV) - ACCURATE ANSWERS The percentage of the lesser of the appraised value or sales price that the lender will lend. 
 
Ex: If a borrower is approved for an 80% loan, it means that the lender will loan up to 80% of the sales price or appraised value, whichever is lower. 
 
Package Mortgage - ACCURATE ANSWERS Includes both real and personal property ( fixtures and furnishings) 
 
Blanket Mortgage - ACCURATE ANSWERS Covers more than one piece of property. 
 
Wraparound Mortga...
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