Captive insurance - Study guides, Class notes & Summaries
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End of Semester Test: World History A (for Edmentum / Plato) Already Passed
- Exam (elaborations) • 13 pages • 2023
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End of Semester Test: World History A (for Edmentum / Plato) Already Passed 
Q 1 Type the correct answer in the box 
Identify the type of source based on the information provided 
A historian found a journal belonging to an ancient Indian princess. The princess liked to keep a record of all the royal women of her dynasty who lived before her time. She tried to collect as much accurate information about their history as possible. Her joumal is a great source of historical information 
Based on th...
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CISR - Agency Operations Exam 65 Questions with Answers,100% CORRECT
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CISR - Agency Operations Exam 65 Questions with Answers 
 
 
Professional - CORRECT ANSWER One engaged in an occupation requiring a high level of training and proficiency 
 
To be recognized as knowledgeable, gain public trust, avoid government regulation, enhance credibility - CORRECT ANSWER What are the benefits of being ethical? 
 
True - CORRECT ANSWER Is this example an ethical issue? Rating a vehicle using the wrong classification 
 
No - CORRECT ANSWER Are you allowed to sign for the insu...
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RMIN 4000 uga test 1 Updated 2024/2025 Actual Questions and answers with complete solutions
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4 types of hazards - 1) physical hazard 
2) moral hazard 
3) attitudinal hazard 
4) legal hazard 
6 characteristics of an insurable risk - 1) there must be a large number of exposure units 
2) the loss must be accidental and unintentional 
3) the loss must be determinable and measurable 
4) the loss should not be catastrophic 
5) the chance of loss must be calculable 
6) the premium must be economically feasible 
active retention - active risk retention means that an individual is consciously aw...
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Exam FX Insurance- Wisconsin Life questions (Answered). 100% Accurate, Graded A
- Exam (elaborations) • 69 pages • 2023
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Exam FX Insurance- Wisconsin Life questions (Answered). 100% Accurate, Graded A 
 
 
An insurer decides to renew a policy but at a higher premium rate, starting on the renewal date. How many days in advance must the insured be notified? 
 
a) 30 
b) 60 
c) 90 
d) 100 - -b 
 
How is the Commissioner of Insurance placed in office? 
 
a)By NAIC nomination 
b)Through a bid process 
c)An election at the same time that other state officials are selected 
d)An appointment by the Governor - -d 
 
An ins...
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RMI 2101 Exam 2 Questions and Answers Already Passed
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RMI 2101 Exam 2 Questions and 
Answers Already Passed 
 
What are risk transfers of the financing type? (6) Involves the transfer of risk through 
insurance or non-insurance techniques to shift the financial responsibility of a loss to another 
party. The activity or asset is still exposed to loss. Financial responsibility can be transfered 
back. 
 
Explain the insurance and non-insurance techniques of risk transfers and provide examples. (6) 
Insurance: transfer financial responsibility to ins...
Too much month left at the end of the money?
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AZ Life and Health Insurance Study Guide (Latest 2024/ 2025 Update) Questions and Verified Answers| 100% Correct
- Exam (elaborations) • 104 pages • 2024
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AZ Life and Health Insurance Study Guide (Latest 2024/ 2025 Update) Questions and Verified Answers| 100% Correct 
 
Q: Methods of Handling Risk: 
Avoidance, Retention, Sharing, Reduction, Transfer 
 
 
 
Q: Risk Retention 
 
 
Answer: 
the planned assumption of risk by an insured through the use of deductibles, co-payments, or self-insurance. It is also known as self-insurance when the insured accepts the responsibility for the loss before the insurance company pays. The purpose of retention is ...
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220 EXAM - FLORIDA STATUTES EXAM QUESTIONS AND ANSWERS
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220 EXAM - FLORIDA STATUTES EXAM QUESTIONS AND ANSWERS 
 
 
All of the following are grounds for compulsory refusal, suspension, or 
revocation EXCEPT: 
A. Unlawfully rebating 
B. Fraudulent submission of a Workers' Comp app 
C. Lack of reasonably adequate knowledge 
D. Soliciting insurance in other areas of the state 
D. Soliciting insurance in other areas of the state 
 
 
How long is a temporary license good for? 
A. 12 months 
B. 6 months 
C. 4 months 
D. 2 months 
B. 6 months 
 
 
 
Brain...
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PA Life Insurance Exam – Latest 2024 Graded A+
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PA Life Insurance Exam – Latest 2024 
 
Graded A+ 
 
Risk Uncertainty or chance of loss. When you buy or purchase insurance, you transfer the 
risk of Financial Liability to the Insurer (Risk Transferred). 
 
Self Insured You are considered to be Self-Insured if you do not purchase insurance. 
 
Risk Retention Not transferring the risk to the insurer. If you are Self Insured, then you are 
practicing Risk Retention. 
 
Pure Risk Chance of LOSS with NO chance of gain. Insurance is based upon th...
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Wisconsin Accident and Health Insurance Exam Questions and Answers 100% Pass
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Wisconsin Accident and Health 
 
Insurance Exam Questions and Answers 
 
100% Pass 
 
Dividends from a stock company are normally sent to: 
Beneficiaries 
Shareholders 
Policy holders 
Insureds Shareholders 
 
Which of the following financial products creates an instant estate, no matter when the date of 
death? 
Mutual funds 
Life insurance 
Certificate of deposit 
Deferred annuity Life insurance 
 
Which of the following outlines the authority given to the producer on behalf of the insurer? 
R...
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RMIN 4000 Exam 2 Questions and Answers Already Passed
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RMIN 4000 Exam 2 Questions and 
Answers Already Passed 
Major Types of Private Insurers Stock Insurers 
Mutual Insurers 
Lloyds of London 
Stock Insurer -A corporation owned by stockholders. 
-Objective is to earn profits for the stockholders by increasing stock and paying dividends. 
(Progressive, Allstate, Metlife, etc.) 
Mutual Insurer -a corporation owned by policyholders. 
-profits are distributed to policyholders by dividends or rate reductions. 
(statefarm, nationwide, liberty mutual) 
ty...
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